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Something I read recently that interested me . .. in New Zealand (not sure where else) they don't require you to pay ludicrously high liability insurance. You can insure your property (car) against damage, but because they have free public health care it takes all the lawyers right out of the equation, and means you can't sue for profit. Great fucking idea! Occasonal car accidents are inevitable, and even the party we call 'at fault' usually didn't do anything criminally wrong. But yet we still waste all this money on the courts and employing lawyers and supporting insurance companies.. why? because our government has corporate friends to subsidize?
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