FYI, for those who were just about to ask. My score was 755 when I got it. Score's higher now though.
Mine was 792...Got it 2 months ago. I spent 180K on AMEX last year and more this year. My AMEX financial advisor recommended I get it. Otherwise, I probably wouldn't have heard of the damn thing. It's useful for what I do with it and worth the $2,500 for several reasons. Did they give you a Platinum card for free with it? I requested that as I don't like to carry around the black card, only on certain trips.
Nice thread guys, it has proven to be a useful filter. The bottom line on everything that was said above is this.
Anybody that has a Black, Platinum or even Gold card has most likely worked their ass off to get it unless Daddy gave it to you. And anyone that knows AMEX will gladly pay their annual fees, simply because AMEX saves you loads of time and headaches. The time factor alone MAKES me more money. The rewards and all the extra perks associated with AMEX is just gravy as far as I'm concerned.
It's good to see some hard working people out there.
Geographical issue. ALL Los Angeles girls know what one is. I actually think the #1 perq of having one is supposed to be the LA model types who come with it.
I had an AMEX Gold for a number of years, and they sent me the Platinum pre-approval letters every other week for about 6 months because I spent so much with it. I found it odd that they always advertised "no pre determined spending limit", but it seemed like every month I exceeded maybe three or four grand on the card, I'd get a letter saying something to the effect that I've exceeded the undetermined limit amount. Hahaha. That was always amusing.
Originally posted by xenigo I had an AMEX Gold for a number of years, and they sent me the Platinum pre-approval letters every other week for about 6 months because I spent so much with it. I found it odd that they always advertised "no pre determined spending limit", but it seemed like every month I exceeded maybe three or four grand on the card, I'd get a letter saying something to the effect that I've exceeded the undetermined limit amount. Hahaha. That was always amusing.
Never had that problem one bit regarding spending too much. Spent over 10 grand a month on my Gold when I had it. Never got any invitations for the Platinum until they just gave it to me about 2 years ago. Looks like they target on a person to person basis.
Never had that problem one bit regarding spending too much. Spent over 10 grand a month on my Gold when I had it. Never got any invitations for the Platinum until they just gave it to me about 2 years ago. Looks like they target on a person to person basis.
So is that to say you got the Platinum for free? Lucky ass I just couldn't justify spending that much on a card. It's not like I'd ever use the conceirge service, which was the main feature.
So is that to say you got the Platinum for free? Lucky ass I just couldn't justify spending that much on a card. It's not like I'd ever use the conceirge service, which was the main feature.
Yes, only the first year was free. They stuck me for $300 (I believe it's $399 now for new customers) a year which I thought was worth it. Just the insurance, free deliveries and 90 Day product guarantee on anything you buy with it pays for itself. AMEX is the only credit card I pay annual fees on for both business and personal cards.
Now I pay $2,500 for the black and they give me the Platinum for free as I requested it. Don't like to carry around the black.
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