Quote:
Originally posted by MissGrim
I live pretty close to the Acropolis (the naked one, not the Greek restaurant one). I'm actually legally disabled, so I keep very careful records of my online income, because while it's not a large amount I don't want to do anything to jeopardize my Social Security income (since that comes in even when I'm too ill to work). Being legally disabled, I'm on Medicare, which to my understanding covers most of my office visits, x-rays, labwork, etc. but no medication.
If you're experienced in healthcare maybe you could do me a *really* big favor sometime and help explain Medicare supplements to me and help me pick one out. For some reason, even though I'm fairly knowledgeable on a number of subjects, I turn into an utter retard the minute I try to research health insurance options. It's like they're written in a foreign language.
I'm managing to scrape by as it is with medication samples from my doctor and over-the-counter alternatives, but if I could find a Medicare supplement, and if I finish my online portfolio and get some freelance work going, then I think I'll be doing pretty well. For me, anyway. =P
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Ok.. There is a difference between Medicare and Medicaid...
Medicare is a Federally Funded program.. It is for the elderly and disabled.. It covers Medical, but not RX....
Now Medicaid is a State Funded Program. Varries state to state.
It is dependent on Income and need..
Two very different programs.. And yes people do qualify for both..
Medicare as I said will not cover RX.. One of the reasons the whole elderly and Prescription cost issue is so big in the political fourms...
But Medicaid will cover it.. If you qualify.. It is income dependent..
I suggest you apply..
Like I said, you will either qualify 100% where they flat out pay for it all, or most likely since you do have some income will qualify for a spend down program.. That is they work out a formula for you depending on your income and RX cost and come up with a figure they think you should fairly pay and how much they should assist...
Say for example you qualify for a spend down of $1000.00
That means for 1 year, you have to pay the first 1,000.00 of your RX.. Once that 1,000.00 is met then Medicaid will kick in and cover the rest.. Either at a discount or most likely cover it 100% past your spend down figure..
But then at the end of the year, it ends.. The new year you have to start over again.. Paying out of pocket to reach that 1,000.00 before they kick in..
Also they will review you every year to see what your spend down should and will be..
Im willing to bet you qualify...
Until then I can hook you up with some cheaper cash prices im sure..
Where do you go?? Safeway? Fredmyer?? Rite Aid??