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i'm just wondering generally how much does it cost for a real merchant account, and how much "upkeep" is involved when it comes to having to deal with the transactions yourself.. would it really be worth all of the trouble if the site isn't even making all that much money anyhow? and are there any credit requirements or any other requemrents for that matter when trying to get your own merchant account?
from what i've seen, most people just use a damn 3rd party processor and make out fine with $$
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