Visa/canada

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  • TiffanyLee
    Registered User
    • Oct 2003
    • 11
    #1

    Visa/canada

    Ok, I've been reading alot of msgboard thread today about third party credit card processor closing down because visa wants them to pay 750$
    Now i'm getting a little bit scared that verotel will be closing soon. I just hope instead of closing they ask us to pay for the 750$ that I don't mind to pay.
    The thing is I live in canada, most credit card processor ask for the 750$ for visa plus a merchant account in the US. Now my question is how do I go to get an merchant account in the US if I can't get to the US. How much would it cost me to get this merchant account ?

    Or is there another solution for us Canadian. There must be a canadian credit card processor. I know one, Internet Secure but they don't accept adult content. If anyone has any suggestion please let me know
    My Little Pink World!
    www.tiffanyleefisher.com
    Tags: None
    • nudecanada
      Confirmed User
      • Jan 2004
      • 793
      #2
      Get an offshore corp in the EU.

      It is cheaper, and easier. Plus, you don't have to pay $750 to visa, can use as many EU processors you want, and the chargeback % is higher in the EU.

      Except for IBill.

        Comment

        • Heather Hamptons
          Confirmed User
          • Oct 2003
          • 2306
          #3
          Everyone knows that there's no such things as Canada or Canadians!
          SIG TOO BIG! Maximum 120x60 button and no more than 3 text lines of DEFAULT SIZE and COLOR. Unless your sig is for a GFY top banner sponsor, then you may use a 624x80 instead of a 120x60.

            Comment

            • icedemon
              Confirmed User
              • Jun 2003
              • 1022
              #4
              What I hear most Canadian's do is setup a US corporation and then pay the $750 fee through a 3rd party biller. It might be kinda hard to get a US merchant account even with a US corporation. Have you checked to see if there are any Canadian Merchant Service that process for adult sites?
              Clips4Sale.com

                Comment

                • Ray@TastyDollars
                  www.TastyDollars.com
                  • May 2002
                  • 6797
                  #5
                  This will help you, good luck

                  http://www.gofuckyourself.com/showth...hreadid=222147

                    Comment

                    • doober
                      Confirmed User
                      • Jul 2003
                      • 6984
                      #6
                      From canada you cannot process Visa on your adult sites PERIOD.
                      To comply with visa usa you must be a US entity, this means you have to register a corp and then signup with your thrid party biller of your choice and pay the 750$ and wait a month until visa approves it. Right now this is the only way to use VISA USA on you sites.

                      You can also use VISA if you are in Europe, for this you must register a european corp or know someone in europe willing to do thso for you to be able to accept visa on your sites.
                      You can use either ccbilleu or ibilleu and you don not have to fork over 750$ either and you CB ratio is also higher.

                      Verotel cant charge you the 750 even if they wanted to, this is something that is hapening exclusively in the USA.

                        Comment

                        • Ray@TastyDollars
                          www.TastyDollars.com
                          • May 2002
                          • 6797
                          #7
                          Correct me if im wrong. A Canadian corp can accept Master Card, Discover, web900 and Checks, right? So basically you can have a paysite but cannot accept VISA. Visa makes up for what, 40% of the market?

                            Comment

                            • doober
                              Confirmed User
                              • Jul 2003
                              • 6984
                              #8
                              Originally posted by Ray
                              Correct me if im wrong. A Canadian corp can accept Master Card, Discover, web900 and Checks, right? So basically you can have a paysite but cannot accept VISA. Visa makes up for what, 40% of the market?
                              they say its alot more than that.
                              In my experience i have always had about 50%

                                Comment

                                • Ray@TastyDollars
                                  www.TastyDollars.com
                                  • May 2002
                                  • 6797
                                  #9
                                  Originally posted by doober


                                  they say its alot more than that.
                                  In my experience i have always had about 50%
                                  That much huh, wow.
                                  How many of the 50% also have a Master Card or Discover card in their wallets? Im sure if they no choice but to join with other that Visa some would take "other". Things that make you go, hmm.

                                    Comment

                                    • directfiesta
                                      Too lazy to set a custom title
                                      • Oct 2002
                                      • 30157
                                      #10
                                      On my paysites, Visa is about 70% - 75 % .

                                      On tangible goods, about 65% .

                                      Discover, phone are practically inexistent. Checks very low ( 5% ) and unreliable.

                                      You will need a corp. either in the US or in the EU. Your choice to make...
                                      I know that Asspimple is stoopid ... As he says, it is a FACT !

                                      But I can't figure out how he can breathe or type , at the same time ....

                                        Comment

                                        • Ray@TastyDollars
                                          www.TastyDollars.com
                                          • May 2002
                                          • 6797
                                          #11
                                          Originally posted by directfiesta
                                          On my paysites, Visa is about 70% - 75 % .
                                          That rules out "other"..fuck!

                                            Comment

                                            • TiffanyLee
                                              Registered User
                                              • Oct 2003
                                              • 11
                                              #12
                                              offshore corp in the EU ? Is that like a third party credit card processor like verotel ?
                                              also what about international processors like http://www.charge.com are they like a offshore corp in the EU ?

                                              Did anyone try https://www.myvirtualcard.com I would like some reviews on them.

                                              Thanks for your help guys!
                                              My Little Pink World!
                                              www.tiffanyleefisher.com

                                                Comment

                                                • Roger
                                                  Confirmed User
                                                  • Jul 2003
                                                  • 3181
                                                  #13
                                                  Originally posted by doober
                                                  To comply with visa usa you must be a US entity, this means you have to register a corp and then signup with your thrid party biller of your choice and pay the 750$ and wait a month until visa approves it. Right now this is the only way to use VISA USA on you sites.
                                                  But I'm not in the USA and I don't want my corp to follow US or European laws. It seems like some kind of strategy to put all adult webmasters in one basket and go after them.

                                                    Comment

                                                    • doober
                                                      Confirmed User
                                                      • Jul 2003
                                                      • 6984
                                                      #14
                                                      Originally posted by Roger


                                                      But I'm not in the USA and I don't want my corp to follow US or European laws. It seems like some kind of strategy to put all adult webmasters in one basket and go after them.
                                                      Im not in the USA either, Visa has divided the world in 2 it seems.
                                                      The US And Europe, bottom line is you want to be using them on your sites you need to have a presence in one of these 2 places.
                                                      Ill keep my nose out of the US for a lil while to see how visa and acacia and the doj and all the rest of the current headaches play out....




                                                      TiffanyLee
                                                      having a presence in europe doesnt mean its offshore

                                                        Comment

                                                        • Roger
                                                          Confirmed User
                                                          • Jul 2003
                                                          • 3181
                                                          #15
                                                          Originally posted by doober
                                                          Im not in the USA either, Visa has divided the world in 2 it seems.
                                                          The US And Europe, bottom line is you want to be using them on your sites you need to have a presence in one of these 2 places.
                                                          Ill keep my nose out of the US for a lil while to see how visa and acacia and the doj and all the rest of the current headaches play out....
                                                          Yes that's what it's doing and it's only doing it for adult stuff. It seems pretty weird.

                                                            Comment

                                                            • Kimmykim
                                                              bitchslapping zebras!!!!!
                                                              • Jun 2001
                                                              • 16015
                                                              #16
                                                              Visa used to push about 70% of all sales in cc's

                                                              They aren't so much now on US issued cards especially, thanks to Citibank switching from Visa to Mastercard.

                                                              It's still not a figure you want to live without if you're running a business.

                                                                Comment

                                                                • Zprogramz
                                                                  Confirmed User
                                                                  • Apr 2003
                                                                  • 1360
                                                                  #17
                                                                  Originally posted by Kimmykim
                                                                  Visa used to push about 70% of all sales in cc's

                                                                  They aren't so much now on US issued cards especially, thanks to Citibank switching from Visa to Mastercard.

                                                                  It's still not a figure you want to live without if you're running a business.
                                                                  I totally agree. We see Visa as high as 80% on some of our sites.

                                                                  Z

                                                                    Comment

                                                                    • Kimmykim
                                                                      bitchslapping zebras!!!!!
                                                                      • Jun 2001
                                                                      • 16015
                                                                      #18
                                                                      Originally posted by Zprogramz


                                                                      I totally agree. We see Visa as high as 80% on some of our sites.

                                                                      Z
                                                                      Still? That's amazing unless you have a high percentage of non US surfers. Citi is the largest issuer of credit card products in the US and their deal with MC created a huge swing in %s, and only grows larger daily...

                                                                      Not sure what kind of sites you have or who you are processing with, I'd be very leery of having 80% of my money coming thru one route tho... perhaps you could set your join pages up a bit differently to 'encourage' surfers to use anything but?

                                                                        Comment

                                                                        • ZoiNk
                                                                          Confirmed User
                                                                          • Feb 2002
                                                                          • 2370
                                                                          #19
                                                                          Originally posted by TiffanyLee
                                                                          offshore corp in the EU ? Is that like a third party credit card processor like verotel ?
                                                                          also what about international processors like http://www.charge.com are they like a offshore corp in the EU ?

                                                                          Did anyone try https://www.myvirtualcard.com I would like some reviews on them.

                                                                          Thanks for your help guys!

                                                                          Read the website. They aren't a merchant account for adults. If you want to bill people, they call a #, enter a pin, they fund a virtual card. They can then use this virual card, blah blah. Not something 99% of surfers are going to do.

                                                                          What you need is a Merchant account. You are looking at $1500-3000 (estimates) to set it up. You may also be required to set up a European corperation, or you may not, depending on the company you chose to get a merchant account for.

                                                                          The rules you heard about most billers are for 3rd party billers like ccbill, epoch, ibill. Visa doesn't want adult on 3rd party billers anymore. They want every adult website to have their own merchant account, bringing more responsibility into it. You need to get approved by banks, need references, credit checks, and you put up a large fee. (some places don't have merchant setup fees if you do around $100-200K/month in transactions)

                                                                          ZoiNk
                                                                          "People can have the Model T in any color - so long as it's black." - Henry Ford

                                                                            Comment

                                                                            • psyko514
                                                                              See sig. Join Epic Cash.
                                                                              • Oct 2002
                                                                              • 22366
                                                                              #20
                                                                              Originally posted by Ray


                                                                              That much huh, wow.
                                                                              How many of the 50% also have a Master Card or Discover card in their wallets? Im sure if they no choice but to join with other that Visa some would take "other". Things that make you go, hmm.
                                                                              I always wondered about that. I know I have a Mastercard to backup my Visa. It would be great if someone with a nice amount of joins to their paysite would be willing to test this for a week and see how it pans out.

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                                                                                Comment

                                                                                • blackmonsters
                                                                                  Making PHP work
                                                                                  • Nov 2002
                                                                                  • 21008
                                                                                  #21
                                                                                  Visa has such a large share partly because of bank debit cards.
                                                                                  They show up as credit card transactions and you can not tell the differrence. I have used 5 banks and everyone of them issued me a Visa debit card.
                                                                                  For sale : foslacs.com

                                                                                  https://gfy.com/forum/your-business-needs/sell-and-buy-forum/31465316-foslacs-com-for-sale-all-rights-to-the-software-included

                                                                                    Comment

                                                                                    • KCat
                                                                                      Confirmed User
                                                                                      • Sep 2002
                                                                                      • 2204
                                                                                      #22
                                                                                      I haven't noticed a decrease in Visa sales yet but personally, I only have Mastercards.

                                                                                      ~ 300+ FHGs, 100,000 pics to use plus a rockin' Video of the Day download! ~

                                                                                        Comment

                                                                                        • basschick
                                                                                          Confirmed User
                                                                                          • Jan 2001
                                                                                          • 2540
                                                                                          #23
                                                                                          my partner on a project is canadian. he had to incorporate in the u.s. in order to process with epoch. he used incorporate and it just took a few minutes. then he had to get a tax i.d. for the corporation.

                                                                                          i'd say we're seeing around 70-80% visa, and about 75% our members are from the u.s.
                                                                                          Got Gay and For Women Traffic?

                                                                                            Comment

                                                                                            • DatingGold
                                                                                              $6 PER EMAIL JOiN
                                                                                              • Feb 2003
                                                                                              • 13185
                                                                                              #24
                                                                                              Originally posted by nudecanada
                                                                                              Get an offshore corp in the EU.

                                                                                              It is cheaper, and easier. Plus, you don't have to pay $750 to visa, can use as many EU processors you want, and the chargeback % is higher in the EU.

                                                                                              Except for IBill.
                                                                                              no ibill is 2% in the EU. Thats visa regulation.
                                                                                              9 Years of SOLID payouts and conversions!



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                                                                                                • DatingGold
                                                                                                  $6 PER EMAIL JOiN
                                                                                                  • Feb 2003
                                                                                                  • 13185
                                                                                                  #25
                                                                                                  Originally posted by doober
                                                                                                  From canada you cannot process Visa on your adult sites PERIOD.
                                                                                                  To comply with visa usa you must be a US entity, this means you have to register a corp and then signup with your thrid party biller of your choice and pay the 750$ and wait a month until visa approves it. Right now this is the only way to use VISA USA on you sites.

                                                                                                  You can also use VISA if you are in Europe, for this you must register a european corp or know someone in europe willing to do thso for you to be able to accept visa on your sites.
                                                                                                  You can use either ccbilleu or ibilleu and you don not have to fork over 750$ either and you CB ratio is also higher.

                                                                                                  Verotel cant charge you the 750 even if they wanted to, this is something that is hapening exclusively in the USA.
                                                                                                  thats fucked up for canadians
                                                                                                  9 Years of SOLID payouts and conversions!



                                                                                                  ADULT DATING - $100 PPS

                                                                                                  LIVE CAMS - $214 PPS

                                                                                                  WWW.DATINGGOLD.COM

                                                                                                  ICQ: 27442303

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