EPOCH will answer any questions on credit card processing for the next 2 hours

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  • Chris Mallick
    Confirmed User
    • Jan 2002
    • 679

    #1

    EPOCH will answer any questions on credit card processing for the next 2 hours

    Ask Clay and Chris for the next 2 hours. 12Noon PST ? 2PM PST.

    Chris Mallick
    [email protected]
  • p00p
    Confirmed User
    • Dec 2002
    • 5125

    #2
    What is going to happen to the likes of AcPay, Globill, Verotel etc., who are processing Visa without requiring the fee?
    ICQ: 316365783
    <a href="http://www.hostultra.com/~p00p" target="_blank">TEST</a>

    Comment

    • The Dawg
      Confirmed User
      • Apr 2002
      • 2438

      #3
      Why doesnt Epoch have a shopping cart option?

      Comment

      • detoxed
        vip member
        • Jan 2003
        • 17798

        #4
        What was Epoch's net profit for the last 3 years?

        Comment

        • galleryseek
          Confirmed User
          • Mar 2002
          • 8234

          #5
          they must want an xbox.

          Comment

          • p00p
            Confirmed User
            • Dec 2002
            • 5125

            #6
            I'm greedy...

            Is the only solution for Canadian webmasters seeking 3rd party processing getting a prescence in either the UK, or USA?
            ICQ: 316365783
            <a href="http://www.hostultra.com/~p00p" target="_blank">TEST</a>

            Comment

            • Chris Mallick
              Confirmed User
              • Jan 2002
              • 679

              #7
              Originally posted by p00p
              What is going to happen to the likes of AcPay, Globill, Verotel etc., who are processing Visa without requiring the fee?
              If you believe Visa International, and who doesn't? then they will be required to register as an IPSP, pay a per Sponsored Merchant fee and not acquire across Visa Regional borders.

              Chris Mallick
              [email protected]

              Comment

              • Chris Mallick
                Confirmed User
                • Jan 2002
                • 679

                #8
                Originally posted by detoxed
                What was Epoch's net profit for the last 3 years?
                $16.345 billion dollars.
                (This is an untrue statement)

                Chris Mallick
                [email protected]

                Comment

                • sexyclicks
                  Confirmed User
                  • Mar 2002
                  • 3240

                  #9
                  who will win the American Idol contest?

                  Comment

                  • Epoch
                    Confirmed User
                    • Jan 2002
                    • 193

                    #10
                    Originally posted by The Dawg
                    Why doesnt Epoch have a shopping cart option?
                    We do have shopping carts which integrate with our system... if you have your own merchant account..

                    Epoch does not allow the sale of deliverable goods through the IPSP model.

                    Clay
                    EPOCH

                    Comment

                    • Jakke PNG
                      ex-TeenGodFather
                      • Nov 2001
                      • 20306

                      #11
                      does epoch process for webmasters from europe?
                      ..and I'm off.

                      Comment

                      • Chris Mallick
                        Confirmed User
                        • Jan 2002
                        • 679

                        #12
                        Originally posted by p00p
                        I'm greedy...

                        Is the only solution for Canadian webmasters seeking 3rd party processing getting a prescence in either the UK, or USA?
                        Yes, or another Visa Region where 5967 MCC is accepted. Visa Canada just does not want high risk.

                        Chris Mallick
                        [email protected]

                        Comment

                        • Chris Mallick
                          Confirmed User
                          • Jan 2002
                          • 679

                          #13
                          Originally posted by sexyclicks
                          who will win the American Idol contest?
                          Kimmy Kim

                          Chris Mallick
                          [email protected]

                          Comment

                          • Interlude
                            Confirmed User
                            • Feb 2001
                            • 1147

                            #14
                            Why is it taking over a month to get ePassport setup on my account?

                            Comment

                            • Epoch
                              Confirmed User
                              • Jan 2002
                              • 193

                              #15
                              Originally posted by galleryseek
                              they must want an xbox.
                              I want a PS2, I currently have game cube

                              Clay
                              EPOCH

                              Comment

                              • Theo
                                HAL 9000
                                • May 2001
                                • 34515

                                #16
                                Are we gonna see epoch making use of the european visa region anytime soon?

                                thanks

                                Comment

                                • Chris Mallick
                                  Confirmed User
                                  • Jan 2002
                                  • 679

                                  #17
                                  Originally posted by TeenGodFather
                                  does epoch process for webmasters from europe?
                                  EPOCH only processes for companies in the USA, currently.

                                  Chris Mallick
                                  [email protected]

                                  Comment

                                  • Chris Mallick
                                    Confirmed User
                                    • Jan 2002
                                    • 679

                                    #18
                                    Originally posted by Interlude
                                    Why is it taking over a month to get ePassport setup on my account?
                                    I don't know. Please email kimmykim@epassporte. She will get you set up.

                                    Chris Mallick
                                    [email protected]

                                    Comment

                                    • Epoch
                                      Confirmed User
                                      • Jan 2002
                                      • 193

                                      #19
                                      Originally posted by Soul_Rebel
                                      Are we gonna see epoch making use of the european visa region anytime soon?

                                      thanks
                                      We have no plans for european acquiring at this time.

                                      Clay
                                      EPOCH

                                      Comment

                                      • Mutt
                                        Too lazy to set a custom title
                                        • Sep 2002
                                        • 34431

                                        #20
                                        What has Epoch heard about VISA and the rumors that they are likely to stop processing for AVS systems?

                                        Also, what is your policy on multiple time copyright infringers who process using Epoch? Do you cancel their processing?
                                        I moved my sites to Vacares Hosting. I've saved money, my hair is thicker, lost some weight too! Thanks Sly!

                                        Comment

                                        • Giorgio_Xo
                                          Confirmed User
                                          • Mar 2003
                                          • 4263

                                          #21
                                          1) Why can't I figure out what you guys charge on your website?

                                          CCBill and iBill layout the program. I would never bother to sign up with you or even email you unless I have an idea what the fuck is your cut.




                                          2) Do you have a cute little sister?
                                          Make Levees, Not War

                                          Comment

                                          • Mutt
                                            Too lazy to set a custom title
                                            • Sep 2002
                                            • 34431

                                            #22
                                            If LUC L0NELY applied for third party processing and he met all requirements would you still refuse to do business with him because he is Asian and creepy?
                                            I moved my sites to Vacares Hosting. I've saved money, my hair is thicker, lost some weight too! Thanks Sly!

                                            Comment

                                            • morecash
                                              Registered User
                                              • Nov 2002
                                              • 50

                                              #23
                                              Hey Clay,

                                              Will mastercard be asking for a registration fee, anytime soon???
                                              Any chance of American Express getting back into adult now that companies have to be registered as a IPSP


                                              Thxs,
                                              jeff
                                              Need more cash?? morecash.com, paying webmasters since 1997
                                              Natural Medications
                                              weirdfacts.com

                                              Comment

                                              • NetRodent
                                                Confirmed User
                                                • Jan 2002
                                                • 3985

                                                #24
                                                I have a series of questions relating to cross sells:

                                                1) If a site offers a cross sell, do they see a decrease
                                                in the unique number of people signing up? Does the
                                                cross sell scare some people away?

                                                2) On average what percentage of potential cross sell
                                                transactions are cross sold. How much does having the
                                                cross sell box, pre-checked affect this figure?

                                                3) Do you use any different scrubbing algorithims on cross
                                                sold transactions vs. non-cross sold transactions? In other
                                                words if someone is approved for the initial transaction
                                                are the cross sells automatically approved.

                                                4) Do you have any plans to offer "forced" cross sell
                                                packages where the surfer cannot opt out? We are
                                                potentially interested in offering our surfers a choice:
                                                a) 1 site for $49.95 / month
                                                b) 2 sites for $29.95 / month each
                                                Under the current system (as I understand it), the surfer
                                                could choose option "b" and then not take the cross sell.
                                                "Every normal man must be tempted, at times, to spit on his hands, hoist the black flag, and begin slitting throats."
                                                --H.L. Mencken

                                                Comment

                                                • Chris Mallick
                                                  Confirmed User
                                                  • Jan 2002
                                                  • 679

                                                  #25
                                                  Originally posted by Mutt
                                                  What has Epoch heard about VISA and the rumors that they are likely to stop processing for AVS systems?

                                                  Also, what is your policy on multiple time copyright infringers who process using Epoch? Do you cancel their processing?
                                                  We have heard rumors. We have discussed this issue with Visa too. The situation is fluid. However, we have no formal notice nor do we intend to turn off any properly sponsored compliant merchant. The issue seems to be that Visa does not want their brand used to verify age. We continue to monitor the situation.

                                                  The second question requires a definition of Copyright Infringement. If we have a proper DMCA Notice, we require that the offending image be removed immediately. That being said, every situation is different and we handle these depending on the circumstances. There are not many DMCA notices or complaints that we see.

                                                  Chris Mallick
                                                  [email protected]

                                                  Comment

                                                  • Chris Mallick
                                                    Confirmed User
                                                    • Jan 2002
                                                    • 679

                                                    #26
                                                    Originally posted by Mutt
                                                    If LUC L0NELY applied for third party processing and he met all requirements would you still refuse to do business with him because he is Asian and creepy?
                                                    EPOCH is an equal opportunity processor.

                                                    Chris Mallick
                                                    [email protected]

                                                    Comment

                                                    • drops
                                                      Confirmed User
                                                      • Feb 2002
                                                      • 1116

                                                      #27
                                                      Can you make me the default cross sale for all non ezclick users?

                                                      <img src=http://porndollar.com/webmasters/banners/porndollar/120x60_25_pd.gif border=0><br>$84 Per Signup | $25 Per Free Signup | $20 Per Cross Sales | Credits On Exits | Paid Weekly
                                                      <br>Contact Info. http://porndollar.com/support.html

                                                      Comment

                                                      • Epoch
                                                        Confirmed User
                                                        • Jan 2002
                                                        • 193

                                                        #28
                                                        Originally posted by Giorgio_Xo
                                                        1) Why can't I figure out what you guys charge on your website?

                                                        CCBill and iBill layout the program. I would never bother to sign up with you or even email you unless I have an idea what the fuck is your cut.




                                                        2) Do you have a cute little sister?
                                                        1) Because the rates aren't on the website. Contact our cute little sales rep for your rate

                                                        Isabel ICQ# 151180901

                                                        2) Show up at the Epoch Crawfish Boil and find out......

                                                        http://www.epochsystems.com/cookout/

                                                        Clay
                                                        EPOCH

                                                        Comment

                                                        • NetRodent
                                                          Confirmed User
                                                          • Jan 2002
                                                          • 3985

                                                          #29
                                                          Any truth to the following rumors:

                                                          1) Transactions under $10 are almost never charged back, since it costs more for the customers bank to process the charge back
                                                          so the bank credits the customer without doing a chargeback.

                                                          2) Very small recurring transactions (say $5.95 or less) are almost never cancelled and will consistently rebill at about 95%.
                                                          "Every normal man must be tempted, at times, to spit on his hands, hoist the black flag, and begin slitting throats."
                                                          --H.L. Mencken

                                                          Comment

                                                          • Chris Mallick
                                                            Confirmed User
                                                            • Jan 2002
                                                            • 679

                                                            #30
                                                            Originally posted by NetRodent
                                                            I have a series of questions relating to cross sells:

                                                            1) If a site offers a cross sell, do they see a decrease
                                                            in the unique number of people signing up? Does the
                                                            cross sell scare some people away?

                                                            2) On average what percentage of potential cross sell
                                                            transactions are cross sold. How much does having the
                                                            cross sell box, pre-checked affect this figure?

                                                            3) Do you use any different scrubbing algorithims on cross
                                                            sold transactions vs. non-cross sold transactions? In other
                                                            words if someone is approved for the initial transaction
                                                            are the cross sells automatically approved.

                                                            4) Do you have any plans to offer "forced" cross sell
                                                            packages where the surfer cannot opt out? We are
                                                            potentially interested in offering our surfers a choice:
                                                            a) 1 site for $49.95 / month
                                                            b) 2 sites for $29.95 / month each
                                                            Under the current system (as I understand it), the surfer
                                                            could choose option "b" and then not take the cross sell.
                                                            1) No and Yes.
                                                            2) We don't give out stats and we don't give out stats. Our clients really get upset when that happens. However... cross sells have been going on with EPOCH for over a year and they have and continue to be very successful.
                                                            3) No.
                                                            4) No and call Clay at 888-627-3888 for options.

                                                            Chris Mallick
                                                            [email protected]

                                                            Comment

                                                            • Epoch
                                                              Confirmed User
                                                              • Jan 2002
                                                              • 193

                                                              #31
                                                              Originally posted by morecash
                                                              Hey Clay,

                                                              Will mastercard be asking for a registration fee, anytime soon???
                                                              Any chance of American Express getting back into adult now that companies have to be registered as a IPSP


                                                              Thxs,
                                                              jeff
                                                              There has been no discussion of MC asking for a registration fee for webmasters at this time. The registration fee is for IPSP's who choose to go the MSP route. Paycom is a merchant and will not go the MSP route.

                                                              The IPSP rule really only applies to VISA. I have heard nothing in terms of AMEX getting back in the biz.

                                                              Clay
                                                              EPOCH

                                                              Comment

                                                              • Centurion
                                                                Confirmed User
                                                                • Dec 2002
                                                                • 6033

                                                                #32
                                                                1)What are your chargeback fees?
                                                                2)How much of a reserve do you take and for how long?

                                                                Comment

                                                                • AC Cory
                                                                  Registered User
                                                                  • Mar 2003
                                                                  • 19

                                                                  #33
                                                                  AC Pay has merchant accounts worldwide and always has. If you want a little more insight, read my interview with AVNOnline. I think it is pretty too the point.

                                                                  http://www.avnonline.com/issues/2003...041703_5.shtml


                                                                  Hope everyone is well,

                                                                  Cory.
                                                                  "Only those who attempt the absurd...will achieve the impossible. I think...I think it's in my basement...Let me go upstairs and check."
                                                                  --Escher

                                                                  Comment

                                                                  • Epoch
                                                                    Confirmed User
                                                                    • Jan 2002
                                                                    • 193

                                                                    #34
                                                                    Originally posted by NetRodent
                                                                    Any truth to the following rumors:

                                                                    1) Transactions under $10 are almost never charged back, since it costs more for the customers bank to process the charge back
                                                                    so the bank credits the customer without doing a chargeback.

                                                                    2) Very small recurring transactions (say $5.95 or less) are almost never cancelled and will consistently rebill at about 95%.
                                                                    1) Transactions for dollar amounts less than $10 chargeback at a much lower rate than those of higher amounts.

                                                                    2) Lower dollar recurring tends to have a longer retention and as stated in #1 they cbk at a lower rate

                                                                    Clay
                                                                    EPOCH

                                                                    Comment

                                                                    • Chris Mallick
                                                                      Confirmed User
                                                                      • Jan 2002
                                                                      • 679

                                                                      #35
                                                                      Originally posted by Centurion
                                                                      1)What are your chargeback fees?
                                                                      2)How much of a reserve do you take and for how long?
                                                                      All rates are negotiated.

                                                                      We have no reserve, rather a security deposit, built to a fixed amount over a long period of time.
                                                                      Contact [email protected] for details.

                                                                      Chris Mallick
                                                                      [email protected]

                                                                      Comment

                                                                      • drops
                                                                        Confirmed User
                                                                        • Feb 2002
                                                                        • 1116

                                                                        #36
                                                                        And Chris..

                                                                        Please forward the naked pics of KK to [email protected]

                                                                        Thanks!

                                                                        <img src=http://porndollar.com/webmasters/banners/porndollar/120x60_25_pd.gif border=0><br>$84 Per Signup | $25 Per Free Signup | $20 Per Cross Sales | Credits On Exits | Paid Weekly
                                                                        <br>Contact Info. http://porndollar.com/support.html

                                                                        Comment

                                                                        • Chris Mallick
                                                                          Confirmed User
                                                                          • Jan 2002
                                                                          • 679

                                                                          #37
                                                                          Originally posted by AC Cory
                                                                          AC Pay has merchant accounts worldwide and always has. If you want a little more insight, read my interview with AVNOnline. I think it is pretty too the point.

                                                                          http://www.avnonline.com/issues/2003...041703_5.shtml


                                                                          Hope everyone is well,

                                                                          Cory.
                                                                          "Dead Man Walking"
                                                                          Was that rude? Sorry.
                                                                          Start your own thread man!

                                                                          Chris Mallick
                                                                          [email protected]

                                                                          Comment

                                                                          • Epoch
                                                                            Confirmed User
                                                                            • Jan 2002
                                                                            • 193

                                                                            #38
                                                                            Originally posted by drops
                                                                            Can you make me the default cross sale for all non ezclick users?

                                                                            We process for a site that doesn't use ezclicks?

                                                                            Clay
                                                                            EPOCH

                                                                            Comment

                                                                            • Chris Mallick
                                                                              Confirmed User
                                                                              • Jan 2002
                                                                              • 679

                                                                              #39
                                                                              Originally posted by drops
                                                                              And Chris..

                                                                              Please forward the naked pics of KK to [email protected]

                                                                              Thanks!

                                                                              I thought you had those already...

                                                                              Chris Mallick
                                                                              [email protected]

                                                                              Comment

                                                                              • Directwebmistress
                                                                                Registered User
                                                                                • May 2003
                                                                                • 2

                                                                                #40
                                                                                Why was EPOCH the only Billing company allowed to use Chi Chi Larue in there ads in Cybersocket?

                                                                                Comment

                                                                                • Mr Pheer
                                                                                  So Fucking Banned
                                                                                  • Dec 2002
                                                                                  • 22170

                                                                                  #41
                                                                                  After you close your site, how long do you hold the reserves or "security deposit" before its released?

                                                                                  Comment

                                                                                  • Chris Mallick
                                                                                    Confirmed User
                                                                                    • Jan 2002
                                                                                    • 679

                                                                                    #42
                                                                                    Originally posted by Directwebmistress
                                                                                    Why was EPOCH the only Billing company allowed to use Chi Chi Larue in there ads in Cybersocket?
                                                                                    Becasue we are the smartest people in the world!

                                                                                    No, the truth is we asked.

                                                                                    And thanks again Chi Chi, Kimmy kim and the next epassporte model, to be revealed on the D$ Show, Live from EPOCH May 15th!

                                                                                    Chris Mallick
                                                                                    [email protected]

                                                                                    Comment

                                                                                    • Chris Mallick
                                                                                      Confirmed User
                                                                                      • Jan 2002
                                                                                      • 679

                                                                                      #43
                                                                                      Originally posted by MrPheer
                                                                                      After you close your site, how long do you hold the reserves or "security deposit" before its released?
                                                                                      Again, all terms are negotiated. Conact [email protected] for details.

                                                                                      Chris Mallick
                                                                                      [email protected]

                                                                                      Comment

                                                                                      • drops
                                                                                        Confirmed User
                                                                                        • Feb 2002
                                                                                        • 1116

                                                                                        #44
                                                                                        Originally posted by Chris Mallick


                                                                                        I thought you had those already...
                                                                                        She said you have them.. hehe
                                                                                        <img src=http://porndollar.com/webmasters/banners/porndollar/120x60_25_pd.gif border=0><br>$84 Per Signup | $25 Per Free Signup | $20 Per Cross Sales | Credits On Exits | Paid Weekly
                                                                                        <br>Contact Info. http://porndollar.com/support.html

                                                                                        Comment

                                                                                        • Pinkpays
                                                                                          Registered User
                                                                                          • Apr 2002
                                                                                          • 56

                                                                                          #45
                                                                                          Clay,

                                                                                          I would like to have the ability to upsell to my members that
                                                                                          just joined on the 30min preview. Right now the upgrade is set
                                                                                          for 35min or after the get charged 1.95 for one day trial. Makes more
                                                                                          since to try and get them right away..


                                                                                          thanks...Matt





                                                                                          Pinkpays.com


                                                                                          HIGH PAYOUTS OVER 40 SITES!!!!

                                                                                          Comment

                                                                                          • Loseff
                                                                                            Registered User
                                                                                            • Jan 2003
                                                                                            • 11

                                                                                            #46
                                                                                            Are any differences in processing of US and EU issued cards? From which regions cards rejected more often?

                                                                                            Comment

                                                                                            • Chris Mallick
                                                                                              Confirmed User
                                                                                              • Jan 2002
                                                                                              • 679

                                                                                              #47
                                                                                              Originally posted by drops


                                                                                              She said you have them.. hehe
                                                                                              I do.

                                                                                              Chris Mallick
                                                                                              [email protected]

                                                                                              Comment

                                                                                              • Mr Pheer
                                                                                                So Fucking Banned
                                                                                                • Dec 2002
                                                                                                • 22170

                                                                                                #48
                                                                                                Originally posted by Chris Mallick


                                                                                                Again, all terms are negotiated. Conact [email protected] for details.
                                                                                                Ok you obviously didnt understand my question, I'll rephrase it.

                                                                                                I closed my site almost three years ago, you've been holding $12k of my money. My last chargeback was September 1st. ok... now when does my money get released?

                                                                                                Comment

                                                                                                • Epoch
                                                                                                  Confirmed User
                                                                                                  • Jan 2002
                                                                                                  • 193

                                                                                                  #49
                                                                                                  Originally posted by Pinkpays
                                                                                                  Clay,

                                                                                                  I would like to have the ability to upsell to my members that
                                                                                                  just joined on the 30min preview. Right now the upgrade is set
                                                                                                  for 35min or after the get charged 1.95 for one day trial. Makes more
                                                                                                  since to try and get them right away..


                                                                                                  thanks...Matt





                                                                                                  Pinkpays.com

                                                                                                  I believe tech was making changes to allow this. I will see that this is done.

                                                                                                  Clay
                                                                                                  EPOCH

                                                                                                  Comment

                                                                                                  • Chris Mallick
                                                                                                    Confirmed User
                                                                                                    • Jan 2002
                                                                                                    • 679

                                                                                                    #50
                                                                                                    Originally posted by Loseff
                                                                                                    Are any differences in processing of US and EU issued cards? From which regions cards rejected more often?
                                                                                                    Cards issued in the US are accpted more than non US. The biggest reason: More cards issued in the US, as a region and not having AVS outside the US presents additional risks for merchants.

                                                                                                    Chris Mallick
                                                                                                    [email protected]

                                                                                                    Comment

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