I make significantly more than the average Australian wage, I live well within my means (saved up a 5% home deposit in only a few months without sacrificing my lifestyle), and my existing card has a modest limit and $0 owing - it's paid in full every month.
My newest application was declined... by the SAME company that I have an existing car loan with! They send me junk mail saying I'm preapproved for new loans because they love the fact that I have never missed a payment. WTF did they decline my card application?
