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If you had liablility, that's pretty much taking care of the other people-not your car or medical. Which would be the insurance you'd need if you hit someone.
Just thinking out loud here..
Do you know if your company paid a claim to her?
If you are in an accident and you settle and get paid a claim, you're saying you are 'settling'.
They tell you not to settle with the insurance if you are not sure the extent of your injuries...etc. The insurance companies generally want to settle right away to avoid lawsuits.
If she were not paid a claim and she is suing it should be your insurance company that will have to pay.
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