Cashing US$ cheques in the UK?

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  • Lo Wang
    Registered User
    • Mar 2003
    • 39
    #1

    Cashing US$ cheques in the UK?

    I just moved to the UK from Canada and I'm having a hard time finding a bank that will allow me to cash my US cheques without paying huge...er, HUGE nogotiation fees.

    HSBC will allow minimum 4 cheques at 4GBP each.

    Lloyds, I have been told, will do it for 5GBP if the cheque is under 100GBP or 0.20GBP (minimum 8GBP, max 80GBP) per negotiation (save your cheques and bring a bunch in). I just got back from there and have been told by the manager that it's not per negotiation, it's per cheque.

    What is everyone else doing?

    LW
    Tags: None
    • Brown Bear
      Confirmed User
      • May 2002
      • 4982
      #2
      It's all about wires.
      Surrender all your independent thinking and Click Here for re-programming.

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        • Project-Shadow
          Confirmed User
          • Feb 2003
          • 7340
          #3
          I cash mine in @ natwest..

          $14's . Which i guess I don't mind considering I never recieve a cheque under $400

          The rest I do with paypal, then get that from paypal straight to my bank when the exchange rate is right..
          Although the US$ is worse by the day..
          Fucking twats

            Comment

            • cheekycherry
              Confirmed User
              • Feb 2002
              • 1703
              #4
              I use Lloyds TSB, the thing with them though is, YOU have to tell them how it works!

              They will tell you till they are blue in face that it is per cheque, but it's not. It's per currency.

              Costs me normally between £8 and about £15. I always wait till I got about $10-$15,000 before converting.

                Comment

                • senseidru
                  Confirmed User
                  • Sep 2002
                  • 1767
                  #5
                  I use HSBC, pay in 1 check under $200 and costs you £8

                    Comment

                    • ldinternet
                      Confirmed User
                      • Apr 2001
                      • 8245
                      #6
                      I put my trust ONLY in LloydsTSB.

                        Comment

                        • ldinternet
                          Confirmed User
                          • Apr 2001
                          • 8245
                          #7
                          Oh, and don't even bother with Bank of Scotland, affiliated with Halifax. They tried to STEAL over $15000 from me, and their staff are clueless ignorant dipshits.

                            Comment

                            • volante
                              Confirmed User
                              • Mar 2002
                              • 2940
                              #8
                              Originally posted by Lo Wang


                              HSBC will allow minimum 4 cheques at 4GBP each.
                              I've been using HSBC for years - they have a set procedure and charge in a handbook that every staff member should have, but once you get to know them (and they get used to you depositing plenty of US$ cheques) you should be able to come to some arrangement with them. Chat to a small business advisor (there should be at least one in each branch) - they can be very helpful.

                                Comment

                                • gothweb
                                  Confirmed User
                                  • Jun 2002
                                  • 8849
                                  #9
                                  I went with Lloyds TSB. I make a deposit either every two weeks or every month. £5 a shot isn't bad.

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                                    • Darren
                                      Confirmed User
                                      • Sep 2001
                                      • 5994
                                      #10
                                      Originally posted by cheekycherry
                                      I use Lloyds TSB, the thing with them though is, YOU have to tell them how it works!

                                      They will tell you till they are blue in face that it is per cheque, but it's not. It's per currency.

                                      Costs me normally between £8 and about £15. I always wait till I got about $10-$15,000 before converting.

                                      too true.... we had to tell them how to do it!


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                                        • Beastiepoo
                                          Confirmed User
                                          • Mar 2002
                                          • 1971
                                          #11
                                          If you've moved from Canada do you not still have a bank account there? I moved from the US and kept my US bank account. I send the few cheques I get back to them and draw the cash out at an ATM. I don't do this much though, most of my payments come either via paypal or wire transfer.
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                                            • Tipsy
                                              Confirmed User
                                              • Jul 2001
                                              • 6989
                                              #12
                                              If you have £2k to deposit Citibank will give you two accounts. 1 for GBP and one for USD. Best solution I've seen so far.
                                              Ignorance is never bliss.

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