Nope, I just feel it is my duty to find any problems if I can
I know that we never gave away free phones when I was working for them - even refurbished ones. So that is a good deal - and the phones are Digital Multi Network - which is cool.
Other places gave away free phones, but they weren't digital like these.
I think the SLM thing would be great to market to people with bad credit. I almost ALWAYS made a sale when people asked about their credit and I told them about it. Back then, ATTWS was the only ones that offered it.
Since you use more than just AT&T, I am not sure you could market it as such, but if you could - well you could clean up. Most people with bad credit always think they will have to make a deposit - which isn't true.
I guess you could market it as "We work with different carriers, so we are most likely able to find a plan that is good for you - even if you have bad credit - sometimes without even a deposit."