I'm going to put this out there re: Merchant accounts.

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  • sperbonzo
    I'd rather be on my boat.
    • May 2003
    • 9750

    #1

    I'm going to put this out there re: Merchant accounts.

    I have been working for some time to develop a solid relationship with a stable US bank that will be willing to write merchant accounts for high-risk merchants. I have now established that situation and have started wrting accounts to this bank. As I posted on another thread, I can now make the following offer.

    To any merchant that is processing at least 50k per month with at least 3 months of processing statements, I can have you set up with your own stable US merchant account in about 72 hours (average). I have worked out good rates with this bank, and they will be willing to write these accounts until they get to the point where they have enough high-risk, and stop writing it in order to keep their portfolio balanced. Everything about this situation is very sweet. There are no large set up fees of several thousand dollars, there are no hidden fees, etc....

    Quality higher-volume merchants should contact me.

    [email protected]

    ICQ 177961090
    Michael Sperber / Acella Financial LLC/ Online Payment Processing

    [email protected] / http://Acellafinancial.com/

    ICQ 177961090 / Tel +1 909 NET BILL / Skype msperber
  • GrimShawn
    Confirmed User
    • Oct 2002
    • 8120

    #2

    Comment

    • PM2
      So Fucking Banned
      • Jul 2003
      • 504

      #3
      which bank?

      Comment

      • sperbonzo
        I'd rather be on my boat.
        • May 2003
        • 9750

        #4
        Originally posted by PM2
        which bank?
        I would need to get an NDA signed with you first, but I will say that this is no fly-by-night situation, and it's been a lot of work to get this deal set up.
        Michael Sperber / Acella Financial LLC/ Online Payment Processing

        [email protected] / http://Acellafinancial.com/

        ICQ 177961090 / Tel +1 909 NET BILL / Skype msperber

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        • ZakAttack
          Confirmed User
          • Sep 2003
          • 350

          #5
          fraudscrub email???

          Comment

          • sperbonzo
            I'd rather be on my boat.
            • May 2003
            • 9750

            #6
            Originally posted by ZakAttack
            fraudscrub email???
            This is something outside of the fraudscrub company....Kind of a side project for us.
            Michael Sperber / Acella Financial LLC/ Online Payment Processing

            [email protected] / http://Acellafinancial.com/

            ICQ 177961090 / Tel +1 909 NET BILL / Skype msperber

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            • sperbonzo
              I'd rather be on my boat.
              • May 2003
              • 9750

              #7
              Originally posted by ZakAttack
              fraudscrub email???

              Fraudscrub.com is the main thing that we do. We provide gateway and fraudscrubbing technologies and services for people with their own merchant accounts.
              Michael Sperber / Acella Financial LLC/ Online Payment Processing

              [email protected] / http://Acellafinancial.com/

              ICQ 177961090 / Tel +1 909 NET BILL / Skype msperber

              Comment

              • bigredd
                Registered User
                • Feb 2003
                • 5

                #8
                Do you have to use your gateway? How competative are the rates?
                OPTIMIZE to $40 per signup OR $65 per active - dynamic<p><br>The revenue professionals that work with you.

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                • sperbonzo
                  I'd rather be on my boat.
                  • May 2003
                  • 9750

                  #9
                  Originally posted by bigredd
                  Do you have to use your gateway? How competative are the rates?
                  You do NOT have to use our gateway.....but you might want to when you see all the features.

                  As for the rates.....They are some of the BEST rates around. I won't quote them as they can depend on your volume, history, etc..., but anyone who knows the merchant account enviroment as it stands now will be very pleased. If you are serious, get in touch with me and we can talk.
                  Michael Sperber / Acella Financial LLC/ Online Payment Processing

                  [email protected] / http://Acellafinancial.com/

                  ICQ 177961090 / Tel +1 909 NET BILL / Skype msperber

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                  • bigredd
                    Registered User
                    • Feb 2003
                    • 5

                    #10
                    What is enough high risk for the bank? What about growth? How long have they been doing this?
                    OPTIMIZE to $40 per signup OR $65 per active - dynamic<p><br>The revenue professionals that work with you.

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                    • sperbonzo
                      I'd rather be on my boat.
                      • May 2003
                      • 9750

                      #11
                      Originally posted by bigredd
                      What is enough high risk for the bank? What about growth? How long have they been doing this?
                      Well, I'm not on the board for the bank, so they don't tell me their entire portfolio, nor the exact figures that the VP of risk management comes up with (no bank will ), but they will get to a certain point and say....."that's enough"

                      I'm not sure what you're asking regarding growth, but merchants with a good history can easily get no cap accounts.

                      They have been doing high-risk for several years, but only as a small part of their business and I have basically persuaded them to expand it. ("and there was much rejoicing!")
                      Michael Sperber / Acella Financial LLC/ Online Payment Processing

                      [email protected] / http://Acellafinancial.com/

                      ICQ 177961090 / Tel +1 909 NET BILL / Skype msperber

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                      • sperbonzo
                        I'd rather be on my boat.
                        • May 2003
                        • 9750

                        #12
                        and when I say "that's enough" I was told that they would not write further accounts, but would keep the ones that they had until they had expanded other parts of the portfolio and could start writing new high-risk accounts again.......so get 'em while they are available!!
                        Michael Sperber / Acella Financial LLC/ Online Payment Processing

                        [email protected] / http://Acellafinancial.com/

                        ICQ 177961090 / Tel +1 909 NET BILL / Skype msperber

                        Comment

                        • bigredd
                          Registered User
                          • Feb 2003
                          • 5

                          #13
                          interesting, sounds good, industry heading to individual MIDs
                          OPTIMIZE to $40 per signup OR $65 per active - dynamic<p><br>The revenue professionals that work with you.

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                          • rnicey
                            Registered User
                            • Sep 2002
                            • 37

                            #14
                            Originally posted by bigredd
                            interesting, sounds good, industry heading to individual MIDs
                            I believe so. It certainly doesn't hurt to have both as an option.

                            Comment

                            • toonces
                              Confirmed User
                              • Feb 2003
                              • 453

                              #15
                              Those with MIDS will be the last ones standing.

                              What are the benefits to having a mid stateside as opposed to the EU?
                              SIG TOO BIG! Maximum 120x60 button and no more than 3 text lines of DEFAULT SIZE and COLOR. Unless your sig is for a GFY top banner sponsor, then you may use a 624x80 instead of a 120x60.

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                              • Darren
                                Confirmed User
                                • Sep 2001
                                • 5994

                                #16
                                what about companies based in Europe? We have years worth of processing statements...


                                Penis enlargement / male enhancement pills - earn up to $229.48 per signup

                                ICQ: 46335817

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                                • sperbonzo
                                  I'd rather be on my boat.
                                  • May 2003
                                  • 9750

                                  #17
                                  Originally posted by toonces
                                  Those with MIDS will be the last ones standing.

                                  What are the benefits to having a mid stateside as opposed to the EU?
                                  If you are a US based company, and there is some kind of dispute with the bank, it is MUCH easier to follow up and get support from the legal system if the bank is in the US. There is just that much more access.

                                  Obviously there are people that are located here and incorporated in the EU, but disputes with EU banks are much harded to solve, and the banking regulations in the EU are sometimes very vague and complex.
                                  Michael Sperber / Acella Financial LLC/ Online Payment Processing

                                  [email protected] / http://Acellafinancial.com/

                                  ICQ 177961090 / Tel +1 909 NET BILL / Skype msperber

                                  Comment

                                  • sperbonzo
                                    I'd rather be on my boat.
                                    • May 2003
                                    • 9750

                                    #18
                                    Originally posted by Darren
                                    what about companies based in Europe? We have years worth of processing statements...

                                    We work with EU banks as well. I was putting out this statement because this US solution is a particularly good one, but I do have EU solutions currently, (and in about 30 days or so I am looking at having another couple of brand-new solutions over there).
                                    Michael Sperber / Acella Financial LLC/ Online Payment Processing

                                    [email protected] / http://Acellafinancial.com/

                                    ICQ 177961090 / Tel +1 909 NET BILL / Skype msperber

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                                    • wallstreetduo
                                      Registered User
                                      • Jan 2002
                                      • 17

                                      #19
                                      Sounds good.
                                      Wallstreetduo

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                                      • Gianna_CECash
                                        Confirmed User
                                        • Nov 2002
                                        • 1135

                                        #20
                                        I know someone who will want to contact you


                                        CE Gianna
                                        [email protected]
                                        ICQ : 831432

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                                        • Gianna_CECash
                                          Confirmed User
                                          • Nov 2002
                                          • 1135

                                          #21
                                          BTW-do you have a phone number??


                                          CE Gianna
                                          [email protected]
                                          ICQ : 831432

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                                          • sperbonzo
                                            I'd rather be on my boat.
                                            • May 2003
                                            • 9750

                                            #22
                                            No Problem. I can be reached at ANY time at the following number:

                                            +1 954 650 5789

                                            Thats' my mobile and I get calls from everywhere, anytime on it.

                                            From experience, the most popular time to call me is just after appetizers, with the entree cooling on the table in front of me, and a really hot girl across the table, who goes from happy to bored to pissed off; and finally leaves after listening to me talk about business for 40 minutes!

                                            But, hey! (shrugs), somebody has to pay for the Pina Coladas!

                                            Michael Sperber / Acella Financial LLC/ Online Payment Processing

                                            [email protected] / http://Acellafinancial.com/

                                            ICQ 177961090 / Tel +1 909 NET BILL / Skype msperber

                                            Comment

                                            • Gianna_CECash
                                              Confirmed User
                                              • Nov 2002
                                              • 1135

                                              #23
                                              Originally posted by sperbonzo
                                              No Problem. I can be reached at ANY time at the following number:

                                              +1 954 650 5789

                                              Thats' my mobile and I get calls from everywhere, anytime on it.

                                              From experience, the most popular time to call me is just after appetizers, with the entree cooling on the table in front of me, and a really hot girl across the table, who goes from happy to bored to pissed off; and finally leaves after listening to me talk about business for 40 minutes!

                                              But, hey! (shrugs), somebody has to pay for the Pina Coladas!

                                              Perfect.... I will tell them to call just at that time


                                              CE Gianna
                                              [email protected]
                                              ICQ : 831432

                                              Comment

                                              • sperbonzo
                                                I'd rather be on my boat.
                                                • May 2003
                                                • 9750

                                                #24
                                                Originally posted by Darren
                                                what about companies based in Europe? We have years worth of processing statements...

                                                BTW Darren, Do you have a US corp also? Would you want a US account for that corp? Like I said, we can do EU also, but do you have an interest in a US one?
                                                Michael Sperber / Acella Financial LLC/ Online Payment Processing

                                                [email protected] / http://Acellafinancial.com/

                                                ICQ 177961090 / Tel +1 909 NET BILL / Skype msperber

                                                Comment

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