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I think if ANY of the major 3 processors Ibill, Epoch or CCBILL go down they will all go down one right after another. It's my belief that visa/mastercard will eventually bring an end to consumer fraud and the easy chargeback before anything major goes down.
Bottom line. Eventually there will be a chargeback solution that works and we won't have to worry if our processing will be there tomorrow.
-Tony
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