Health Insurance..

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  • cybermike
    Confirmed User
    • Jan 2002
    • 4123

    #1

    Health Insurance..

    Ok I'm pretty much doing this internet thing full time since I don't want to find a real job and I'm doing pretty well..

    So wtf do I do for insurance? Seems like my choices are very limited being self employed..

    There should be some kind of adult webmaster union so we can get group plans or something...
    Hey surfers how about some The Best Porn Sites
  • wdsguy
    Ryde or Die
    • Dec 2002
    • 19568

    #2
    http://www.esurance.com/

    Comment

    • cybermike
      Confirmed User
      • Jan 2002
      • 4123

      #3
      I had a plan with ehealthinsurance through ghi I just cancelled because the coverage was awful and for the price I was paying it was nuts.. and that was the only one they offered for self employed people.
      Hey surfers how about some The Best Porn Sites

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      • PatrickKing
        Confirmed User
        • Jan 2004
        • 2096

        #4
        Bump for buddy Mike, and an important issue
        [email protected]

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        • reynold
          Too lazy to set a custom title
          • Oct 2002
          • 51271

          #5
          Ni ce post mike; and by the way, like the blog..

          Comment

          • MandyBlake
            The one and only!
            • Nov 2002
            • 17761

            #6
            not sure what you have up there but we have kaiser permanente
            Mandy's Playhouse
            Her First Fat Girl
            If you're interested in promoting my sites, ICQ me! 178411921

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            • Brujah
              Beer Money Baron
              • Jan 2001
              • 22157

              #7
              ARS has health insurance
              http://www.arsri.com/

              Comment

              • Hustlin Entertainment
                So Fucking Banned
                • May 2002
                • 2326

                #8

                Comment

                • CC
                  Confirmed User
                  • Feb 2001
                  • 1690

                  #9
                  We use BlueCross BlueShield.

                  Comment

                  • Babagirls
                    Text Writer
                    • Feb 2001
                    • 18812

                    #10
                    i'd say go for BlueCross/BlueSheild

                    when i was looking for insurance, they had some decent plans that werent that expensive.




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                    • pornguy
                      Too lazy to set a custom title
                      • Mar 2003
                      • 62910

                      #11
                      Go with Blue cross. they are not the best, but much better than having nothing at all.
                      PornGuy skype me pornguy_epic

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                      • xxxice
                        Confirmed User
                        • Feb 2002
                        • 5042

                        #12
                        It is very expensive

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                        • College Downtime
                          Confirmed User
                          • May 2005
                          • 557

                          #13
                          Alot of the time you can get it from the same place you get your house and car insurance
                          College Downtime.com

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                          • Marcus
                            Confirmed User
                            • Jul 2001
                            • 3472

                            #14
                            i use blue cross blue shield as a self employed person.
                            $300 month

                            Comment

                            • Babagirls
                              Text Writer
                              • Feb 2001
                              • 18812

                              #15
                              Originally posted by College Downtime
                              Alot of the time you can get it from the same place you get your house and car insurance

                              or under your spouses insurance plan (if they have a career offline).




                              Need a Text Writer?
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                              • FunForOne
                                Confirmed User
                                • Nov 2003
                                • 8704

                                #16
                                I used to do health plans for companies.

                                I still have alot of info.

                                If you are young and healthy and have a higher than average income as a business owner - look at the HSA plans
                                In most cases you can cut your premium in half. most agents won't tell you that because they work on commission and dont want to cut your premium in half

                                If anyone wants to pick my brain, hit me up on icq: 231124768

                                Comment

                                • Sosa
                                  In Tushy Land
                                  • Oct 2002
                                  • 40149

                                  #17
                                  i was able to get on bluecross/blue shield pretty cheap.

                                  Comment

                                  • Spunky
                                    I need a beer
                                    • Jun 2002
                                    • 133978

                                    #18
                                    MSP 54 bucks a month Canadian

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                                    • xxxice
                                      Confirmed User
                                      • Feb 2002
                                      • 5042

                                      #19
                                      Oops misread post $300 a month you said or per quarter ?

                                      Comment

                                      • latinasojourn
                                        Confirmed User
                                        • Oct 2003
                                        • 3191

                                        #20
                                        blue cross anthem.

                                        adjust your deductible to what you can live with (afford) if you have a catastrophic illness, makes a big difference in your premium.

                                        if you have good teeth and take care of them (don't get cavities much) don't take the dental---you won't die of a cavity.

                                        you kids must have some kind of health coverage. don't ever think otherwise, not having it can mean life or death, even in the usa.

                                        Comment

                                        • steffie
                                          Confirmed User
                                          • May 2002
                                          • 2422

                                          #21
                                          We are incorporated and have company health Insurance. Before we incorporated I talked to my Insurance broker who hooked my up and the family for 400.00 per month.
                                          It's like a 80/20 plan. They even paid 50% of braces. 100 % for emergencies. 50 deductible for doctors.

                                          Blue Cross/Shield has some good plans too and are reasonable if you are a sole proprietor. Before you shop online, talk to your Insurance Broker, maybe the person you have your home/car/rental whatever with. Sometimes they give you a break

                                          Edit, before you freak out about the cost of our insurance. We have Dental, Optical (covers 100% of Lasic) and full medical.. It was worth it to us. But as earlier said by somebody else, if your in good health you can drop the Dental and Optical
                                          Last edited by steffie; 05-23-2005, 10:42 PM.
                                          Partying since '96 and not going anywhere Anna's Dorm

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