Planning on my own merchant account

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  • jennycards
    Confirmed User
    • Feb 2002
    • 1124

    #1

    Planning on my own merchant account

    As all those ISPSes suck more and more I am pretty close to getting my own merchant account. I already talked to my bank here in Europe and it's pretty clear that they would give me a contract for Visa and Mastercard. And the fee would bee less than 3% (compared to more than 14% I am now paying at iBill)

    Still there are two concerns why I am hesitating ...

    1) Chargebacks Ratio
    With iBill I am now far below 0.5% but with my own merchant account I cannot use their blacklist any more.
    I could scrub customers from suspicious countries but would that be enough to keep my cb low?

    2) Chargeback Administration
    With every cb you have to respond to letters and everything. Might that additional work exceed the savings I made?

    Let me know what you think.
    Make Money with true niche programs like Adult ECards - Pantyhose Fetish - Men in Pantyhose

  • BRISK
    Too lazy to set a custom title
    • Feb 2003
    • 12240

    #2
    Did you tell your bank that you will be processing adult transactions?
    I post on GFY so that when people ask me what I do,
    I can tell them that I work with the mentally retarded.

    Comment

    • BRISK
      Too lazy to set a custom title
      • Feb 2003
      • 12240

      #3
      If you plan on having your own merchant account, it makes much sense to use the services of www.netbilling.com
      I post on GFY so that when people ask me what I do,
      I can tell them that I work with the mentally retarded.

      Comment

      • jennycards
        Confirmed User
        • Feb 2002
        • 1124

        #4
        Originally posted by BRISK
        Did you tell your bank that you will be processing adult transactions?
        Yes, I did.

        People here in Europe tend to be more open-minded than in the U.S.
        Plus: I have a prime credit history , plus I already have a merchant account for a non-adult business, ...
        Make Money with true niche programs like Adult ECards - Pantyhose Fetish - Men in Pantyhose

        Comment

        • stocktrader23
          Let's do some business.
          • Jan 2003
          • 18781

          #5
          Originally posted by jennycards
          Yes, I did.

          People here in Europe tend to be more open-minded than in the U.S.
          Plus: I have a prime credit history , plus I already have a merchant account for a non-adult business, ...
          Plus you can get a merchant account for adult businesses. I think all these IPSP's have everyone brainwashed to think they are required to operate.


          Hands Free Adult - Join Once, Earn For Life

          "I try to make a habit of bouncing my eyes up to the face of a beautiful woman, and often repeat “not mine” in my head or even verbally. She’s not mine. God has her set aside. She’s not mine. She’s His little girl, and she needs me to fight for her by keeping my eyes where they should be."

          Comment

          • jennycards
            Confirmed User
            • Feb 2002
            • 1124

            #6
            Originally posted by BRISK
            If you plan on having your own merchant account, it makes much sense to use the services of www.netbilling.com
            Most of those services are unable to accept merchant account numbers from my country. So I had to get one in their country (U.S., U.K. or whatever) which is much more difficult because banks there don't know nothing about my company and myself.
            Make Money with true niche programs like Adult ECards - Pantyhose Fetish - Men in Pantyhose

            Comment

            • BRISK
              Too lazy to set a custom title
              • Feb 2003
              • 12240

              #7
              Originally posted by jennycards
              Most of those services are unable to accept merchant account numbers from my country. So I had to get one in their country (U.S., U.K. or whatever) which is much more difficult because banks there don't know nothing about my company and myself.
              What country are you in?
              I post on GFY so that when people ask me what I do,
              I can tell them that I work with the mentally retarded.

              Comment

              • jennycards
                Confirmed User
                • Feb 2002
                • 1124

                #8
                Austria (small country south of Germany) ... not russian if you belived that
                Make Money with true niche programs like Adult ECards - Pantyhose Fetish - Men in Pantyhose

                Comment

                • BRISK
                  Too lazy to set a custom title
                  • Feb 2003
                  • 12240

                  #9
                  Originally posted by jennycards
                  Austria (small country south of Germany) ... not russian if you belived that
                  I've been to Innsbruck
                  I post on GFY so that when people ask me what I do,
                  I can tell them that I work with the mentally retarded.

                  Comment

                  • jennycards
                    Confirmed User
                    • Feb 2002
                    • 1124

                    #10
                    Originally posted by BRISK


                    I've been to Innsbruck
                    I live in <A Href="http://cms.graztourismus.at/EN/">Graz</a> - south-east of Austria.
                    Make Money with true niche programs like Adult ECards - Pantyhose Fetish - Men in Pantyhose

                    Comment

                    • KidCock
                      So Fucking Banned
                      • May 2003
                      • 788

                      #11
                      Originally posted by jennycards
                      As all those ISPSes suck more and more I am pretty close to getting my own merchant account. I already talked to my bank here in Europe and it's pretty clear that they would give me a contract for Visa and Mastercard. And the fee would bee less than 3% (compared to more than 14% I am now paying at iBill)

                      Still there are two concerns why I am hesitating ...

                      1) Chargebacks Ratio
                      With iBill I am now far below 0.5% but with my own merchant account I cannot use their blacklist any more.
                      I could scrub customers from suspicious countries but would that be enough to keep my cb low?

                      2) Chargeback Administration
                      With every cb you have to respond to letters and everything. Might that additional work exceed the savings I made?

                      Let me know what you think.
                      Apply for an account with a gateway, that way you have the benefits of 3rd party (none of the hassles of manual labor you stated above), while not paying 14% (most charge 7-9% for adult).

                      Comment

                      • Theo
                        HAL 9000
                        • May 2001
                        • 34515

                        #12
                        talk to netbilling as already said. We plan to do the same soon

                        Comment

                        • jennycards
                          Confirmed User
                          • Feb 2002
                          • 1124

                          #13
                          I think jettis.com is offering a similar service ... any oppions about them?
                          Make Money with true niche programs like Adult ECards - Pantyhose Fetish - Men in Pantyhose

                          Comment

                          • BRISK
                            Too lazy to set a custom title
                            • Feb 2003
                            • 12240

                            #14
                            Originally posted by jennycards
                            I think jettis.com is offering a similar service ... any oppions about them?
                            How much % ?
                            I post on GFY so that when people ask me what I do,
                            I can tell them that I work with the mentally retarded.

                            Comment

                            • jennycards
                              Confirmed User
                              • Feb 2002
                              • 1124

                              #15
                              Originally posted by BRISK


                              How much % ?
                              I will contact them next week and will let you know thorugh this thread.
                              Make Money with true niche programs like Adult ECards - Pantyhose Fetish - Men in Pantyhose

                              Comment

                              • Andy P
                                Confirmed User
                                • Apr 2003
                                • 132

                                #16
                                sounds like a smart move.. but it must be possible to aquire lists of 'flagged' credit cards ?

                                Comment

                                • benthompson
                                  Confirmed User
                                  • Mar 2002
                                  • 553

                                  #17
                                  Originally posted by jennycards
                                  Yes, I did.

                                  People here in Europe tend to be more open-minded than in the U.S.
                                  Plus: I have a prime credit history , plus I already have a merchant account for a non-adult business, ...
                                  WEll it depends where you are in Europe. In UK they don't let adult sites at all.
                                  No signature.. I am bored of the signatures aswell..

                                  Comment

                                  • BRISK
                                    Too lazy to set a custom title
                                    • Feb 2003
                                    • 12240

                                    #18
                                    Originally posted by benthompson


                                    WEll it depends where you are in Europe. In UK they don't let adult sites at all.
                                    I thought IBill and CCBill both have their EU acquiring banks in the UK?
                                    I post on GFY so that when people ask me what I do,
                                    I can tell them that I work with the mentally retarded.

                                    Comment

                                    • jennycards
                                      Confirmed User
                                      • Feb 2002
                                      • 1124

                                      #19
                                      Originally posted by BRISK


                                      I thought IBill and CCBill both have their EU acquiring banks in the UK?
                                      Actually iBills' EU bank is in Gibraltar which has it's autonomy from London ... especially in regards to banking and taxes.
                                      Make Money with true niche programs like Adult ECards - Pantyhose Fetish - Men in Pantyhose

                                      Comment

                                      • justsexxx
                                        Too lazy to set a custom title
                                        • Aug 2001
                                        • 13723

                                        #20
                                        Try talking to Jettis...BTW for the 3rd party services I only pay 9%, so go figure what you would pay for a merchant service

                                        Andre
                                        Questions?

                                        ICQ: 125184542

                                        Comment

                                        • jennycards
                                          Confirmed User
                                          • Feb 2002
                                          • 1124

                                          #21
                                          Originally posted by Andy P
                                          sounds like a smart move.. but it must be possible to aquire lists of 'flagged' credit cards ?
                                          I would love to be spammed with offers for such lists.
                                          Make Money with true niche programs like Adult ECards - Pantyhose Fetish - Men in Pantyhose

                                          Comment

                                          • jennycards
                                            Confirmed User
                                            • Feb 2002
                                            • 1124

                                            #22
                                            Originally posted by justsexxx
                                            Try talking to Jettis...BTW for the 3rd party services I only pay 9%, so go figure what you would pay for a merchant service

                                            Andre
                                            9% sounds way much better than 14%
                                            Make Money with true niche programs like Adult ECards - Pantyhose Fetish - Men in Pantyhose

                                            Comment

                                            • Tanker
                                              Confirmed User
                                              • Nov 2000
                                              • 9287

                                              #23
                                              you can use ccbill as your gateway too. they offer the service for people having their own merchant accounts and then you get to scrub through their database

                                              Tanker
                                              ICQ 3427575


                                              CCBTools Now featured in the CCBill.com APP STORE

                                              Comment

                                              • prostock
                                                On probation
                                                • Jun 2002
                                                • 4160

                                                #24
                                                I have as well been thinking on this to as well ,
                                                but now if you are in that boat and have your own do you still have to deal with this 1% shit or what how does that now work
                                                or is this just in place when you are with a 3rd party billing ?

                                                ICQ # :158519717

                                                Comment

                                                • Probono
                                                  Confirmed User
                                                  • Oct 2002
                                                  • 2731

                                                  #25
                                                  We have had our own merchant account for 7 years. It is certainly less expensive then IPSP's. However we did need to develop our own scrubbing and blocking software.

                                                  You can work with Netbilling and they will do it for you or you can do it yourself.

                                                  If you want more advice email me and I will share what I have learned

                                                  lee at dreamnet.com

                                                  Comment

                                                  • Mike AI
                                                    Confirmed User
                                                    • Jan 2001
                                                    • 3624

                                                    #26
                                                    I have 2 merchant accounts, Jettis does a wondeful job administrating them for me. They handle customer support, chargebacks, all the back end stuff.


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                                                    Comment

                                                    • jennycards
                                                      Confirmed User
                                                      • Feb 2002
                                                      • 1124

                                                      #27
                                                      Originally posted by Probono
                                                      We have had our own merchant account for 7 years. It is certainly less expensive then IPSP's. However we did need to develop our own scrubbing and blocking software.

                                                      You can work with Netbilling and they will do it for you or you can do it yourself.

                                                      If you want more advice email me and I will share what I have learned

                                                      lee at dreamnet.com
                                                      You got mail
                                                      Make Money with true niche programs like Adult ECards - Pantyhose Fetish - Men in Pantyhose

                                                      Comment

                                                      • Calvinguy
                                                        Confirmed User
                                                        • Oct 2002
                                                        • 1752

                                                        #28
                                                        I would really like to hear your final solution when it come so far. I'm looking for something similar.

                                                        Comment

                                                        • Hind
                                                          So Fucking Banned
                                                          • Jul 2002
                                                          • 384

                                                          #29
                                                          Originally posted by jennycards
                                                          As all those ISPSes suck more and more I am pretty close to getting my own merchant account. I already talked to my bank here in Europe and it's pretty clear that they would give me a contract for Visa and Mastercard. And the fee would bee less than 3% (compared to more than 14% I am now paying at iBill)

                                                          Still there are two concerns why I am hesitating ...

                                                          1) Chargebacks Ratio
                                                          With iBill I am now far below 0.5% but with my own merchant account I cannot use their blacklist any more.
                                                          I could scrub customers from suspicious countries but would that be enough to keep my cb low?

                                                          2) Chargeback Administration
                                                          With every cb you have to respond to letters and everything. Might that additional work exceed the savings I made?

                                                          Let me know what you think.

                                                          Check www.adultrep.com
                                                          they look very interesting and the kind of services they offer are the ones we are all looking for now.

                                                          I got a friend with a small aff. program who is going to hire them and i think im going to give them a shot for my paysite too.

                                                          Comment

                                                          • jennycards
                                                            Confirmed User
                                                            • Feb 2002
                                                            • 1124

                                                            #30
                                                            Originally posted by Calvinguy
                                                            I would really like to hear your final solution when it come so far. I'm looking for something similar.
                                                            Just stay tuned on this thread.
                                                            Make Money with true niche programs like Adult ECards - Pantyhose Fetish - Men in Pantyhose

                                                            Comment

                                                            • jennycards
                                                              Confirmed User
                                                              • Feb 2002
                                                              • 1124

                                                              #31
                                                              By the way: F*ck iBill ... their CMI has been down for 3 days now ... OMG
                                                              Make Money with true niche programs like Adult ECards - Pantyhose Fetish - Men in Pantyhose

                                                              Comment

                                                              • webair
                                                                Confirmed User
                                                                • Feb 2002
                                                                • 8531

                                                                #32
                                                                http://www.webair.com/ecommerce/redirect.html


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                                                                • Gasper

                                                                  #33
                                                                  jennycards, hi neighbour (Maribor)

                                                                  Comment

                                                                  • cezam
                                                                    Confirmed User
                                                                    • Jun 2003
                                                                    • 1363

                                                                    #34
                                                                    Originally posted by jennycards
                                                                    I live in <A Href="http://cms.graztourismus.at/EN/">Graz</a> - south-east of Austria.
                                                                    I know Graz! I drive through Graz often when I go to Klagenfurt. Nice city

                                                                    Comment

                                                                    • TheJimmy
                                                                      ICQ- five seven 0 2 5 5 0
                                                                      • Jan 2001
                                                                      • 10747

                                                                      #35
                                                                      Originally posted by jennycards
                                                                      Austria (small country south of Germany) ... not russian if you belived that
                                                                      I drove through there going south from Germany on my way to Italy...

                                                                      gorgeous country!

                                                                      Investor with 5m - 15m USD to invest. Do you have a site or network of sites earning 50k - 200k a month income? Email your contact and preliminary data to: domain.cashventures (at) gmail.com....Please...no tire kickers...serious offers and inquiries only.

                                                                      Comment

                                                                      • KCat
                                                                        Confirmed User
                                                                        • Sep 2002
                                                                        • 2204

                                                                        #36
                                                                        A friend of mine just had her merchant account frozen when she went above the 1% cb ratio. If you're not doing big numbers, it's easy to push past that 1% when a couple of members chargeback for a lengthy membership (3+ months).

                                                                        She switched all of her sites over to PSW Billing & says she's making more sales now than before, plus less admin hassles.

                                                                        But I've heard plenty of people swear by their merchant accounts too...so I guess you just need to find what works best for your business.

                                                                        Good luck!

                                                                        ~ 300+ FHGs, 100,000 pics to use plus a rockin' Video of the Day download! ~

                                                                        Comment

                                                                        • DatingGold
                                                                          $6 PER EMAIL JOiN
                                                                          • Feb 2003
                                                                          • 13185

                                                                          #37
                                                                          Originally posted by jennycards
                                                                          As all those ISPSes suck more and more I am pretty close to getting my own merchant account. I already talked to my bank here in Europe and it's pretty clear that they would give me a contract for Visa and Mastercard. And the fee would bee less than 3% (compared to more than 14% I am now paying at iBill)

                                                                          Still there are two concerns why I am hesitating ...

                                                                          1) Chargebacks Ratio
                                                                          With iBill I am now far below 0.5% but with my own merchant account I cannot use their blacklist any more.
                                                                          I could scrub customers from suspicious countries but would that be enough to keep my cb low?

                                                                          2) Chargeback Administration
                                                                          With every cb you have to respond to letters and everything. Might that additional work exceed the savings I made?

                                                                          Let me know what you think.
                                                                          Which bank?

                                                                          I have some very good recommendations for merchant account and a processor to use, contact me if interested. I gain nothing from it, just could help you out..
                                                                          9 Years of SOLID payouts and conversions!



                                                                          ADULT DATING - $100 PPS

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                                                                          ICQ: 27442303

                                                                          Comment

                                                                          • DatingGold
                                                                            $6 PER EMAIL JOiN
                                                                            • Feb 2003
                                                                            • 13185

                                                                            #38
                                                                            Originally posted by jennycards
                                                                            By the way: F*ck iBill ... their CMI has been down for 3 days now ... OMG
                                                                            Yeah, I think that it's REALLY pathetic. I expect better service than this especially for the thousands upon thousands we make them each month..
                                                                            9 Years of SOLID payouts and conversions!



                                                                            ADULT DATING - $100 PPS

                                                                            LIVE CAMS - $214 PPS

                                                                            WWW.DATINGGOLD.COM

                                                                            ICQ: 27442303

                                                                            Comment

                                                                            • NETbilling
                                                                              Confirmed User
                                                                              • Jan 2002
                                                                              • 8598

                                                                              #39
                                                                              Hi,

                                                                              We are not simply an IPSP that does merchant account gateway processing as an afterthought. Our system and tools are built for that as is our entire business model. We can cascade multiple merchant accounts within 1 Netbilling admin. Nobody else does that as I know of.

                                                                              Mention GFY and we will waive our setup fee and take excellent care of you for your products and/or memberships. We are also integrated with MPA2 and opther affiliate programs as well.

                                                                              Toll Free within the US: (888)357-8166
                                                                              Outside the US: (661)252-2456

                                                                              Mitch

                                                                              p.s. Jenny, do not worry about Ibills negative database. Our scrubbing is extensive and you have use of our global database as well as the ability to set your own scrubbing level within our system.


                                                                              Mitch Farber
                                                                              CEO - NETbilling, Inc.
                                                                              Email / Phone: 888-357-8166 / 661-252-2456
                                                                              Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

                                                                              Comment

                                                                              • HardProfits
                                                                                So Fucking Banned
                                                                                • Jan 2003
                                                                                • 346

                                                                                #40
                                                                                Originally posted by jennycards
                                                                                I think jettis.com is offering a similar service ... any oppions about them?
                                                                                FYI - Jettis are excellent, and also supply a full affiliate tracking system (Jumbo)

                                                                                NetBilling is also a solid option, but I think Mitch will recommend MPA2 for your affiliate tracking

                                                                                I also think the IPSP's offer a gateway service. I am sure iBill does, and I think CCBill does too. Not sure on Paycom if they do or not

                                                                                Comment

                                                                                • KRL
                                                                                  Entrepreneur
                                                                                  • Oct 2002
                                                                                  • 31429

                                                                                  #41
                                                                                  Jettis and Netbilling seem to get the most accolades on the board these days.

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                                                                                  • Pornwolf
                                                                                    Drunk and Unruly
                                                                                    • Jan 2002
                                                                                    • 22712

                                                                                    #42
                                                                                    Originally posted by KRL
                                                                                    Jettis and Netbilling seem to get the most accolades on the board these days.

                                                                                    The way things are going in 6 months they might be the only ones left. This is getting a bit nervewracking.
                                                                                    I've trusted my sites to them for over a decade...

                                                                                    Webair, bitches.

                                                                                    Comment

                                                                                    • Penthouse_mike
                                                                                      Confirmed User
                                                                                      • Jun 2003
                                                                                      • 317

                                                                                      #43
                                                                                      Besides the merchant discount (roughly 3%, depends on your deal and the card type) there are also other fees which add up quick. deposit fees, passthru fees, etc. read the small print and do the math. Most ISPIs work on
                                                                                      thin margins and high volume, getting your own merchant account might not be worth it in the end.

                                                                                      If you do decide to go it with your own merchant account, don't worry about a few CBs blowing you out of the water you have to have at least 100 CBs in a month before the 1% or 2.5% limits apply.

                                                                                      Comment

                                                                                      • NETbilling
                                                                                        Confirmed User
                                                                                        • Jan 2002
                                                                                        • 8598

                                                                                        #44
                                                                                        Originally posted by Penthouse_mike
                                                                                        Besides the merchant discount (roughly 3%, depends on your deal and the card type) there are also other fees which add up quick. deposit fees, passthru fees, etc. read the small print and do the math. Most ISPIs work on
                                                                                        thin margins and high volume, getting your own merchant account might not be worth it in the end.

                                                                                        If you do decide to go it with your own merchant account, don't worry about a few CBs blowing you out of the water you have to have at least 100 CBs in a month before the 1% or 2.5% limits apply.
                                                                                        Anyone who wants to use their own merchant account will be VERY happy if they have the right company behind them.

                                                                                        :-)

                                                                                        Mitch


                                                                                        Mitch Farber
                                                                                        CEO - NETbilling, Inc.
                                                                                        Email / Phone: 888-357-8166 / 661-252-2456
                                                                                        Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

                                                                                        Comment

                                                                                        • - AFN -
                                                                                          Confirmed User
                                                                                          • Jun 2003
                                                                                          • 3101

                                                                                          #45
                                                                                          problem with an actual merchant account is if you get hit with a FINE of say 10k is what mastercard wants to fine people if they go over the 1% that would mean you would have to come up with 10k in cash to pay that instead of the IPSP eating the fines.

                                                                                          Just a thought some of those fines can get to be pretty hefty and even if you run an honest and legit business one bad apple could end up costing you several thousand in one whack in fines alone!..

                                                                                          something to think about.
                                                                                          cat cash* | tr -d '\r' | tr -s '/n' > money

                                                                                          Comment

                                                                                          • Penthouse_mike
                                                                                            Confirmed User
                                                                                            • Jun 2003
                                                                                            • 317

                                                                                            #46
                                                                                            Originally posted by netbilling


                                                                                            Anyone who wants to use their own merchant account will be VERY happy if they have the right company behind them.

                                                                                            :-)

                                                                                            Mitch
                                                                                            Mitch,

                                                                                            What acquirers do you work with?

                                                                                            mike

                                                                                            Comment

                                                                                            • jennycards
                                                                                              Confirmed User
                                                                                              • Feb 2002
                                                                                              • 1124

                                                                                              #47
                                                                                              Originally posted by webair
                                                                                              http://www.webair.com/ecommerce/redirect.html
                                                                                              Are you sure they accept adult websites? Their page looks rather mainstream ... and they are owned by WellsFargo Bank.
                                                                                              Make Money with true niche programs like Adult ECards - Pantyhose Fetish - Men in Pantyhose

                                                                                              Comment

                                                                                              • jennycards
                                                                                                Confirmed User
                                                                                                • Feb 2002
                                                                                                • 1124

                                                                                                #48
                                                                                                Originally posted by - AFN -
                                                                                                problem with an actual merchant account is if you get hit with a FINE of say 10k is what mastercard wants to fine people if they go over the 1% that would mean you would have to come up with 10k in cash to pay that instead of the IPSP eating the fines.

                                                                                                Just a thought some of those fines can get to be pretty hefty and even if you run an honest and legit business one bad apple could end up costing you several thousand in one whack in fines alone!..

                                                                                                something to think about.
                                                                                                Seems here in Austria everything is a little bit different.
                                                                                                As far as I know there is no fixed cb% limit, no cb fees or fines and merchant accounts are not handled by banks but by VISA or Mastercard (=Europay) themselves.
                                                                                                Make Money with true niche programs like Adult ECards - Pantyhose Fetish - Men in Pantyhose

                                                                                                Comment

                                                                                                • jennycards
                                                                                                  Confirmed User
                                                                                                  • Feb 2002
                                                                                                  • 1124

                                                                                                  #49
                                                                                                  Originally posted by KCat
                                                                                                  A friend of mine just had her merchant account frozen when she went above the 1% cb ratio. If you're not doing big numbers, it's easy to push past that 1% when a couple of members chargeback for a lengthy membership (3+ months).

                                                                                                  She switched all of her sites over to PSW Billing & says she's making more sales now than before, plus less admin hassles.

                                                                                                  But I've heard plenty of people swear by their merchant accounts too...so I guess you just need to find what works best for your business.

                                                                                                  Good luck!
                                                                                                  I think one very important reason for getting your own merchant account is marketing.

                                                                                                  With your own merchant account you can offer very flexible "specials" to your customers ... for example: 3 months for 49.95 after that period recurring billing for 14.95 per month. Or you could mail all existing rebilling customers and offer them to add a 1-year membership "for just 129.95".
                                                                                                  Or you could email all cancelled accounts and offer them to renew their accounts for a reduced price ... without them having to reenter all their data -- because you have them on file.

                                                                                                  You cannot do this with an ISPS because you dont have the CC numbers and they are not flexible enough doing that (at least not for a small guy like myself).
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                                                                                                  • jennycards
                                                                                                    Confirmed User
                                                                                                    • Feb 2002
                                                                                                    • 1124

                                                                                                    #50
                                                                                                    Originally posted by novaknet
                                                                                                    jennycards, hi neighbour (Maribor)
                                                                                                    I look forward to Slovenia joining the E.U. and the Schengen contract very soon ... than we can finally travel to each other's country without those f*cking borders in between.

                                                                                                    By the way ... if there are a few more adult webmasters in this region we could organize an "Adult Webmaster Get-Together South-East-Europe" ... I could bring Austrian beer and my g/f
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