combating check fraud

Collapse
X
 
  • Time
  • Show
Clear All
new posts
  • models
    Registered User
    • Oct 2002
    • 118

    #1

    combating check fraud

    OK, it's the same old story---just got some asswipe to buy memberships in 6 of my sites within 15 minutes---all with "check" purchase, all with same yahoo email address.

    i know it's fraud because he bought (2) recurring memberships to the same site as part of his "package".

    so i call my rep at Ibill and i ask if there is anyway i can block this guy since i'm sure it's fraud. she says "yes" we can block his specific email address.

    well, i know that isn't going to do me any good, because this kid can have another email address within 10 minutes.

    she then goes on to explain to me that "i don't really lose because a revoke doesn't cost me any money".

    and i don't take the time to tell her that shooting all original content and paying bandwidth for some jerkoff to steal my stuff does cost me real money.

    now the question is, who has the best situation for taking checks?---i want to continue to take them because IF they are good they do rebill nicely; problem is it seems 30% or so of check purchases piss back as fraud, and probably Ibill is the worst of our 4 e-commerce vendors.

    (and ccbill isn't much better)

    globill is better, but they are a weak sister in terms of approvals overall, but i could steer all checks to them if necessary.

    who's got the best deal that might actually begin to solve this problem---is it netbilling? or someone else?

    are e-commerce companies even trying to work on this problem?

    because the check deal as it sits now REALLY SUCKS.

    thanks for any advice.
  • EscortBiz
    Fuck Checks, CASH only!
    • May 2002
    • 19422

    #2
    on my new site there wont be a check option

    Spanking, Medical Fetish, Sleeping, Strap-on Anal Lesbians, Girls Fucking Guys, Handjob site REAL HOT, Shemales, Anal and Ass Licking sites 100% Real EXCLUSIVE with amazing retention, ccbill payouts, lots of content FREE FTP HOSTING

    Promote the largest and oldest member paid escort site, Converts 10 times better then any dating site, CCBill payouts

    ICQ# 158802076

    Comment

    • LiveDose
      Show Yer Tits!
      • Feb 2002
      • 25792

      #3
      best way to deal with check fraud on the net is to not accept checks.


      Scammer Alert: acer19 acer [email protected] [email protected] Money stolen using PayPal

      Comment

      • EscortBiz
        Fuck Checks, CASH only!
        • May 2002
        • 19422

        #4
        Originally posted by LiveDose
        best way to deal with check fraud on the net is to not accept checks.


        EXACTLY

        Spanking, Medical Fetish, Sleeping, Strap-on Anal Lesbians, Girls Fucking Guys, Handjob site REAL HOT, Shemales, Anal and Ass Licking sites 100% Real EXCLUSIVE with amazing retention, ccbill payouts, lots of content FREE FTP HOSTING

        Promote the largest and oldest member paid escort site, Converts 10 times better then any dating site, CCBill payouts

        ICQ# 158802076

        Comment

        • psyko514
          See sig. Join Epic Cash.
          • Oct 2002
          • 22366

          #5
          either don't accept them, or accept them through globill.

          with globill, not only are they scrubbed thoroughly, but you can restrict access until the check clears.

          Bad Girl Bucks
          - 50% Revshare through CCBill.
          Promote BrandyDDD, Pixie's Pillows, Action Allie and more!

          Phoenix Forum Pics | Webmaster Access Montreal pics
          email: psyko514(a)gmail.com | icq: 214-702-014

          Comment

          • corvette
            Confirmed User
            • Oct 2001
            • 7880

            #6
            you can offer the check option on the decline of a credit card
            If you need a good company for check writing services, then check out checkissuing, and for webhosting, check out Phoenix NAP

            Comment

            • Machete_
              WINNING!
              • Oct 2002
              • 14579

              #7
              Originally posted by LiveDose
              best way to deal with check fraud on the net is to not accept checks.

              .. and thats why i dont accept Credit cards - I never get any chargebacks - pretty cool right?

              Comment

              • NETbilling
                Confirmed User
                • Jan 2002
                • 8599

                #8
                Hi,

                Check scrubbing option make a HUGE difference. Call me if you are interested.

                Toll Free within the US: (888)357-8166
                Outside the US: (661)252-2456

                Thank you, Mitch Farber


                Mitch Farber
                CEO - NETbilling, Inc.
                Email / Phone: 888-357-8166 / 661-252-2456
                Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

                Comment

                • Roxxy
                  Confirmed User
                  • Apr 2002
                  • 602

                  #9
                  LiveDose & EscortBiz are you serious!?

                  Like ebus_dk said... you could stop taking payment all together, that would fix it right?

                  Don't leave money on the table silly. Contact me, we have the best fraud scrubbing systems in the business. Heck, we were the FIRST in the industry to do checks.... Why not go with someone who has been through the thick and thin of the adult industry? You can visit ACHdebit.com for more details about our company. It's no secret why all the top industry leaders use us though.

                  .... not accept checks at all, ROFLMAO!!!

                  Comment

                  • Cassie
                    Confirmed User
                    • Mar 2003
                    • 3139

                    #10
                    not sure if ibill has this option, but do not give check users real time access until his/her check clears. in 7-10 days you will know and it wont cost you anything compared to the bandwidth that could be used for real time access check members.

                    just my
                    ICQ: 309756847
                    ]

                    Comment

                    • models
                      Registered User
                      • Oct 2002
                      • 118

                      #11
                      thanks for all the input on this.

                      just got off the phone with Karen at netbilling.


                      their check deal should give me a blended rate of about 4+% discount with some account verification, and immediate deposit into our checking acct.

                      i'll test it with 32 sites to start. if it works i'll know soon enough.

                      don't want to leave any $ on the table.

                      Comment

                      • Probono
                        Confirmed User
                        • Oct 2002
                        • 2731

                        #12
                        We have tried the online che4ck thingy twice now. Once a year ago with no scrubbing, 80% bad checks.

                        One in the past 30 days with Telecheck scrubbing. It is early to confirm but it looks like a 50% return rate.

                        Considering that some of these guys can download a site long before we know if a check is cleared it can be expensive.

                        Delaying access till a check clears, somethines 4 weeks will work for hard goods but not for online access. They want instant gratification.

                        Comment

                        • Nina
                          Confirmed User
                          • Mar 2002
                          • 2687

                          #13
                          Originally posted by Cassie
                          not sure if ibill has this option, but do not give check users real time access until his/her check clears. in 7-10 days you will know and it wont cost you anything compared to the bandwidth that could be used for real time access check members.

                          just my
                          I wish ccbill offered this. I wonder why they don't.

                          Comment

                          • LiveDose
                            Show Yer Tits!
                            • Feb 2002
                            • 25792

                            #14
                            Originally posted by ebus_dk


                            .. and thats why i dont accept Credit cards - I never get any chargebacks - pretty cool right?
                            Uh, no not really idiot.


                            Models, let us know how that goes.

                            Scammer Alert: acer19 acer [email protected] [email protected] Money stolen using PayPal

                            Comment

                            • easyfun
                              Confirmed User
                              • Apr 2003
                              • 731

                              #15
                              I use the option of globill and "wait for the check to clear"

                              Since doing this, my check sales are down by 50% but all are good sales and rebilling is very high.
                              Before, I used to get 80% fraud - Now I make more cash and lose less bandwidth.
                              <p><embed width="120" height="60" src="http://www.harlotcash.com/harlot_3.swf"><br>
                              </p>

                              Comment

                              • Cindyff
                                Confirmed User
                                • Sep 2002
                                • 1187

                                #16
                                What works for us very well is the following. We use Globill only for check sales and don't allow access until the check clears. We also offer snail mail checks which is surprisingly popular. Giving out an address seems to promote more trust and we also get quite a few cash joins . Like you we are feed up giving out free access to all our exclusive content to these fuckers who submit fraudulent cards or checks. We have kept track of sales for the last 8 weeks since dropping checks and sales are up not down. This is probably due to people switching to credit cards as they are no longer able to use checks for instant access on any of our own sites.

                                Cindy xx

                                Comment

                                Working...