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I still think you're putting the cart before the horse if you haven't contacted your auto insurance company. If claims were made on the accident, she may have signed paperwork stating she will not longer hold you libel for damages inwhich case you don't need an attorney.
If claims are paid out everyday and there is a possiblility for people to sue after they settled, then everyone would fighting for two paydays per accident.
Have you talked with your insurance?
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