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Just get rid of large sums FAST. Don't tie it to a bank account that you save money in and don't let them have your credit card number EVER.
Then how do they go after you for $500?
If you really think they will spend big bucks suing you to have a judge laugh it out of court, then I got a bridge to sell you.
I spend any money I get in paypal as soon as I get it and the bank acohahahaha it is tied to has $20 in it max.
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