You may be screwed on the 5% because you run your own business basicaly don't you? You usually need to 3-5 years of accounting or some crap to get a proper loan.
If you get screwed, beg your parents to put their name on the loan.
I bought a place in Burquitlam 2 years ago for $65k and now it is worth about $89k. Basically paid for all my schooling
