Australian Banking

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  • Sausage
    Confirmed User
    • Oct 2002
    • 3012

    #1

    Australian Banking

    Aussie banks are really starting to get on my nerves. 20 working day clearing times (about a month wait in total), $5 per cheque with Suncorp-Metway ... time to look for an alternative.

    Oh yeah before you say "get it Wired" my cheques are only in the hundreds, not thousands, so its not worth it.

    Any bank / Building society suggestions ? I've looked around, and they all seem pretty bad.
    IW
    Skype : blance8888
    Icq : 15567120
  • BRISK
    Too lazy to set a custom title
    • Feb 2003
    • 12240

    #2
    I get wires every week to my St. George account.
    I post on GFY so that when people ask me what I do,
    I can tell them that I work with the mentally retarded.

    Comment

    • Kohun
      Confirmed User
      • Mar 2003
      • 274

      #3
      Try any European online Bank and change your Bank. Every day of hold-up is additional money because the Bank use your funds

      Mark
      Click here to make money

      www.PEAKMONEY.com
      ICQ # 172316026

      Comment

      • BRISK
        Too lazy to set a custom title
        • Feb 2003
        • 12240

        #4
        Originally posted by Kohun
        Try any European online Bank and change your Bank. Every day of hold-up is additional money because the Bank use your funds

        Mark
        Europe is a long way from Australia.
        I post on GFY so that when people ask me what I do,
        I can tell them that I work with the mentally retarded.

        Comment

        • Sausage
          Confirmed User
          • Oct 2002
          • 3012

          #5
          Originally posted by BRISK


          Europe is a long way from Australia.
          What ^ he said.
          IW
          Skype : blance8888
          Icq : 15567120

          Comment

          • BRISK
            Too lazy to set a custom title
            • Feb 2003
            • 12240

            #6
            I suggest you pressure your sponsors into doing payouts through epassporte, then you could have your money immediately.
            I post on GFY so that when people ask me what I do,
            I can tell them that I work with the mentally retarded.

            Comment

            • Juggernaut
              Confirmed User
              • Jan 2003
              • 753

              #7
              Australian banks, just like most other banks, need history with transactions to prove you have established banking credibility. National bank of Australia credits my account on any cheque I deposit instantly, no matter how big the cheque.

              At the start, I had to wait the 2-6 weeks for internationally drawn cheques too. Just speak to whoever you're with, tell them you want to get your cheques cleared sooner, if you have some history with them.

              Comment

              • BRISK
                Too lazy to set a custom title
                • Feb 2003
                • 12240

                #8
                Originally posted by Juggernaut
                Australian banks, just like most other banks, need history with transactions to prove you have established banking credibility. National bank of Australia credits my account on any cheque I deposit instantly, no matter how big the cheque.

                At the start, I had to wait the 2-6 weeks for internationally drawn cheques too. Just speak to whoever you're with, tell them you want to get your cheques cleared sooner, if you have some history with them.
                hehe....but be warned that they will probably enquire about who these cheques are coming from.
                I post on GFY so that when people ask me what I do,
                I can tell them that I work with the mentally retarded.

                Comment

                • Sausage
                  Confirmed User
                  • Oct 2002
                  • 3012

                  #9
                  Originally posted by BRISK
                  I suggest you pressure your sponsors into doing payouts through epassporte, then you could have your money immediately.
                  With many active sponsors thats a lot of persuading Anyhow, I am happy with cheques, if I could just get them clearing a little quicker and not have to pay to bank each one. made a trip to the bank the other day with 18 cheques from various sponsors for a few weeks. Ended up paying $90 in bank fees which is fucked.

                  I have heard of a few Aussie banks which only charge one fee regardless of how many cheques you are banking in one go.
                  IW
                  Skype : blance8888
                  Icq : 15567120

                  Comment

                  • Sausage
                    Confirmed User
                    • Oct 2002
                    • 3012

                    #10
                    Originally posted by BRISK


                    hehe....but be warned that they will probably enquire about who these cheques are coming from.
                    I have noticed that they tend not to give a shit. It's all money to them and they don't give a shit where it comes from. thats my experience anyhow.
                    IW
                    Skype : blance8888
                    Icq : 15567120

                    Comment

                    • Scoobs
                      Confirmed User
                      • Jul 2001
                      • 492

                      #11
                      Don't use Commonwealth... They are pretty bad also, and just raised their fee. There are times when I have walked in with 40+ cheques... It's damn funny watching trainee customer service people fumble their way through the 1st cheuqe and then offer for me to come back in a few hours when they have finished.

                      You'd think there would be an easier way nowadays!

                      Comment

                      • Juggernaut
                        Confirmed User
                        • Jan 2003
                        • 753

                        #12
                        Originally posted by BRISK
                        hehe....but be warned that they will probably enquire about who these cheques are coming from.
                        I pay my taxes, so I have nothing to hide. And the girls at my local branch, know what I do to an extent. It DOES depend on who you're dealing with though, if you get the wrong person, you'll never get anything in life...

                        Don't be afraid to just say "I've been depositing cheques for about 6 months (however long) now from my internet revenue program, and need my cheques fast tracked please"

                        If they ask what you do, you answer "Internet Developer", it's vague enough to get you by. No one has the right to ask what you do. When the cheques are only a few hundred, they'll do it right away.

                        I cleared a 2000 USD cheque yesterday, took 5 minutes to clear.
                        Last edited by Juggernaut; 03-30-2003, 03:53 PM.

                        Comment

                        • Juggernaut
                          Confirmed User
                          • Jan 2003
                          • 753

                          #13
                          Originally posted by Scoobs
                          Don't use Commonwealth... They are pretty bad also, and just raised their fee. There are times when I have walked in with 40+ cheques... It's damn funny watching trainee customer service people fumble their way through the 1st cheuqe and then offer for me to come back in a few hours when they have finished.

                          You'd think there would be an easier way nowadays!
                          Internationally drawn cheques, that are in a foreign currency, will always require time to write up and deposit.

                          With the National, I pay $10 to deposit, but I can bring in as many cheques as I want.

                          Like I said, they clear them instantly if you only ask... you just need to prove yourself at first.

                          Comment

                          • Sausage
                            Confirmed User
                            • Oct 2002
                            • 3012

                            #14
                            Originally posted by Juggernaut


                            Internationally drawn cheques, that are in a foreign currency, will always require time to write up and deposit.

                            With the National, I pay $10 to deposit, but I can bring in as many cheques as I want.

                            Like I said, they clear them instantly if you only ask... you just need to prove yourself at first.
                            Now thats what I am looking for. Might go and give them a try.
                            IW
                            Skype : blance8888
                            Icq : 15567120

                            Comment

                            • The Other Steve
                              Confirmed User
                              • Dec 2001
                              • 2106

                              #15
                              Well contrary to someone else's experience - we use the Commonwealth - in there just about every day and we get our cheques cleared immediately but be warned, they do charge 10 bucks per cheque.

                              We have our account at a smaller branch, we got to know the customer service staff over a period of time, we talk to them as real people, we make no demands and try to be as polite, helpful and friendly as we can.

                              The end result - we get treated well in return and they were quite happy to move us up to immediate clearance once we had established a 'history' with them.

                              We have even got to the stage with them where if there is a queue at the customer service counter and a personal banker is free they will take us out of the queue and get the PB to do it for us.

                              We were in there this morning with 6 cheques - it took one of the regular customer service officers 10 minutes to process them - she even does the deposit for us.

                              Whatever bank you decide to use choose a smaller branch, keep using the same branch and get to know the staff.
                              Left intentionally blank ... just like my brain

                              Comment

                              • rowan
                                Too lazy to set a custom title
                                • Mar 2002
                                • 17393

                                #16
                                I use Bank of Melbourne, $10 for up to 4 cheques. I do have a history with them, so I get them negotiated (converted and credited on the spot) rather than collected ($35, 4-6 weeks to verify, conversion on day of verification). Most of the tellers there know me now, so I don't have to tell them that the manager has given me permission to have the cheques negotiated.

                                Going to another branch was a rude shock though, they flat out refused to negotiate them even though I had a folder with 8 months (!) worth of international cheque deposit slips. Don't know what's going to happen when I move, perhaps I'll ask the manager nicely if he can write me a reference.

                                BTW, for those outside of Vic, Westpac own BoM. I don't know if their fees and policies differ.

                                Sausage, are the payments regular enough that you can afford to bump up the minimum payout level? Less cheques, less fees, less time spent in the bank...

                                Comment

                                • HardProfits
                                  So Fucking Banned
                                  • Jan 2003
                                  • 346

                                  #17
                                  At http://www.HardProfits.com/ we can wire you Australian dollars, and you can get it the same day we pay you

                                  The reason: We are an Australian Company

                                  Aussie, Aussie Aussie, Oi, Oi, Oi

                                  Comment

                                  • Sausage
                                    Confirmed User
                                    • Oct 2002
                                    • 3012

                                    #18
                                    Originally posted by rowan
                                    I use Bank of Melbourne, $10 for up to 4 cheques. I do have a history with them, so I get them negotiated (converted and credited on the spot) rather than collected ($35, 4-6 weeks to verify, conversion on day of verification). Most of the tellers there know me now, so I don't have to tell them that the manager has given me permission to have the cheques negotiated.

                                    Going to another branch was a rude shock though, they flat out refused to negotiate them even though I had a folder with 8 months (!) worth of international cheque deposit slips. Don't know what's going to happen when I move, perhaps I'll ask the manager nicely if he can write me a reference.

                                    BTW, for those outside of Vic, Westpac own BoM. I don't know if their fees and policies differ.

                                    Sausage, are the payments regular enough that you can afford to bump up the minimum payout level? Less cheques, less fees, less time spent in the bank...
                                    Yeah could do that, but with all the billing problems at the moment I am just kinda keen to get the cheque in my hand and into the bank ASAP. When I get a cheque from WSB (kinda rare), I shoot down to the bank instantly

                                    I have been with Suncorp metway for 5 years now, have been banking international cheques for 2 years, and they refuse to clear them any faster. Always bank at the same branch and know all the tellers well. Still they flat our refuse to change. The nab sounds good. I wont deal with ANZ after they some of the shit they have pulled on my folks (called in a housing loan to try and get the property).

                                    Also apparently some credit unions have little or no fees on int cheques and clear them instantly.

                                    Thanks for the info guys
                                    IW
                                    Skype : blance8888
                                    Icq : 15567120

                                    Comment

                                    • Sausage
                                      Confirmed User
                                      • Oct 2002
                                      • 3012

                                      #19
                                      Originally posted by HardProfits
                                      At http://www.HardProfits.com/ we can wire you Australian dollars, and you can get it the same day we pay you

                                      The reason: We are an Australian Company

                                      Aussie, Aussie Aussie, Oi, Oi, Oi
                                      And if ur in Brisbane, I could drive over and pick up the cheque. haha.
                                      IW
                                      Skype : blance8888
                                      Icq : 15567120

                                      Comment

                                      • HardProfits
                                        So Fucking Banned
                                        • Jan 2003
                                        • 346

                                        #20
                                        BrizVegas

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                                        Muahahaha

                                        So for sure, I would be more than happy to give you a "Cheque" in Brissie

                                        Plus I will chuck in a cup of Java, which my sexy secretary will make for ya

                                        Comment

                                        • PornBroker
                                          Confirmed User
                                          • Sep 2002
                                          • 686

                                          #21
                                          Originally posted by Sausage
                                          made a trip to the bank the other day with 18 cheques from various sponsors for a few weeks. Ended up paying $90 in bank fees which is fucked.

                                          I have heard of a few Aussie banks which only charge one fee regardless of how many cheques you are banking in one go.
                                          With the ANZ, as long as all the cheques are made out to the same person/company, you only have to pay one $10 fee for as many cheques as you like. The other alternative would be for your sponsor to pay you via Paypal, which is still ok since you are not purchasing adult products or services...
                                          please allow me to introduce myself, I'm a man of wealth and taste...I've been around for a long long year stolen many man's soul and faith...I was around when jesus christ had his moment of doubt and pain...made damn sure that pilate washed his hands and sealed his fate...pleased to meet you hope you guess my name...but's what's puzzling you is the nature of my game...

                                          Comment

                                          • HardProfits
                                            So Fucking Banned
                                            • Jan 2003
                                            • 346

                                            #22
                                            Good point PornBroker

                                            We also pay via PayPal, and verified with PayPal already that we can continue to do so

                                            Comment

                                            • Bake
                                              Confirmed User
                                              • Jan 2001
                                              • 5922

                                              #23
                                              I use the CBA and I get mine cashed on the spot the same teller usally dose them for me you just have to get to know them only problem with CBA is they charge 10 per check.
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                                              Comment

                                              • Dj Furious
                                                Confirmed User
                                                • Jan 2003
                                                • 505

                                                #24
                                                Originally posted by Sausage
                                                Aussie banks are really starting to get on my nerves. 20 working day clearing times (about a month wait in total), $5 per cheque with Suncorp-Metway ... time to look for an alternative.

                                                Oh yeah before you say "get it Wired" my cheques are only in the hundreds, not thousands, so its not worth it.

                                                Any bank / Building society suggestions ? I've looked around, and they all seem pretty bad.
                                                St George takes 30 days to clear a cheque...

                                                I use National... it takes only 2 days!! (10 bucks fee)
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                                                Comment

                                                • BlueDesignStudios
                                                  Confirmed User
                                                  • Feb 2003
                                                  • 9492

                                                  #25
                                                  Australian banks, just like most other banks, need history with transactions to prove you have established banking credibility. National bank of Australia credits my account on any cheque I deposit instantly, no matter how big the cheque.
                                                  At the start, I had to wait the 2-6 weeks for internationally drawn cheques too. Just speak to whoever you're with, tell them you want to get your cheques cleared sooner, if you have some history with them.

                                                  I agree.. from my experiences banks only give you some respect after you been banking with them for years .. if this is you, it's worthwhile talking to senior management at your bank and trying to negotiate cheaper fees and less holiding days on international cheques

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                                                  Comment

                                                  • Sputter
                                                    Registered User
                                                    • Feb 2003
                                                    • 61

                                                    #26
                                                    Originally posted by BRISK
                                                    I suggest you pressure your sponsors into doing payouts through epassporte, then you could have your money immediately.
                                                    Why make someone signup for another "credit card" just to get paid?

                                                    Comment

                                                    • Damian_Maxcash
                                                      So Fucking Banned
                                                      • Oct 2002
                                                      • 12745

                                                      #27
                                                      I use WestPac in NZ and they clear checks str8 away, and dont charge a fee.....

                                                      I think you have WestPac in Oz too...... maybe worth a try

                                                      Comment

                                                      • Sausage
                                                        Confirmed User
                                                        • Oct 2002
                                                        • 3012

                                                        #28
                                                        Just went into NAB and they just gave me the run-around. The lady also told me that NAB probably isn't for me. Also told me it was $10 per cheque, would take at least 4 weeks to clear .. and up to 6.

                                                        Fucking joke. Wonder if I would have gotten the same runaround if I had bothered to have a shave, worn a suit, and mentioned I was going to have a $500k opening balance. Fuck em.

                                                        Wonder what the Bendigo and westpac are like.
                                                        IW
                                                        Skype : blance8888
                                                        Icq : 15567120

                                                        Comment

                                                        • kad
                                                          Confirmed User
                                                          • Feb 2003
                                                          • 735

                                                          #29
                                                          Im with St. George and they are charging me 1.5% on all creditcard trasactions I do in USD. If anyone is getting a better deal than this, Id love to hear about it
                                                          lol internet.

                                                          Comment

                                                          • Nurgle
                                                            Confirmed User
                                                            • Feb 2001
                                                            • 2337

                                                            #30
                                                            Originally posted by Sausage
                                                            Just went into NAB and they just gave me the run-around. The lady also told me that NAB probably isn't for me. Also told me it was $10 per cheque, would take at least 4 weeks to clear .. and up to 6.

                                                            Fucking joke. Wonder if I would have gotten the same runaround if I had bothered to have a shave, worn a suit, and mentioned I was going to have a $500k opening balance. Fuck em.

                                                            Wonder what the Bendigo and westpac are like.
                                                            Mate they just gave you the wrong info.

                                                            NAB is as follows (i have been doing it 4 yrs)

                                                            5 cheques / OBP (whatever that stands for) = $10

                                                            Under $AU2k if you have a decent history they should clear it within 3 days. Over $2k requires Authorisation from overseas department and they will probably put it on term deposit 30-60 days.

                                                            Cheques take 4 weeks to clear so not much you can do about it.. but ive found NAB to be far and away the best

                                                            Nurgle
                                                            I am not a megalomaniac.. I just rule the world
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                                                            Comment

                                                            • merlin
                                                              Registered User
                                                              • Jul 2001
                                                              • 97

                                                              #31
                                                              Originally posted by Nurgle


                                                              Mate they just gave you the wrong info.

                                                              NAB is as follows (i have been doing it 4 yrs)

                                                              5 cheques / OBP (whatever that stands for) = $10

                                                              Under $AU2k if you have a decent history they should clear it within 3 days. Over $2k requires Authorisation from overseas department and they will probably put it on term deposit 30-60 days.

                                                              Cheques take 4 weeks to clear so not much you can do about it.. but ive found NAB to be far and away the best

                                                              Nurgle
                                                              100% correct of how NAB works!

                                                              I have deposited checks for over 3 yrs with my branch and what some have said about developing a good relationship is the key. Get on with your business bank manager and the tellers and keep a very good sized account balance!

                                                              I held many large checks at the end of last tax year and deposited AU$30,000+ on July 1st & had it all cleared instantly (tellers just had to check with my business banker as they do with anything over $2K), develop good relationships especially with your business bank manager.

                                                              I even buy the tellers a small christmas present each year.

                                                              I had the personal bank manager (not business) try to charge me $10 per check after 2 yrs of doing it the normal way, but one of the tellers I get along with well rang the International dept and clarified the rules and proved the personal manager wrong!

                                                              Gotta love a teller who sticks up for you like that without you even asking!

                                                              As with everything it all depends on who you get, it took time to develop the realtionship (they probably won't love ya bringing in all the US checks at first) but ask them to ring International dept to clarify rules with OBP (used to proces checks) if they quote different fees.

                                                              Only thing that is annoying anymore is new tellers

                                                              Good luck!

                                                              Comment

                                                              • Maca
                                                                Confirmed User
                                                                • Apr 2002
                                                                • 183

                                                                #32
                                                                After making a bit of noise with Westpac I now get to deposit up to 10 cheques at a time for instant clearance at $10 fee.

                                                                This only works if you get to know your local branch manager though AND he/she happens to know what they're doing with the system for foreign transactions.

                                                                I had to show them that the cheques were drawn on well known USA banks like Wells Fargo, JPMorgan Chase, BOA etc etc but it works out a whole lot easier than opening a USD account with them. (Did that for a while but it was more trouble than it was woth in my case anyway)

                                                                Good Luck
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                                                                Insane Tshirts that Sell Sweetly on Adult and Mainstream sites!

                                                                Comment

                                                                • Evo3
                                                                  Registered User
                                                                  • Mar 2001
                                                                  • 21

                                                                  #33
                                                                  I bank with Westpac, and even after first opening the account, they started depositing them straight away for me for $10 unlimited provided they are all the same currency.

                                                                  However, if they were over a certain figure (around $500USD), they would be sent away on collections (around 4 weeks). But after 3-4 months of regular dealings with the same branch, they now do them straight away no matter what the size.

                                                                  You just have to get a name with them. Now they don't worry at all with the checks I deposit even though some have bounced (not my fault).

                                                                  Comment

                                                                  • AWW - Kevin
                                                                    Confirmed User
                                                                    • Jan 2002
                                                                    • 2353

                                                                    #34
                                                                    Originally posted by Juggernaut

                                                                    I cleared a 2000 USD cheque yesterday, took 5 minutes to clear.
                                                                    1. it shouldn't take more then 3-5 working days
                                                                    2. fast clearing is possible if you pay an extra fee
                                                                    (not worth it for small amounts)

                                                                    & 5 minutes is BS


                                                                    Add Your Resource
                                                                    ICQ: 1212-58311

                                                                    Comment

                                                                    • Paul P
                                                                      Confirmed User
                                                                      • Jul 2001
                                                                      • 202

                                                                      #35
                                                                      i pay $15 for as many cheques as i like at the anz in adelaide. been doing it for years. clears either overnight or at the most a few days

                                                                      Comment

                                                                      • Paul P
                                                                        Confirmed User
                                                                        • Jul 2001
                                                                        • 202

                                                                        #36
                                                                        funny thing is that i put in a local cheque and some u.s. cheques last week and the u.s. cheques cleared first

                                                                        Comment

                                                                        • Scoobs
                                                                          Confirmed User
                                                                          • Jul 2001
                                                                          • 492

                                                                          #37
                                                                          Originally posted by HardProfits
                                                                          At http://www.HardProfits.com/ we can wire you Australian dollars, and you can get it the same day we pay you

                                                                          The reason: We are an Australian Company

                                                                          Aussie, Aussie Aussie, Oi, Oi, Oi
                                                                          Yes, but won't there be a GST component in that then? Since you are an Australian company paying an Australian for services??

                                                                          Comment

                                                                          • Sausage
                                                                            Confirmed User
                                                                            • Oct 2002
                                                                            • 3012

                                                                            #38
                                                                            Originally posted by Scoobs


                                                                            Yes, but won't there be a GST component in that then? Since you are an Australian company paying an Australian for services??
                                                                            True.
                                                                            Ouch.
                                                                            IW
                                                                            Skype : blance8888
                                                                            Icq : 15567120

                                                                            Comment

                                                                            • Juggernaut
                                                                              Confirmed User
                                                                              • Jan 2003
                                                                              • 753

                                                                              #39
                                                                              Originally posted by AWW - Kevin


                                                                              1. it shouldn't take more then 3-5 working days
                                                                              2. fast clearing is possible if you pay an extra fee
                                                                              (not worth it for small amounts)

                                                                              & 5 minutes is BS
                                                                              Less than 5 Minutes, Kevin. The National bank in Williamstown, Victoria. It's takes longer for the teller to write her shit out than it does for the transaction to take place electronically.

                                                                              All depends on who you're dealing with. My cheques are instantly put into my account. I would agree that they will only do this, if you can more than cover the amount being deposited.

                                                                              Comment

                                                                              • Krusty
                                                                                Registered User
                                                                                • Dec 2002
                                                                                • 374

                                                                                #40
                                                                                I've been with the CBA for OVER 15 years (I had a dollarmite account as a kid haha). They STILL make me pay $10 per cheque and I have to wait 20 working days to get each one.
                                                                                I banked cheques in JAN and they weren't cleared til mid MARCH!! I went to the branch and the teller said "Just tell me your account and I will clear it all for you within 5 mins". I checked my account when I got home and it had cleared!!! You DON'T NEED OVERNIGHT!! THEY CAN DO IT IN 5 MINS!!!!

                                                                                Bunch of wankers just want the interest!!

                                                                                I checked out my local banks. The best was Bank of Qld for $7 each check and after about 4 transactions (including cash deposits) done at the one branch...they clear cheques immediately!! It's $2 more than Suncorp but... $2 is worth it for 3-4 weeks LESS time spent waiting for the money!!

                                                                                LESSON: Having history with banks doesn't always get you what you want! ... sometimes it does haha

                                                                                Comment

                                                                                • josipk
                                                                                  Confirmed User
                                                                                  • Aug 2002
                                                                                  • 352

                                                                                  #41
                                                                                  I use Bank Of Melbourne for most checks and get the money straight away but when they don't want to deposit the money on the spot and I have to wait 4 weeks I just take the checks to Commonwealth bank and deposit them and get them cleared in 3 days just like an australian check. Here is the secret to get your checks cleared in 3 days with commonwealth bank. I use passbook account with them and deposit the checks in there, the system can only stop the funds from being withdrawn for 3 days just like an australian check but the teller writes with a pen 28 days before I can withdraw the money but I use the telephone banking after 3 days and transfer the money into my statement account and just use my ATp card to withdraw the money. I have been doing this for 5 years now and never had a problem.

                                                                                  But the most important thing you have to do if you would liekto get your money on the spot is to get to know the staff in a branch of your choice and stick with them and always have some money in the account. I even got a home loan based on my check deposits thru Bank of Melbourne, they calcualted my check deposits ivided it by 52 weeks and gave me a home loan based on that but my cheques never bounced and I'm friends with the people in the branch. If oyu need some help with how to get your money in 3 days with commonwealth here is my ICq so please feel free to contact me. 347256653

                                                                                  Comment

                                                                                  • max.yambo
                                                                                    Confirmed User
                                                                                    • Mar 2003
                                                                                    • 218

                                                                                    #42
                                                                                    Im with St. George and they are charging me 1.5% on all creditcard trasactions I do in USD. If anyone is getting a better deal than this, Id love to hear about it
                                                                                    what do you mean? what do they charge you for exactly?

                                                                                    You can setup a new a/c at Yambo and be able to send/receive wire transfers, paypal, webmoney, accept credit cards online for 8%.

                                                                                    Hit me on the icq. If our services are not what you need - I'd be happy to just consult you. Thank you.
                                                                                    <a href="http://www.yambo.biz"><img border="0" src="http://www.yambo.biz/public/gfy.yambo.gif"/></a>
                                                                                    Max Bugaenko
                                                                                    Yambo Financials Ltd.
                                                                                    <b>ICQ 111225</b>

                                                                                    Comment

                                                                                    • brutus
                                                                                      Confirmed User
                                                                                      • Mar 2002
                                                                                      • 590

                                                                                      #43
                                                                                      Don't let Aussie banks to rape you. Finnish & swedish banks tried it for me... Finnish fuckers wanted 0.25% or at least ? 11 per check... I swicthed about all of my banking to better countires. Not to say that 0.25 % is much, but why give money away if you could get everything nearby 0% ???

                                                                                      Funny... I had recently a small issue with a one finnish bank about checks, they refused to take them. I get mad and faxed to 7 big US banks a small letter telling that their checks are crap in Finland... Next day finnish bank manager called and offered to clear checks for 0%. Finnish are crazy - just like I am.

                                                                                      Comment

                                                                                      • CathyW
                                                                                        Registered User
                                                                                        • Oct 2002
                                                                                        • 7

                                                                                        #44
                                                                                        We use St.G for our wire transfers and have no problems although we have noticed they seem to 'add' %%% for the conversion, their fees are ok nothing to write home about. Yes we still have to wait 30 days for any cheques to clear but if need be we have a great realtionship with our bank manager and he clears them ... I have heard ANZ is quicker if you have been with them a while.

                                                                                        ON a completely differnt subject, what has anyone found as an alternative for PAYPAL, for non-US ??? been looking around and am finding jackshit !!

                                                                                        Comment

                                                                                        • Juggernaut
                                                                                          Confirmed User
                                                                                          • Jan 2003
                                                                                          • 753

                                                                                          #45
                                                                                          When you finally get your bank to clear your cheques faster, tell that person to put an authority note on your account, so you can clear cheques the same way no matter which teller or which branch you use.

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