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Um, my guess here is you are using the standard business account setup with the affiliate payouts module as your so-called "employee cards", is this correct?
If so then, NO, you can't go and take the money you pay into those accounts back to the business account. IF that were allowed then all monies paid to affiliates could be potentially "unpaid" to them at any point.
If you are using the Corporate account APIs, then I'll stand corrected, but do clarify if that's the case.
As to the suspensions, yeah, if we catch someone attempting to de-fraud us, we suspend them.
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