I'm in that spot right now, but I didn't need to start over.........I'm still working my way up and have been for 1 year and 1 month now.
All my time and money goes into designing, photoshoping content, and everything else. I still need to make a nice three page tour out of what I have going, and speed up the PS work.
Anyways.....Hopefully the effort will pay off oneday, and I wont need to start over.

nakedvillage.com