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I helped pay for college by working a sales job part-time. I learned a *shitload* about sales by learning from the pro salespeople. Extended warranties are sucker sales that pay very high commissions.
Basically, extended warranties are just a way for retailers to make an additional 20% of pure profit from a sale. It's *very* rare that a defect will occur after the first few months of normal useage (they usually occur within the first 3 months). Remember, NO warranty will pay for damage that is accidentally caused; they only pay for *defects* that the item was sold with.
On the other hand, *insurance* on the item will pay for accidental damage, but is more expensive, if offered at all.
Extended warranties are sucker sales.
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