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i was always told that if i cant afford to pay for it in cash, then dont buy it!
This works great for personal stuff but may not apply to business type expenses since lots of them may be a bit more costly and not everyone has that much cash laying around.
Another great way to think is why should you have to pay interest? Fuck these companies, dont pay them shit! If you use your CC then pay it off the next month in full to avoid interest
seams to work for me
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