How long can you go without income?

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  • Libertine
    sex dwarf
    • May 2002
    • 17860

    #1

    How long can you go without income?

    I often hear stories about webmasters or models who lost their income because of sickness, hackers, fraud, whatever, and suddenly lose their income for at least a while. Some ask for the help of others, some quit porn and take a day job, etc. Seemingly, many webmasters do not save enough money to take care of themselves for an extended period of time without income.

    Now, what I'm curious about is what the GFY public thinks about this subject. Do you save enough to make sure you have enough even when times get rough, or are you more concerned with living the good life while you can?

    Personally, I try to keep a buffer for about 6-12 months without any additional income, just to be on the safe side. So what buffer do you guys keep - how long can you go without any income at all?
    /(bb|[^b]{2})/
  • [Labret]
    Registered User
    • May 2001
    • 10945

    #2
    I figure I have a 5 year buffer saved up.

    10 year if I sell my house.

    Comment

    • Gary
      Confirmed User
      • Aug 2001
      • 6110

      #3
      3 days, 4 days if i sell my house. i like to shop

      Up to 35$ per join...!

      Comment

      • Trax
        [----------------------]
        • Aug 2001
        • 14486

        #4
        hehe
        indeed

        Comment

        • markell
          Confirmed User
          • Nov 2002
          • 1190

          #5
          i have no income, and ive lasted for a year and a half without the income from sites, and i didnt really have that much saved up, i just sold hella shit =/
          blah blah fucking blah

          Comment

          • Niki
            Confirmed User
            • Jan 2001
            • 1476

            #6
            for 6 months (I've tried it already;)
            Ivo

            Comment

            • Gutterboy
              So Fucking Banned
              • Jul 2002
              • 4751

              #7
              My first goal as a webmaster was to get a years worth of income socked away in savings. Now I've probably got 3-4.. more if I sold some of my collectibles (wine, rare books) etc.

              Comment

              • theking
                Nice Kitty
                • Sep 2002
                • 21053

                #8
                I need not worry about finances the remainder of my life...but I do have other concerns.
                When you're running down my country hoss...you're walking on the fighting side of me!

                FOR THE LYING LOWLIFE POSTING AS PATHFINDER...http://gfy.com/fucking-around-and-pr...athfinder.html

                Comment

                • Jer
                  God is Brazilian
                  • Feb 2001
                  • 10601

                  #9
                  10 months

                  Comment

                  • Jakke PNG
                    ex-TeenGodFather
                    • Nov 2001
                    • 20306

                    #10
                    Maybe an year, 6-7 years if I sell my appartement and change my way of life
                    ..and I'm off.

                    Comment

                    • stocktrader23
                      Let's do some business.
                      • Jan 2003
                      • 18781

                      #11
                      Originally posted by punkworld
                      I often hear stories about webmasters or models who lost their income because of sickness, hackers, fraud, whatever, and suddenly lose their income for at least a while. Some ask for the help of others, some quit porn and take a day job, etc. Seemingly, many webmasters do not save enough money to take care of themselves for an extended period of time without income.

                      Now, what I'm curious about is what the GFY public thinks about this subject. Do you save enough to make sure you have enough even when times get rough, or are you more concerned with living the good life while you can?

                      Personally, I try to keep a buffer for about 6-12 months without any additional income, just to be on the safe side. So what buffer do you guys keep - how long can you go without any income at all?

                      Not very long at all. I haven't worked in 5 years at a normal job and I've always managed. I've learned many things over the years that I can always do if something comes up. Now if I got sick and was unable to work I have great friends and family that I can depend on 100%.


                      Hands Free Adult - Join Once, Earn For Life

                      "I try to make a habit of bouncing my eyes up to the face of a beautiful woman, and often repeat “not mine” in my head or even verbally. She’s not mine. God has her set aside. She’s not mine. She’s His little girl, and she needs me to fight for her by keeping my eyes where they should be."

                      Comment

                      • gothweb
                        Confirmed User
                        • Jun 2002
                        • 8849

                        #12
                        I had enough to last for about four months. I know this because I was screwed-over and had to test how long I could survive without my main source of income, my sites.

                        Right now, I could last about a month. It takes a while to save up, especially if you are basically self employed.

                        Photos by Ian X.: Distinctive photos of goth babes.
                        Blood Money:Your traffic, my sites, our money.
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                        Comment

                        • klik
                          Confirmed User
                          • Nov 2001
                          • 5092

                          #13
                          Originally posted by gothweb

                          Right now, I could last about a month. It takes a while to save up, especially if you are basically self employed.
                          I've been stuck at this point for a good while now...

                          Comment

                          • funkmaster
                            So Fucking Banned
                            • Sep 2001
                            • 7938

                            #14
                            ... if I´d quit today I could still be eating lunch at the ritz every fucking day untill the end of 2179 ...

                            Comment

                            • dimonka
                              Confirmed User
                              • Oct 2002
                              • 477

                              #15
                              Eeee... NULL Income must be constant to keep men morally up and confident... But shit happens.

                              Find out what REBILLS are!

                              Comment

                              • Lykos
                                Too lazy to set a custom title
                                • Apr 2003
                                • 31027

                                #16
                                Well couse i live in Yugoslavia....and everything is cheap except girls.....
                                i need 400$ for appartman..500$ for other utilities including telephone bill....and about 300$ for food...and about 1000$ for going to night clubs...and about 300$ for gas for car...well let's say next 10 months withou income i can live perfect
                                Last edited by Lykos; 05-25-2003, 02:17 PM.

                                Comment

                                • [Labret]
                                  Registered User
                                  • May 2001
                                  • 10945

                                  #17
                                  Originally posted by Lykos
                                  Well couse i live in Yugoslavia....and everything is cheap except appartman.....
                                  i need 400$ for appartman..500$ for other utilities including telephone bill....and about 300$ for food...and about 1000$ for going to night clubs...and about 300$ for gas for car...well let's say next 10 months withou income i can live perfect
                                  Your utilities cost more than your rent?

                                  Comment

                                  • Lykos
                                    Too lazy to set a custom title
                                    • Apr 2003
                                    • 31027

                                    #18
                                    Originally posted by [Labret]


                                    Your utilities cost more than your rent?
                                    Yes including telephone bill,and i am on dial-up connection so my phone is always on-line and that's why i pay telephone bill about 300$ monthly...and also we have most expencive electricity on worldit costs more then in usa...8 cents per 1 kb of electric power
                                    But it is ok for me

                                    Comment

                                    • Jer
                                      God is Brazilian
                                      • Feb 2001
                                      • 10601

                                      #19
                                      Originally posted by Lykos


                                      Yes including telephone bill,and i am on dial-up connection so my phone is always on-line and that's why i pay telephone bill about 300$ monthly...and also we have most expencive electricity on worldit costs more then in usa...8 cents per 1 kb of electric power
                                      But it is ok for me
                                      Before ADSL (256kbps) I was burning money with my phone bill.

                                      Now that I will move to another state I hope the internet access they have at the building is good (because its cheap - $20). About 10-12 days ago they were there installing the cables and stuff, but it seens like the cable that goes to my appartment is still unplugged.

                                      Comment

                                      • CC
                                        Confirmed User
                                        • Feb 2001
                                        • 1690

                                        #20
                                        Based on the current balance in my emergency fund, I would be fine for about 2 years (probably more like 5 years if I was more frugal).

                                        Comment

                                        • freeones
                                          Confirmed User
                                          • Jul 2001
                                          • 3406

                                          #21
                                          9 months and 13 days (only when the month February is included)

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                                          • quiet
                                            we'll miss you our friend. RIP
                                            • Sep 2001
                                            • 25115

                                            #22
                                            around 45 years.
                                            we'll miss you our friend. RIP

                                            Comment

                                            • eroswebmaster
                                              March 1st, 2003
                                              • Jul 2001
                                              • 20295

                                              #23
                                              Originally posted by Gary
                                              3 days, 4 days if i sell my house. i like to shop
                                              LOL man you hardly ever get up off the couch anymore to post but when you do you have me falling off of it.
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                                              Comment

                                              • kongen
                                                Confirmed User
                                                • May 2002
                                                • 110

                                                #24
                                                I live in a social democracy, sow I don't need to worry about this. The state will take care of my financial problems if I lose my income.

                                                Comment

                                                • benthompson
                                                  Confirmed User
                                                  • Mar 2002
                                                  • 553

                                                  #25
                                                  a few hours..
                                                  No signature.. I am bored of the signatures aswell..

                                                  Comment

                                                  • sacX
                                                    Confirmed User
                                                    • Dec 2002
                                                    • 2998

                                                    #26
                                                    If i stopped now would have enough for 20 years.. Plan to live about another 50 though
                                                    Have Asian Language Traffic?

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                                                    • Manny The Freak
                                                      Confirmed User
                                                      • Oct 2002
                                                      • 1503

                                                      #27
                                                      As long as it takes. Been without it for 6 months, but it is recently working out. Finally on the right track when people said I would not last for more than a week. Vancouver had a chance to employ a hard working individual like me but......thier loss. I have been able to generate income to last me 10 years.

                                                      Comment

                                                      • Peter Romero
                                                        Long time no happy ending
                                                        • Feb 2003
                                                        • 10618

                                                        #28
                                                        I do porn for a living - I cannot stand to be unemployed - I get too horny.


                                                        [email protected]

                                                        See them all here: https://www.Petergirls.com

                                                        Comment

                                                        • Pappa
                                                          Confirmed User
                                                          • Apr 2003
                                                          • 636

                                                          #29
                                                          Originally posted by kongen
                                                          I live in a social democracy, sow I don't need to worry about this. The state will take care of my financial problems if I lose my income.
                                                          Gotta love living in Norway


                                                          Traffic Cash Gold!

                                                          Comment

                                                          • Dveron
                                                            Confirmed User
                                                            • Dec 2002
                                                            • 2794

                                                            #30
                                                            I've worked this out a few times and based on my current living costs I have about a 15 year buffer
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                                                            • TheFLY
                                                              So Fucking Banned
                                                              • Jan 2001
                                                              • 11856

                                                              #31
                                                              Originally posted by Jer


                                                              Before ADSL (256kbps) I was burning money with my phone bill.

                                                              Now that I will move to another state I hope the internet access they have at the building is good (because its cheap - $20). About 10-12 days ago they were there installing the cables and stuff, but it seens like the cable that goes to my appartment is still unplugged.
                                                              Where are you moving?

                                                              Comment

                                                              • Jer
                                                                God is Brazilian
                                                                • Feb 2001
                                                                • 10601

                                                                #32
                                                                Originally posted by TheFLY


                                                                Where are you moving?
                                                                To Fortaleza, CE, Brazil. My marriage is June 20th

                                                                Comment

                                                                • greentea
                                                                  Confirmed User
                                                                  • Mar 2002
                                                                  • 6580

                                                                  #33
                                                                  i have gone a year + with no income in my past, now its about 3 months or so i can go without any income.
                                                                  blunts

                                                                  Comment

                                                                  • xdcdave
                                                                    Confirmed User
                                                                    • Feb 2003
                                                                    • 1911

                                                                    #34
                                                                    about 2 years living the same miser lifestyle I do today.. (I drive a Cavalier for god sakes)

                                                                    Comment

                                                                    • EscortBiz
                                                                      Fuck Checks, CASH only!
                                                                      • May 2002
                                                                      • 19422

                                                                      #35
                                                                      Originally posted by greentea
                                                                      i have gone a year + with no income in my past, now its about 3 months or so i can go without any income.
                                                                      the cost of living in NY

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                                                                      • KRL
                                                                        Entrepreneur
                                                                        • Oct 2002
                                                                        • 31429

                                                                        #36
                                                                        Its all relative to your lifestyle.

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                                                                        • greentea
                                                                          Confirmed User
                                                                          • Mar 2002
                                                                          • 6580

                                                                          #37
                                                                          Originally posted by EscortBiz


                                                                          the cost of living in NY
                                                                          Yep you said it EB! thats half the truth.


                                                                          get a parking ticket in ny lately? shite!
                                                                          blunts

                                                                          Comment

                                                                          • Pappa
                                                                            Confirmed User
                                                                            • Apr 2003
                                                                            • 636

                                                                            #38
                                                                            I have $0,45 in my Pay Pal account that I'm saving for a rainy day.


                                                                            Traffic Cash Gold!

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                                                                            • Civic3D
                                                                              Confirmed User
                                                                              • Nov 2001
                                                                              • 177

                                                                              #39
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                                                                              • Donnie Gangsta
                                                                                Confirmed User
                                                                                • Mar 2002
                                                                                • 1104

                                                                                #40
                                                                                that depends.. i mean i can go buy $800 gucci shirts and stuff like i do now and last not very long.. or i could upon loss of income stop spending so much and last forever...

                                                                                i think most webmasters are ballers, though.. and just spend a lot and don't think about saving.

                                                                                Comment

                                                                                • lickmymonster
                                                                                  Confirmed User
                                                                                  • Jan 2003
                                                                                  • 628

                                                                                  #41


                                                                                  Lickmymonster

                                                                                  live from Texas

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                                                                                  • AdultNex
                                                                                    Confirmed User
                                                                                    • Feb 2003
                                                                                    • 8985

                                                                                    #42
                                                                                    Originally posted by quiet
                                                                                    around 45 years.
                                                                                    Bastard.

                                                                                    Comment

                                                                                    • mrbling
                                                                                      Confirmed User
                                                                                      • Jun 2002
                                                                                      • 365

                                                                                      #43
                                                                                      Around 40 years.

                                                                                      While all the kids be living paycheck to paycheck

                                                                                      I make my money by the years, "Oh this month I made enough money to last me another year"


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                                                                                      • NWPhil
                                                                                        Confirmed User
                                                                                        • Apr 2003
                                                                                        • 1960

                                                                                        #44
                                                                                        I got about a month before I'd have to hitchhike to my parents and sleep in their outhouse!

                                                                                        Comment

                                                                                        • Kapitan Ivanov
                                                                                          Confirmed User
                                                                                          • May 2003
                                                                                          • 1000

                                                                                          #45
                                                                                          Originally posted by mrbling
                                                                                          Around 40 years.

                                                                                          While all the kids be living paycheck to paycheck

                                                                                          I make my money by the years, "Oh this month I made enough money to last me another year"


                                                                                          how to for whales
                                                                                          I hear ya. but in my case it's only if I would be alone. supporting 1 girlfriend takes approx 60% of all income
                                                                                          Ivanov:Never posting again. (666)

                                                                                          Comment

                                                                                          • PowerCum
                                                                                            CjOverkill
                                                                                            • Apr 2003
                                                                                            • 1328

                                                                                            #46
                                                                                            I have never been without job offers for less than 10 days. I currently refuse them all because of my studies and still more job offers coming to my house. Sometimes companies call me at phone to talk about new job they offer me...
                                                                                            So I will always have enought money to live unless I break my hed or amputate it at all.

                                                                                            I thing it's good to be me and have my knowledge and my experience
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                                                                                            • Ironhorse
                                                                                              Pixel Pusher
                                                                                              • Nov 2002
                                                                                              • 7094

                                                                                              #47
                                                                                              Well I've had some personal and financial setbacks in the last year or so including separating my wife of 13 years and my dad dying which put in a deep deppression for 2 months, now my reserves are all tapped out and I'm actually in the negatives but I've got a few projects lined up and I'm confident I'll return to profitability quickly with hard work and dedication.
                                                                                              [email protected]

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                                                                                              • Angelonfire

                                                                                                #48
                                                                                                I am a RN so helps to have second job..

                                                                                                Comment

                                                                                                • Angelonfire

                                                                                                  #49
                                                                                                  Most people have other income unless they do well in this buisness

                                                                                                  Comment

                                                                                                  • Angelonfire

                                                                                                    #50
                                                                                                    49...

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