Want to transition to Merchant Account

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  • youngflesh
    Registered User
    • Feb 2003
    • 13

    #1

    Want to transition to Merchant Account

    Hi, recently our company has been pushing some subscription sales through paypal because of their cheaper rate. Of course now Paypal is no longer supporting adult sales, so I'm looking to setup our own merchant account for processing.

    Going through posts, I've narrowed it down to a few options:

    1. Authorize.net w/ Wells Fargo Merchant Account
    2. Epoch w/ Merchant Account
    3. Netbilling w/ Merchant Account

    Got any final pro's or con's for me? We process alot of sales from Asia and US. Under 8% per transaction with nominal fee would be super!

    Thanks,
    -dave
    youngflesh
  • jabula
    Confirmed User
    • Jan 2003
    • 1037

    #2
    You want to signup with a merchant company that doesn't charge for set up charges. Many of them are charging to accept Visa.
    Do a Google search for merchant accounts.
    Check out
    http://www.dutchbilling.com
    Need A Great Adult Host?

    Comment

    • directfiesta
      Too lazy to set a custom title
      • Oct 2002
      • 30188

      #3
      Originally posted by jabula
      You want to signup with a merchant company that doesn't charge for set up charges. Many of them are charging to accept Visa.
      Do a Google search for merchant accounts.
      Check out
      http://www.dutchbilling.com
      Dutchbilling scrubs as hell:


      I tried to join a site today with "dutchbilling" ( to see what it is before I promote it: I care for my members and traffic) and got my 3 valid credit cards declined! I used there other card processor, and had no problem to pay... but the u/p combination doesn't work!
      I suppose they are going to tell me I do not know how to enter it ... lol.
      No way I will promote that site!

      But in conclusion, scrubbing is high and declines many...
      I know that Asspimple is stoopid ... As he says, it is a FACT !

      But I can't figure out how he can breathe or type , at the same time ....

      Comment

      • youngflesh
        Registered User
        • Feb 2003
        • 13

        #4
        You want to signup with a merchant company that doesn't charge for set up charges. Many of them are charging to accept Visa.
        I really don't mind paying setup fees. I expect setup fees for setting up a merchant account.

        I gotta say right now... netbilling is sorta sounding good since I think they'd be there to hold my hand during setup.

        -dave

        Comment

        • BuckLover
          Confirmed User
          • Feb 2003
          • 1656

          #5
          Your better off going through a third party biller, and spreading it around! I know some folks that can set this up if interested!

          Comment

          • BuckLover
            Confirmed User
            • Feb 2003
            • 1656

            #6
            And I don't mean ibill, ccbill etc...

            Comment

            • youngflesh
              Registered User
              • Feb 2003
              • 13

              #7
              Your better off going through a third party biller, and spreading it around! I know some folks that can set this up if interested!
              Why's that? As long as my chargebacks are below 1%, I don't see what the problem would be?

              Comment

              • NETbilling
                Confirmed User
                • Jan 2002
                • 8598

                #8
                Originally posted by youngflesh


                I really don't mind paying setup fees. I expect setup fees for setting up a merchant account.

                I gotta say right now... netbilling is sorta sounding good since I think they'd be there to hold my hand during setup.

                -dave
                youngflesh,

                Myself and my staff will take care of you like no other company can. Do not go with a thrid party billier that does merchant accoiunt gateway processing as an afterthought. Netbilling gives you ALL of the tools for success and will help you every step of the way.

                Just a little test.... pickup the phone right now and call Authorize.net and ask for support. They do not have any after 5PM. They also mostly work with resellers so you usually have to go through the reseller to get any help at all.

                Now pickup the phone and dial 888-357-8166.

                You will get a live rep on the phone to help within a few rings. 24/7/365!

                We look forward to serving you.

                Tell our sales staff that "Mitch said no setup fee". That will save you $199.

                See you all in Phoenix!

                Thank you, Mitch Farber


                Mitch Farber
                CEO - NETbilling, Inc.
                Email / Phone: 888-357-8166 / 661-252-2456
                Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

                Comment

                • youngflesh
                  Registered User
                  • Feb 2003
                  • 13

                  #9
                  Hi Mitch,

                  already talked to one of your sales rep's. Hopefully have some response tomorrow! Thanks

                  -Dave

                  Comment

                  • NETbilling
                    Confirmed User
                    • Jan 2002
                    • 8598

                    #10
                    Originally posted by youngflesh
                    Hi Mitch,

                    already talked to one of your sales rep's. Hopefully have some response tomorrow! Thanks

                    -Dave
                    Hi Dave,

                    Let me know if there is any delay and I will be all over it.

                    Thank you, Mitch Farber


                    Mitch Farber
                    CEO - NETbilling, Inc.
                    Email / Phone: 888-357-8166 / 661-252-2456
                    Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

                    Comment

                    • wolfie
                      Registered User
                      • Oct 2002
                      • 37

                      #11
                      Mitch,
                      Is it true you guys can't set up a merchant account for offshore companys ?

                      Comment

                      • NETbilling
                        Confirmed User
                        • Jan 2002
                        • 8598

                        #12
                        Originally posted by wolfie
                        Mitch,
                        Is it true you guys can't set up a merchant account for offshore companys ?
                        Hi,

                        We cenrtainly can setup offshore merchant accounts for offshore companies. The banks we work with do reuqire a minimum of $75,ooo per month in processing volume. Please contact me by phone, email or ICQ to discuss your needs.

                        Toll Free within the US: (888)357-8166
                        Outside the US: (661)252-2456
                        email: [email protected]
                        ICQ: 117496436

                        Thank you, Mitch Farber


                        Mitch Farber
                        CEO - NETbilling, Inc.
                        Email / Phone: 888-357-8166 / 661-252-2456
                        Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

                        Comment

                        • directfiesta
                          Too lazy to set a custom title
                          • Oct 2002
                          • 30188

                          #13
                          Originally posted by netbilling


                          Hi,

                          We cenrtainly can setup offshore merchant accounts for offshore companies. The banks we work with do reuqire a minimum of $75,ooo per month in processing volume. Please contact me by phone, email or ICQ to discuss your needs.

                          Toll Free within the US: (888)357-8166
                          Outside the US: (661)252-2456
                          email: [email protected]
                          ICQ: 117496436

                          Thank you, Mitch Farber
                          Like a cold shower .... thread is dead lol
                          I know that Asspimple is stoopid ... As he says, it is a FACT !

                          But I can't figure out how he can breathe or type , at the same time ....

                          Comment

                          • ElectricGirl
                            Registered User
                            • Mar 2003
                            • 33

                            #14
                            No, not dead yet...

                            Mitch, I wanted to ask you, I have a (fledgling) online toy store on my adult site for women and do home parties selling toys and what not... and am looking for a merchant account and credit card processor that I can do both through. Is NetBilling capable of that?

                            I was going to sign up for AuthorizeNet and just have a web "credit card machine" at my toy parties.

                            Thoughts?

                            ~ EG

                            (my store is at http://www.hiddenself.com/store.html if you're curious)
                            SIG TOO BIG! Maximum 120x60 button and no more than 3 text lines of DEFAULT SIZE and COLOR. Unless your sig is for a GFY top banner sponsor, then you may use a 624x80 instead of a 120x60.

                            Comment

                            • NETbilling
                              Confirmed User
                              • Jan 2002
                              • 8598

                              #15
                              Originally posted by ElectricGirl
                              No, not dead yet...

                              Mitch, I wanted to ask you, I have a (fledgling) online toy store on my adult site for women and do home parties selling toys and what not... and am looking for a merchant account and credit card processor that I can do both through. Is NetBilling capable of that?

                              I was going to sign up for AuthorizeNet and just have a web "credit card machine" at my toy parties.

                              Thoughts?

                              ~ EG

                              (my store is at http://www.hiddenself.com/store.html if you're curious)
                              Hi Electricgirl,

                              We can certainly help you setup processing for your online store and your in-home parties as well. You can save the orders and use our virtual terminal after the parties are done, or real time with any internet access. We can help you get a swipe terminal that will work from your cell phone if you wish. The options are numerous. We are not only an internet processing company. Netbilling does retail as well.

                              Please call Toll Free within the US: (888)357-8166, or Outside the US: (661)252-2456 so that we may answer all of your questions and get you setup with Netbilling Services.
                              We look forward to hearing from you.

                              Thank you, Mitch Farber


                              Mitch Farber
                              CEO - NETbilling, Inc.
                              Email / Phone: 888-357-8166 / 661-252-2456
                              Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

                              Comment

                              • s0laris2
                                Confirmed User
                                • Jun 2002
                                • 317

                                #16
                                Mitch

                                Can you set up a merchant account for someone who lives only in Canada ?

                                If so, would I have to then be charging gst?

                                if so then 7%+8% = 15% and I am better off with 3rd party.

                                Comments?

                                Comment

                                • ElectricGirl
                                  Registered User
                                  • Mar 2003
                                  • 33

                                  #17
                                  Mitch...

                                  Thank you for your information. I just called and have never been more confused about what processor to go with... though I do know that it won't be yours.

                                  To use your company for my needs, I would need to pay:

                                  $199 set up fee (which is waived because I met a NetBilling rep at InterNext)
                                  $25 monthly fee
                                  $.45 for every transaction

                                  PLUS if I use the bank your company reccomends:

                                  $100-$200 set up fee
                                  $20 monthly statement fee
                                  $25 monely fee
                                  2.5% + $.30 per transaction fee

                                  SOOO

                                  up to $400 to get started
                                  $70 in monthly fees
                                  $2.5% + 75 cents for every transaction

                                  And, I'm just starting up... to be paying that much in fees start ups seems a bit much.

                                  I'm feeling like I'm in one of those commercials for banks that charge fees for so many things that you owe them money.

                                  Sorry to sound so spicy, I'm just in disbelief that it is that expensive to accept credit cards. Does anyone have any easier/cheaper ideas?

                                  ~EG
                                  SIG TOO BIG! Maximum 120x60 button and no more than 3 text lines of DEFAULT SIZE and COLOR. Unless your sig is for a GFY top banner sponsor, then you may use a 624x80 instead of a 120x60.

                                  Comment

                                  • NETbilling
                                    Confirmed User
                                    • Jan 2002
                                    • 8598

                                    #18
                                    Originally posted by ElectricGirl
                                    Mitch...

                                    Thank you for your information. I just called and have never been more confused about what processor to go with... though I do know that it won't be yours.

                                    To use your company for my needs, I would need to pay:

                                    $199 set up fee (which is waived because I met a NetBilling rep at InterNext)
                                    $25 monthly fee
                                    $.45 for every transaction

                                    PLUS if I use the bank your company reccomends:

                                    $100-$200 set up fee
                                    $20 monthly statement fee
                                    $25 monely fee
                                    2.5% + $.30 per transaction fee

                                    SOOO

                                    up to $400 to get started
                                    $70 in monthly fees
                                    $2.5% + 75 cents for every transaction

                                    And, I'm just starting up... to be paying that much in fees start ups seems a bit much.

                                    I'm feeling like I'm in one of those commercials for banks that charge fees for so many things that you owe them money.

                                    Sorry to sound so spicy, I'm just in disbelief that it is that expensive to accept credit cards. Does anyone have any easier/cheaper ideas?

                                    ~EG
                                    Hi,

                                    Netbilling's fees are EXTREMELY price competitive. There are cheaper gatways out there that do not offer fraud scrubbing, 24/7 customer service, less than 4 hours of downtime per year, extensive reporting etc...

                                    If you compare our fees (incuding the merchant account) compared to other processors in the adult space, you will see that we charge about 50% less for credit card and check processing.

                                    Please feel free to contact me if you want to look at the #s and do some comparisons.

                                    Toll Free within the US: (888)357-8166
                                    Outside the US: (661)252-2456

                                    ICQ: 117496436

                                    Thank you, Mitch Farber


                                    Mitch Farber
                                    CEO - NETbilling, Inc.
                                    Email / Phone: 888-357-8166 / 661-252-2456
                                    Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

                                    Comment

                                    • KCat
                                      Confirmed User
                                      • Sep 2002
                                      • 2204

                                      #19
                                      If you're looking at third party processors, the costs are a lot more. The set up fees may be lower, but 15% processing plus a 10% reserve is standard.

                                      On a $24.95 membership, the comparison would be:

                                      Netbilling (2.5% + $0.75) - $1.37 total fees

                                      3rdParty (IBill, CCBill etc.) - $3.74 plus $2.50 reserve that you can't touch for 6 months

                                      If you have a decent sized member base, the money you save would easily cover the start up fees.

                                      ~ 300+ FHGs, 100,000 pics to use plus a rockin' Video of the Day download! ~

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