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Reason is most city laws require you to have one if your operating any business from your home. Ussually if your not within city limits and in county limits your not required to have one.
Will you get into trouble for not having one? Prolly not. For example here where I am at if they find out your running a business without one they just tell you to get one and add a fine to getting one.
Reasons I have one. One less door for the law to fuck me on as they look for reasons to bust your ass. Two I am not ashamed of what I do and have no reason to hide.
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