Quote:
Originally posted by LadyMischief
Well that's my point. These surfers are kind of forced to leech because they can't buy memberships... So not only are the actual sales scrubbed, but that person will be less likely to even TRY to buy in the future. Once bitten twice shy. Only problem is I doubt there's anything we can do as an industry to change that.. is there?
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this is dead-on accurate. just from past experience i have had multiple gold and platinum VISA's and MC's denied by the big US processors over the years, some of them sites i actually saw here on GFY and wanted to check out. i can use my CC's anywhere else online, why scrub just these sort of transactions so hard for no reason? as its been pointed out before, scrubbing perfectly good transactions for no reason wouldn't help lower chargeback ratio's in the first place, it would make them higher since the pool of good transactions is shrinking... i don't understand the point of scrubbing when it isn't cardholders from obscure locales, i'm not ashamed to admiit..