Personal debt got you down, I would suggest the following:
1) Consolidate your debt -- call all your lenders and tell them, you'd like to consolidate or it may be BK... Faced with that choice, they'll take consolidation
2) cut up all credit cards that are nonessential
3) start charting your expenses and start cutting nonessential items
Quote:
Originally posted by Napolean
nice post, doesnt seem to apply to my debt tho and i was excited, lol
any tips for a guy behind on electric, phone and rent? 
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