Quote:
Originally posted by DamageX
If my account were to receive funds that are of fraudulent origin, what would happen to my account and the funds in it that were accrued honestly? I cannot verify nor prevent that anyone send me funds that are fraudulent at origin, so I need to be sure that the state of my account is NOT affected, were this to happen.
So, if you freeze my account, do I get to keep my honestly earned money? And if I do, how long does it take for me to be able to access my funds again? Looking forward to your answers, thanks.
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DamageX, your question is very well put, regardless of where you are from ;-}}
If your account was suspended pending an investigation, for any reason, and funds that were in your account were legitimate, then they would be returned to you once the investigation was done. There is not a specific number of days, I've had people come to me with issues that were cleared up within hours, and then others that due to the scope and nature of the problems, took quite a bit longer.
Should YOU turn out to be the fraudster, HYPOTHETICALLY SPEAKING -- I am not calling you a fraud, just using you as an example, then any legitimate funds that were in your account would be returned to the point of origin where there was no fraud. This means that it could be a simple reverse to the person who sent you the money or it could go all the way back to the original load of the money in question, with a credit to the cardholder or wire account holder.
Funds do not just appear and disappear, they are calculated back through the trail of how they went through the system and at the point where everything is legitimate they belong to the person that held them at that time.
If you have other questions, let me know.
