Canadians - what bank do you use? (and that works with paypal?)

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  • michaelw
    Confirmed User
    • May 2002
    • 1342

    #1

    Canadians - what bank do you use? (and that works with paypal?)

    Anyone?
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  • jact
    Confirmed User
    • Sep 2002
    • 9134

    #2
    Scotiabank.
    Free agent

    Comment

    • jpoker
      Confirmed User
      • Feb 2003
      • 362

      #3
      i use royal but i'm going to move to scotia.
      http://www.bigboobdreams.com
      Big Juicy Healthy Boobs

      Comment

      • Nysus
        Confirmed User
        • Aug 2001
        • 7817

        #4
        Why Scotia? I'm with Bank of Montreal and sort of get pissed off at their little charges.. I have US company account and a Canadian personal with them.

        Cheers,
        Matt
        What name is pr0 / Untouched Markets using these days? Untouched Markets - pr0 - Refund My Money Now

        Someone owes me $2,000 because they didn't do any work that was paid for *pointing at pr0 / William / UntouchedMarkets*

        See http://www.gfy.com/showthread.php?p=16744521 and for more detailed see http://www.gfy.com/showthread.php?t=948645

        Comment

        • GTS Mark
          Vrume Mark
          • Jan 2001
          • 20912

          #5
          I deal with CIBC and have no problems.

          DH

          Comment

          • jact
            Confirmed User
            • Sep 2002
            • 9134

            #6
            Originally posted by Nysus
            Why Scotia? I'm with Bank of Montreal and sort of get pissed off at their little charges.. I have US company account and a Canadian personal with them.

            Cheers,
            Matt
            I have two choices here. Scotia or TD. Or, I could drive 1.5 hours each way to deal with any other bank. The choice was obvious.
            Free agent

            Comment

            • The Click
              Confirmed User
              • Apr 2003
              • 1685

              #7
              Scotia sux i used to deal with them, just use ROYAL


              ICQ: 31-30-30

              Comment

              • FlyingIguana
                aspiring banker
                • Mar 2002
                • 10870

                #8
                i used to use royal, but they're a bunch of dicks. so i switched to scotia and they actually have procedures in place to deal with american cheques. much better to work with.

                Comment

                • buddyjuf

                  #9
                  Laurentian Bank

                  Comment

                  • FlyingIguana
                    aspiring banker
                    • Mar 2002
                    • 10870

                    #10
                    Originally posted by bdjuf
                    Laurentian Bank
                    how's laurentian for cashing american cheques? maybe i'll switch when i move back to toronto.

                    Comment

                    • Freakster
                      Confirmed User
                      • Jul 2002
                      • 833

                      #11
                      Laurentian Bank is totally unprofessionnal ... switched to TD.
                      174-38-56

                      Comment

                      • FlyingIguana
                        aspiring banker
                        • Mar 2002
                        • 10870

                        #12
                        Originally posted by Freakster
                        Laurentian Bank is totally unprofessionnal ... switched to TD.
                        damn, i think everybody has different opinions and experiences with every single bank.

                        Comment

                        • ppk
                          Confirmed User
                          • Dec 2002
                          • 214

                          #13
                          What do you mean "works with PAYPAL"?

                          Are you transferring money to your bank account?
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                          Comment

                          • dlex
                            Confirmed User
                            • Jan 2003
                            • 353

                            #14
                            cibc

                            Comment

                            • sexyclicks
                              Confirmed User
                              • Mar 2002
                              • 3240

                              #15
                              when you withdraw money from paypal to your bank it HAS to go to the canadian account even if you have a usa account with your bank
                              I use royal bank btw because they have the best online system and answer e-mails in 24h
                              if you have to go there physically forget it...

                              Comment

                              • gruffy
                                So Fucking Banned
                                • Feb 2003
                                • 776

                                #16
                                Originally posted by FlyingIguana
                                i used to use royal, but they're a bunch of dicks. so i switched to scotia and they actually have procedures in place to deal with american cheques. much better to work with.

                                lol.. i just opend a usd account at royal and they said they want $200 a year to be able to write cheques to americans.

                                Comment

                                • p00p
                                  Confirmed User
                                  • Dec 2002
                                  • 5125

                                  #17
                                  Is there ANY doubt?
                                  Superstore!
                                  ICQ: 316365783
                                  <a href="http://www.hostultra.com/~p00p" target="_blank">TEST</a>

                                  Comment

                                  • gruffy
                                    So Fucking Banned
                                    • Feb 2003
                                    • 776

                                    #18
                                    Originally posted by p00p
                                    Is there ANY doubt?
                                    Superstore!

                                    they don't do business accounts.

                                    Comment

                                    • notjoe
                                      Confirmed User
                                      • May 2002
                                      • 5599

                                      #19
                                      I just recently switched from CIBC to TD. It seems that to open a CIBC account you need to have good credit, even though you're not applying for any loans/lines of credit.

                                      I was with cibc for about 6 YEARS and when i tried to open a business account, with a large chunk of cash too, they denied me. I went over to TD and in a matter of about 30 mins i had my business account opened..

                                      So to make a long story short i ended up moving all my funds over to TD and im in the process of getting rid of any CIBC products i have.

                                      Comment

                                      • evildick

                                        #20
                                        Originally posted by Nysus
                                        Why Scotia? I'm with Bank of Montreal and sort of get pissed off at their little charges.. I have US company account and a Canadian personal with them.

                                        Cheers,
                                        Matt
                                        What little charges do you get with BMO? I haven't noticed any once I got my US account setup.

                                        Maybe they stuck you on a shitty plan? I'm on the one that is supposed to be $14.50 a month, but as long as you keep just slightly over $5000 in your account they don't charge you anything at all.

                                        With the US account setup they don't charge you for depositing or transferring the US cheques either, which you probably already know. They were charging like $2.50 to do it for each check before I had the US account, which sucked ass.

                                        Comment

                                        • michaelw
                                          Confirmed User
                                          • May 2002
                                          • 1342

                                          #21
                                          Originally posted by ppk
                                          What do you mean "works with PAYPAL"?

                                          Are you transferring money to your bank account?
                                          yes

                                          right now, im thinking scotia or royal.. which one?
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                                          • bikinihouse
                                            Confirmed User
                                            • Feb 2002
                                            • 843

                                            #22
                                            I use TD and PC (President's Choice Financial).

                                            Both work great.

                                            Comment

                                            • jpoker
                                              Confirmed User
                                              • Feb 2003
                                              • 362

                                              #23
                                              I made the mistake of telling the business banking person at
                                              Royal Bank what kind of business I was into. Next thing
                                              I know her boss calls me at home and starts asking all
                                              sorts of questions. I was honest with her and simply
                                              asked if they had a policy on this sort of thing because if
                                              they did I was never made aware of it and nor did I see
                                              any mention of it in their documentation that was given to me
                                              when i opened the business account. She told me that, yes they do have a policy but that she didn't know the specifics. I asked her to fax it to me. She said she didn't
                                              have it with her and that she'd have to look into it.
                                              A couple
                                              of weeks go by and I call and ask where the policy is.
                                              She says, oh, everything is fine. "We were concerned that you
                                              were doing something illegal and that you might be a credit
                                              risk. But we had our lawyers look into it and they confirmed
                                              that what you are doing is legal". I said "how can I be
                                              a credit risk when I don't have any credit with you guys?".
                                              She responded with "Oh, thats true".
                                              It was clear in the way that she spoke to me that her
                                              personal attitude about porn was getting in the way of her
                                              professional behaviour.


                                              - Johnny
                                              http://www.bigboobdreams.com
                                              Big Juicy Healthy Boobs

                                              Comment

                                              • Ampiezza
                                                So Fucking Banned
                                                • Jan 2003
                                                • 95

                                                #24
                                                I'm not canadian. I can't help you.

                                                Comment

                                                • michaelw
                                                  Confirmed User
                                                  • May 2002
                                                  • 1342

                                                  #25
                                                  Originally posted by Ampiezza
                                                  I'm not canadian. I can't help you.
                                                  wow
                                                  postcount++ huh?
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                                                  Comment

                                                  • HS-Trixxxia
                                                    Confirmed User
                                                    • Mar 2002
                                                    • 2946

                                                    #26
                                                    IntesaBci
                                                    Paypal deposits go in fine - just as sexyclicks mentioned, at the moment, no matter where you bank, if you are in Canada (paypal funds) get converted to Canadian Funds - and that's simply because that's one of the ways they make money :-)

                                                    ~~♥~~♥~~♥~~♥~~♥~~♥~~♥~~♥~~
                                                    Patrizia
                                                    COO - ♥ MassiveDollars
                                                    Email: patrizia at MassiveDollars dot com
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                                                    Comment

                                                    • michaelw
                                                      Confirmed User
                                                      • May 2002
                                                      • 1342

                                                      #27
                                                      anyone dealt with alberta treasury branches?
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                                                      • Sugar~Pot
                                                        Registered User
                                                        • Apr 2003
                                                        • 50

                                                        #28
                                                        I'm originally from Tennessee but married and moved to toronto a few years ago, we've used TD for several years and never had any problems with them on our U.S or Cdn. accounts.....also its no problem what so ever to open any accounts whether business or personal with TD....
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                                                        Comment

                                                        • michaelw
                                                          Confirmed User
                                                          • May 2002
                                                          • 1342

                                                          #29
                                                          does anyone deal with alberta treasury branches?

                                                          anyone get paypal to work with em?
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                                                          • bogo
                                                            Confirmed User
                                                            • Jun 2002
                                                            • 1982

                                                            #30
                                                            RBC Royal bank

                                                            Comment

                                                            • psyko514
                                                              See sig. Join Epic Cash.
                                                              • Oct 2002
                                                              • 22366

                                                              #31
                                                              http://www.tdcanadatrust.com/usbanking/checking.jsp

                                                              check that out. it's the equivalent of having an american bank account, without american citizenship.

                                                              you can write/cash american cheques without problem or delay.
                                                              you can easily accept american wires, even from sponsors who only wire to american accounts.
                                                              you get a visa check card which has the convienience of an interac card but the worldwide/online acceptability of a visa card.

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                                                              • michaelw
                                                                Confirmed User
                                                                • May 2002
                                                                • 1342

                                                                #32
                                                                has anyone used alberta treasury branches? did u manage to withdraw money from paypal to the bank successfully?
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                                                                • Olivier
                                                                  Confirmed User
                                                                  • Mar 2003
                                                                  • 656

                                                                  #33
                                                                  Originally posted by bogo
                                                                  RBC Royal bank

                                                                  Yep! I second that! Royal Bank is great

                                                                  Comment

                                                                  • SleazyDream
                                                                    I'm here for SPORT
                                                                    • Jul 2001
                                                                    • 41470

                                                                    #34
                                                                    credit union
                                                                    This dog, is dog, a dog, good dog, way dog, to dog, keep dog, an dog, idiot dog, busy dog, for dog, 20 dog, seconds dog!

                                                                    Now read without the word dog.

                                                                    Comment

                                                                    • johnny1
                                                                      Confirmed User
                                                                      • Jun 2002
                                                                      • 872

                                                                      #35
                                                                      royal are the only too clear US cheques right away
                                                                      ---------------
                                                                      ICQ163686688

                                                                      Comment

                                                                      • psyko514
                                                                        See sig. Join Epic Cash.
                                                                        • Oct 2002
                                                                        • 22366

                                                                        #36
                                                                        Originally posted by johnny1
                                                                        royal are the only too clear US cheques right away
                                                                        any particular reason why you used the ak47 smilie, dumbass?

                                                                        take some english lessons and then check this out:
                                                                        http://www.tdcanadatrust.com/usbanking/checking.jsp

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                                                                        • PostWhore
                                                                          Confirmed User
                                                                          • Jan 2003
                                                                          • 4720

                                                                          #37
                                                                          I use TD and Royal Bank.
                                                                          I get money on Royal Bank day before i get them on TD.
                                                                          But I don't like Royal Bank's service, and that most of their banks close at 4 so I moved to TD bank.
                                                                          Also with TD Bank they usually do not put hold on US checks.
                                                                          Ask me how to monetize with adult traffic!

                                                                          Comment

                                                                          • MetaMan
                                                                            I AM WEB 2.0
                                                                            • Jan 2003
                                                                            • 28682

                                                                            #38
                                                                            edit actually CIBC is real good with paypal, never had any probs at all,

                                                                            just the bank hours suck dick heh.

                                                                            CIBC sux!

                                                                            use TD and thats it, only fuckin TD!

                                                                            Comment

                                                                            • psyko514
                                                                              See sig. Join Epic Cash.
                                                                              • Oct 2002
                                                                              • 22366

                                                                              #39
                                                                              Originally posted by MetaMan
                                                                              CIBC sux!

                                                                              use TD and thats it, only fuckin TD!


                                                                              my girl works for CIBC and I work for TD

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                                                                              • x582
                                                                                Confirmed User
                                                                                • Mar 2002
                                                                                • 609

                                                                                #40
                                                                                Originally posted by psyko514
                                                                                http://www.tdcanadatrust.com/usbanking/checking.jsp

                                                                                check that out. it's the equivalent of having an american bank account, without american citizenship.

                                                                                you can write/cash american cheques without problem or delay.
                                                                                you can easily accept american wires, even from sponsors who only wire to american accounts.
                                                                                you get a visa check card which has the convienience of an interac card but the worldwide/online acceptability of a visa card.
                                                                                Yeah, fucking TD Waterhouse...

                                                                                I had an account with them in 2001 and they froze my account because "apparently" i was receiving too much money and i was operating my personal account like a "business account". I told them that it was big bullshit, that I was selfemployed and stuff.

                                                                                It was a big mess, they also froze my account at the TD in canada. And i had to fucking argue with them to get my money ASAP. I had more than $50k with them, and they treated me like shit.

                                                                                So i didn't have any bank account in Canada and I needed one so I went to CIBC and they refused to open an account because i had too much money for my age and blah blah blah - they didn't like me being upfront about "online adult marketing" revenues.

                                                                                I tried HSBC and they said they were going to get back to me - and next thing i know - the local police department wants to meet up with me because he was suspecting me doing money laundering. He end up calling ARS and asking questions... big shit.

                                                                                I then went to Bank of Montreal and decided to stay quiet about the "adult stuff" and they opened an account for me. I made an initial deposit of $100k when i opened the account - and they were really great!

                                                                                2 months later - i opened a company account there. It was great - good service. The only thing i didn't like was the exchange rate US to CDN. It was always lower than RBC and other banks offered.

                                                                                1 year after the account was opened and transacted over $1.5 Million into this company account. They refused to give me a $100 credit card limit because they found out I had revenues coming from the "adult business".

                                                                                6 months later (and never had NSF checks) they decided to hold all the US checks for 30 working days - new bank policy. That's bullshit - so i closed the account.

                                                                                I sent all my money to my bank account at Bank Of America and CitiBank in the US - and it's been GREAT!

                                                                                So my suggestion - don't bother with Canadian Banks - they all suck... Cross the border, bring your incorporations paper or if it's a personal account your IDs and open an account there. And in case you are wondering - they can open Canadian checking account as well.

                                                                                Comment

                                                                                • lawked
                                                                                  Confirmed User
                                                                                  • Apr 2003
                                                                                  • 354

                                                                                  #41
                                                                                  TD Bank all the way.

                                                                                  I've dealt with all of them. I've had friends in University that
                                                                                  couldn't get a loan anywhere. I told them to go to TD and
                                                                                  open an account. Both of them got loans thru TD almost instantly.

                                                                                  TD is the 'new economy bank'. TD treats you amazingly, go
                                                                                  in any bank and you get respect... Go to CIBC and you're
                                                                                  a criminal no matter what. I fucking hate CIBC.. CIBC always
                                                                                  has 'stale' air in their banks.. i hate the environment.

                                                                                  BMO is terrible, CIBC is terrible, TD = No holds on checks, almost
                                                                                  instant credit (non-secured lines of credit), and numerous other
                                                                                  things. I especially like the Foreign funds transfer in Online Banking. No longer have to call anyone to transfer.

                                                                                  Also, get a TD Waterhouse account (You've seen the commercials I assume..) They give you Prime - 2% on your balances and you can withdraw it .. they don't ass fuck you.

                                                                                  Plus you can do your trading.. although I don't recommend it.. I've lost thousands learning the game heh. I know we all
                                                                                  have in the recent years but fuck me it sucks.

                                                                                  TD all the way!

                                                                                  Only thing TD sucks on, merchant accounts for porn, but that's
                                                                                  a canadian thing


                                                                                  TD BANK!

                                                                                  Comment

                                                                                  • lawked
                                                                                    Confirmed User
                                                                                    • Apr 2003
                                                                                    • 354

                                                                                    #42
                                                                                    Oh, and I forgot to mention.. TD has banks on almost every corner in every major city.

                                                                                    TD!

                                                                                    Comment

                                                                                    • skillfull
                                                                                      Confirmed User
                                                                                      • Apr 2003
                                                                                      • 4716

                                                                                      #43
                                                                                      never never nver use desjadins, that real bullshit for us money
                                                                                      mind at underdark dot cc
                                                                                      SEO Analyst
                                                                                      Thunder-Ball.net - Member

                                                                                      Comment

                                                                                      • Burtman
                                                                                        Registered User
                                                                                        • Feb 2001
                                                                                        • 484

                                                                                        #44
                                                                                        Originally posted by p00p
                                                                                        Is there ANY doubt?
                                                                                        Superstore!
                                                                                        Owned by CIBC. They were advertising jobs for PC banking on the gov on ontario website. You had to send your resume to CIBC.

                                                                                        I use CIBC, my only complaint is that it takes forever to pay my american visa. The tellers have to fill out a whack of paperwork and get a manager to give an access code etc...


                                                                                        Burtman

                                                                                        Comment

                                                                                        • FlyingIguana
                                                                                          aspiring banker
                                                                                          • Mar 2002
                                                                                          • 10870

                                                                                          #45
                                                                                          Originally posted by lawked
                                                                                          TD Bank all the way.

                                                                                          I've dealt with all of them. I've had friends in University that
                                                                                          couldn't get a loan anywhere. I told them to go to TD and
                                                                                          open an account. Both of them got loans thru TD almost instantly.

                                                                                          TD is the 'new economy bank'. TD treats you amazingly, go
                                                                                          in any bank and you get respect... Go to CIBC and you're
                                                                                          a criminal no matter what. I fucking hate CIBC.. CIBC always
                                                                                          has 'stale' air in their banks.. i hate the environment.

                                                                                          BMO is terrible, CIBC is terrible, TD = No holds on checks, almost
                                                                                          instant credit (non-secured lines of credit), and numerous other
                                                                                          things. I especially like the Foreign funds transfer in Online Banking. No longer have to call anyone to transfer.

                                                                                          Also, get a TD Waterhouse account (You've seen the commercials I assume..) They give you Prime - 2% on your balances and you can withdraw it .. they don't ass fuck you.

                                                                                          Plus you can do your trading.. although I don't recommend it.. I've lost thousands learning the game heh. I know we all
                                                                                          have in the recent years but fuck me it sucks.

                                                                                          TD all the way!

                                                                                          Only thing TD sucks on, merchant accounts for porn, but that's
                                                                                          a canadian thing


                                                                                          TD BANK!
                                                                                          td won't cash american cheques here. i asked and they said there's always holds on them. so i went to scotia and after 3 months they cash everything.

                                                                                          Comment

                                                                                          • psyko514
                                                                                            See sig. Join Epic Cash.
                                                                                            • Oct 2002
                                                                                            • 22366

                                                                                            #46
                                                                                            i'll say it again since y'all didn't catch it the first time.

                                                                                            http://www.tdcanadatrust.com/usbanking/checking.jsp

                                                                                            check that out. it's the equivalent of having an american bank account, without american citizenship.

                                                                                            you can write/cash american cheques without problem or delay.
                                                                                            you can easily accept american wires, even from sponsors who only wire to american accounts.
                                                                                            you get a visa check card which has the convienience of an interac card but the worldwide/online acceptability of a visa card.

                                                                                            Bad Girl Bucks
                                                                                            - 50% Revshare through CCBill.
                                                                                            Promote BrandyDDD, Pixie's Pillows, Action Allie and more!

                                                                                            Phoenix Forum Pics | Webmaster Access Montreal pics
                                                                                            email: psyko514(a)gmail.com | icq: 214-702-014

                                                                                            Comment

                                                                                            • FlyingIguana
                                                                                              aspiring banker
                                                                                              • Mar 2002
                                                                                              • 10870

                                                                                              #47
                                                                                              Originally posted by psyko514
                                                                                              i'll say it again since y'all didn't catch it the first time.

                                                                                              http://www.tdcanadatrust.com/usbanking/checking.jsp

                                                                                              check that out. it's the equivalent of having an american bank account, without american citizenship.

                                                                                              you can write/cash american cheques without problem or delay.
                                                                                              you can easily accept american wires, even from sponsors who only wire to american accounts.
                                                                                              you get a visa check card which has the convienience of an interac card but the worldwide/online acceptability of a visa card.
                                                                                              no 21 day hold on american cheques? or is it no holds after you 'establish a relationship' with the bank?

                                                                                              Comment

                                                                                              • jact
                                                                                                Confirmed User
                                                                                                • Sep 2002
                                                                                                • 9134

                                                                                                #48
                                                                                                Originally posted by FlyingIguana


                                                                                                no 21 day hold on american cheques? or is it no holds after you 'establish a relationship' with the bank?
                                                                                                Royal didn't used to hold my money at all, then we went to 21 days, then we went to 6 months and I threatened to kill the manager and his family and switched to Scotia that day....

                                                                                                Scotia has never held a check on me.

                                                                                                TD held my GST check once.. They're idiots.
                                                                                                Free agent

                                                                                                Comment

                                                                                                • psyko514
                                                                                                  See sig. Join Epic Cash.
                                                                                                  • Oct 2002
                                                                                                  • 22366

                                                                                                  #49
                                                                                                  Originally posted by FlyingIguana
                                                                                                  no 21 day hold on american cheques? or is it no holds after you 'establish a relationship' with the bank?
                                                                                                  nope. the bank account is the equivalent of an american bank account. so no 21 day holds and no problem with receiving wires.

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                                                                                                  • FlyingIguana
                                                                                                    aspiring banker
                                                                                                    • Mar 2002
                                                                                                    • 10870

                                                                                                    #50
                                                                                                    Originally posted by psyko514


                                                                                                    nope. the bank account is the equivalent of an american bank account. so no 21 day holds and no problem with receiving wires.
                                                                                                    i send TD an email. i'll have to see what they say. if there's no holds i'll switch to TD next week.

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