Piece of SHIT SCUMBAGS at Columbia House DVD Club

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  • Eric
    Confirmed User
    • Dec 2000
    • 8818

    #1

    Piece of SHIT SCUMBAGS at Columbia House DVD Club

    So here is a nice little story. The beginning of the year I find a charge on my CC from columbia house. A charge I never authorized. So I contact my CC company and reverse the charges. Contact CH and explain that I never signed up for their DVD club nor would I ever want to. (who the fuck would pay 30 bucks a DVD) So a month goes by and BAM another charge this time, I write a letter and another email through their online system and contact my CC and reverse the charges.

    So I get home yesterday and today is the first chance I have to look at my accounts. And guess what to my delight has appeared!!!!

    Another charge from the good folks at Columbia House DVD club!!!

    So now I am pretty pissed. And the bitch of it is... No phone number to call and bitch at someone. You can only write them a letter or an email. Which from my experience they never reply to. And the only number they provide on the CC statement is one that leads to a bullshit phone tree.

    So I plead to you good folks at GFY. If anyone has dealt with these fuckers and gotten a number for me to call and bitch at someone shoot it my way.

    The bitch is I could call my CC company and have the card cancelled and they will re issue me a new one. But the problem there is I have a few recurring charges that go to that card that would make it an inconvenience. Why should I be the one inconvenienced?
    No One
  • Sly_RJ
    Live Hard - Die Hard
    • Feb 2002
    • 17042

    #2
    My roommate is having mad troubles with them too! I'll get you the number he's been calling. Get those fuckers!
    PHAT SERVERS - Quality dedicated hosting at a quality price!
    sly AT phatservers DOT com - 147479144

    Comment

    • SleazyDream
      I'm here for SPORT
      • Jul 2001
      • 41470

      #3
      sounds like you are already inconvienced
      This dog, is dog, a dog, good dog, way dog, to dog, keep dog, an dog, idiot dog, busy dog, for dog, 20 dog, seconds dog!

      Now read without the word dog.

      Comment

      • cluck
        Confirmed User
        • Dec 2002
        • 5248

        #4
        You'll get full reimbursement if the unauthorized charges come out to an amount over $50.
        icq 279990726
        www.mcdonalds.com <- great money making opportunity

        Comment

        • Theo
          HAL 9000
          • May 2001
          • 34515

          #5
          Luclonely is buying DVDs with your CC from http://go.columbiahouse.com

          Comment

          • iroc409
            Confirmed User
            • Jan 2003
            • 4728

            #6
            get the biggest bat you can and walk in the front door of their hq. i would.
            <a href="http://www.iroc409.com/"><img src="http://www.iroc409.com/adv/120x60.gif" border=0></a>


            icq: 1 7 6 4 2 0 9 6 0
            Gallery templates for ONLY $25! w00t!

            Comment

            • iroc409
              Confirmed User
              • Jan 2003
              • 4728

              #7
              better yet, a battleaxe.
              <a href="http://www.iroc409.com/"><img src="http://www.iroc409.com/adv/120x60.gif" border=0></a>


              icq: 1 7 6 4 2 0 9 6 0
              Gallery templates for ONLY $25! w00t!

              Comment

              • Pipecrew
                Master of Gfy.com
                • Feb 2002
                • 14888

                #8
                wait a second, charges all the time on your credit card that you didnt authorize?

                is Cologroup running Columbia House, hrmmmmmmmmmmmm

                Comment

                • Eric
                  Confirmed User
                  • Dec 2000
                  • 8818

                  #9
                  Originally posted by Sly_RJ
                  My roommate is having mad troubles with them too! I'll get you the number he's been calling. Get those fuckers!
                  Thanks man. It is getting really really frustrating to have to take the time to deal with this every month. And I think it is really shitty customer service and seems like they are hiding something if they don't have people to answer the phone somewhere.
                  No One

                  Comment

                  • asuna
                    Confirmed User
                    • May 2002
                    • 8743

                    #10
                    Can't your CC company not authorize anything from CH instead?

                    Comment

                    • Sly_RJ
                      Live Hard - Die Hard
                      • Feb 2002
                      • 17042

                      #11
                      Originally posted by Eric_aka_RedEyes


                      Thanks man. It is getting really really frustrating to have to take the time to deal with this every month. And I think it is really shitty customer service and seems like they are hiding something if they don't have people to answer the phone somewhere.
                      Add me to your ICQ when you get to the office tomorrow. I should have something for you by then...
                      PHAT SERVERS - Quality dedicated hosting at a quality price!
                      sly AT phatservers DOT com - 147479144

                      Comment

                      • ronin
                        Confirmed User
                        • Aug 2002
                        • 1300

                        #12
                        Originally posted by cluck
                        You'll get full reimbursement if the unauthorized charges come out to an amount over $50.
                        that's not the point, it's is a pain, the process of getting a credit.

                        Comment

                        • BRISK
                          Too lazy to set a custom title
                          • Feb 2003
                          • 12240

                          #13
                          Look at this:

                          http://www.hoovers.com/co/capsule/6/...,60526,00.html


                          1221 Avenue of the Americas
                          New York, NY 10020

                          Phone: 212-596-2000
                          Fax: 212-596-2213
                          I post on GFY so that when people ask me what I do,
                          I can tell them that I work with the mentally retarded.

                          Comment

                          • Paul Markham
                            Too old to care
                            • Jun 2001
                            • 52942

                            #14
                            sounds like they got some sort of standing order against your card. Tell your CC company that they are charging it illegally.



                            Blowout deal. 880 videos, 2,400 image sets, plus many RAW videos. $500.
                            PM me for a deal. Skype Paulmarkham70

                            Comment

                            • boneprone
                              Hall Of Fame
                              • Jan 2001
                              • 34415

                              #15
                              these guys are always a headache

                              Industry Hall Of Fame Legend Mike Jones
                              Bow to the Power - Still BP4L
                              http://gfyawards.com/hall-of-fame
                              Learn about it kids.

                              Comment

                              • BRISK
                                Too lazy to set a custom title
                                • Feb 2003
                                • 12240

                                #16
                                If they're charging your card, you should at least be receiving some DVDs or CDs

                                Have they sent you anything?
                                I post on GFY so that when people ask me what I do,
                                I can tell them that I work with the mentally retarded.

                                Comment

                                • stevo
                                  Confirmed User
                                  • Aug 2002
                                  • 2051

                                  #17
                                  They have a number where you can call to order dvd's, maybe you can call the operator and complain there?
                                  1-888-CHC-DVDS for ordering DVDs
                                  1-800-544-4431 for ordering Videos.

                                  I also found this on on online messageboard:
                                  After much searching, and no help from Columbia House Jerks, I found a phone number for a customer service supervisor. Her name is Judi L. and her number is (812) 242-7405. This is for everyone who has tried to reach an actual person in customer service, and has only gotten a recording. I hope everyone calls and bothers her so much that they will change their policy and start giving out the damn phone number. Columbia House Sucks!

                                  Comment

                                  • Jak
                                    So Fucking Banned
                                    • Apr 2002
                                    • 1143

                                    #18
                                    Sorry I signed you up man. I thought you would have liked it.

                                    Comment

                                    • PornoDoggy
                                      Confirmed User
                                      • Jun 2002
                                      • 1053

                                      #19
                                      You didn't like the Lawrence Welk CDs and now you are chaging them back?

                                      Comment

                                      • Hot Tropical Babes
                                        Confirmed User
                                        • Feb 2001
                                        • 3014

                                        #20
                                        Hey Eric,
                                        Call your credit card company and tell them NOT to let them bastards charge any more, (and to reverse the charges) Offer to send the emails or snail mails you have sent.
                                        I have heard AOL does this also. and then, if THAT doesnt work, put your shit kickers on, and lets visit the office... Oh, and I am taking pics!!!!!

                                        also , it may be a good idea to cancel that account (the more I think about it) if someone signed you up... you could have other things start to show up.
                                        <BR>
                                        Trade with Big Tits TGP
                                        Trade with Titman

                                        Comment

                                        • psyko514
                                          See sig. Join Epic Cash.
                                          • Oct 2002
                                          • 22366

                                          #21
                                          I decided to try them out when I got my DVD player. Out of the 4 movies I asked for, they sent me two (which I never paid for). Then, they never sent me the monthly choice despite my regular failure to deny it. Eventually, they started sending me bills for the full amount of everything (approx 140cdn for 6 DVDs) although I had only received 2.

                                          Eventually, they gave my account to a collection agency, but I haven't heard from them because I moved a while back and my mail is no longer forwarded.

                                          The only info they have on me is my old address and my name. I got two free DVDs

                                          Bad Girl Bucks
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                                          email: psyko514(a)gmail.com | icq: 214-702-014

                                          Comment

                                          • [ DIABLO ]
                                            So Fucking Banned
                                            • Feb 2003
                                            • 40

                                            #22
                                            stop trying to buy shit at shitty fucking rock bottom asian bootleg prices and always looking for a fucking DISCOUNT and maybe people like this won't have your CC to begin with.

                                            Comment

                                            • WiredGuy
                                              Pounding Googlebot
                                              • Aug 2002
                                              • 34517

                                              #23
                                              Originally posted by psyko514
                                              The only info they have on me is my old address and my name. I got two free DVDs
                                              I imagine the bad debt is on your credit record though. That won't be good come time to take a bank loan or getting approved for credit.

                                              WG
                                              I play with Google.

                                              Comment

                                              • psyko514
                                                See sig. Join Epic Cash.
                                                • Oct 2002
                                                • 22366

                                                #24
                                                Originally posted by WiredGuy


                                                I imagine the bad debt is on your credit record though. That won't be good come time to take a bank loan or getting approved for credit.

                                                WG
                                                There's no way for it to be on my credit record. They only have my name. Not even a credit card number or social insurance number.

                                                As for credit and bank loans... I work for the Visa division of TD Canada Trust Bank.

                                                Bad Girl Bucks
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                                                Comment

                                                • WiredGuy
                                                  Pounding Googlebot
                                                  • Aug 2002
                                                  • 34517

                                                  #25
                                                  Originally posted by psyko514


                                                  There's no way for it to be on my credit record. They only have my name. Not even a credit card number or social insurance number.

                                                  As for credit and bank loans... I work for the Visa division of TD Canada Trust Bank.
                                                  I thought you handled chargebacks specifically at TD? Hmmm... you might have some interesting info on there about me :-)

                                                  But even without a SIN number I think they can still tie it together. Like if you rented an appartment and were on the lease they can match that with phone records or with landlord to get your SIN? Might be worth your while to do a credit check on yourself, especially if you have access to it at work.

                                                  WG
                                                  I play with Google.

                                                  Comment

                                                  • psyko514
                                                    See sig. Join Epic Cash.
                                                    • Oct 2002
                                                    • 22366

                                                    #26
                                                    I work for TD Visa customer service, and I'm working on a project concerning chargebacks against processors (which will actually be presented to the big bosses tomorrow)

                                                    I do have access to every customer's banking profile, so if I knew your full name, I technically would have access to that information, however I have no need/reason to access it and I wouldn't risk my job to do so either.

                                                    As for my SIN, the only people who have that on file are my current employer, my past employers, and my bank (who is also my employer). The lease of my old address was under my dad's name. And I don't give my SIN to anyone.

                                                    And my credit file is clean as a whistle

                                                    Bad Girl Bucks
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                                                    Comment

                                                    • AaronM
                                                      GFY Royality ;)
                                                      • Oct 2001
                                                      • 46917

                                                      #27
                                                      Originally posted by Eric_aka_RedEyes
                                                      So here is a nice little story. The beginning of the year I find a charge on my CC from columbia house. A charge I never authorized. So I contact my CC company and reverse the charges. Contact CH and explain that I never signed up for their DVD club nor would I ever want to. (who the fuck would pay 30 bucks a DVD) So a month goes by and BAM another charge this time, I write a letter and another email through their online system and contact my CC and reverse the charges.

                                                      So I get home yesterday and today is the first chance I have to look at my accounts. And guess what to my delight has appeared!!!!

                                                      Another charge from the good folks at Columbia House DVD club!!!

                                                      So now I am pretty pissed. And the bitch of it is... No phone number to call and bitch at someone. You can only write them a letter or an email. Which from my experience they never reply to. And the only number they provide on the CC statement is one that leads to a bullshit phone tree.
                                                      Hmmm....Let me get this straight.....

                                                      Somebody billed you for something that they should not have and now you are complaining about their customer service and lack of response to your inquiries.......

                                                      Hmmmmm. Very interesting.

                                                      Comment

                                                      • WiredGuy
                                                        Pounding Googlebot
                                                        • Aug 2002
                                                        • 34517

                                                        #28
                                                        In that case, enjoy the 2 free DVD's

                                                        WG
                                                        I play with Google.

                                                        Comment

                                                        • Toker
                                                          Confirmed User
                                                          • Feb 2003
                                                          • 891

                                                          #29
                                                          Originally posted by Eric_aka_RedEyes
                                                          So here is a nice little story. The beginning of the year I find a charge on my CC from columbia house. A charge I never authorized. So I contact my CC company and reverse the charges. Contact CH and explain that I never signed up for their DVD club nor would I ever want to. (who the fuck would pay 30 bucks a DVD) So a month goes by and BAM another charge this time, I write a letter and another email through their online system and contact my CC and reverse the charges.

                                                          So I get home yesterday and today is the first chance I have to look at my accounts. And guess what to my delight has appeared!!!!

                                                          Another charge from the good folks at Columbia House DVD club!!!

                                                          So now I am pretty pissed. And the bitch of it is... No phone number to call and bitch at someone. You can only write them a letter or an email. Which from my experience they never reply to. And the only number they provide on the CC statement is one that leads to a bullshit phone tree.

                                                          So I plead to you good folks at GFY. If anyone has dealt with these fuckers and gotten a number for me to call and bitch at someone shoot it my way.

                                                          The bitch is I could call my CC company and have the card cancelled and they will re issue me a new one. But the problem there is I have a few recurring charges that go to that card that would make it an inconvenience. Why should I be the one inconvenienced?
                                                          The credit CC will go back 6 months and take off disputed charges, worse comes to worse tell them you 12 year old kid ordered them ..Stick it 2 um !!!
                                                          PeaceAlive and kicking

                                                          Comment

                                                          • FlyingIguana
                                                            aspiring banker
                                                            • Mar 2002
                                                            • 10870

                                                            #30
                                                            can you file a fraud complaint through your credit card company? they'll get in contact with them.

                                                            Comment

                                                            • 49thParallel
                                                              So Fucking Banned
                                                              • Jul 2002
                                                              • 1197

                                                              #31
                                                              How ironic...have you taken a look at the deceptive billing practices of the very industry you work in. And now you think you've been done wrong....

                                                              You live the life on a daily basis...suck it up princess

                                                              Comment

                                                              • AaronM
                                                                GFY Royality ;)
                                                                • Oct 2001
                                                                • 46917

                                                                #32
                                                                Originally posted by 49thParallel
                                                                How ironic...have you taken a look at the deceptive billing practices of the very industry you work in. And now you think you've been done wrong....

                                                                You live the life on a daily basis...suck it up princess

                                                                Comment

                                                                • LiveDose
                                                                  Show Yer Tits!
                                                                  • Feb 2002
                                                                  • 25792

                                                                  #33
                                                                  I had a problem with these fuckers about 2 years ago with cds. I went through bbb.org and they took care of it.

                                                                  good luck.

                                                                  Scammer Alert: acer19 acer [email protected] [email protected] Money stolen using PayPal

                                                                  Comment

                                                                  • Eric
                                                                    Confirmed User
                                                                    • Dec 2000
                                                                    • 8818

                                                                    #34
                                                                    Originally posted by AaronM


                                                                    Hmmm....Let me get this straight.....

                                                                    Somebody billed you for something that they should not have and now you are complaining about their customer service and lack of response to your inquiries.......

                                                                    Hmmmmm. Very interesting.
                                                                    Aaron,

                                                                    You really need to let this go. You will lose this one. It is time for you to play in the grown up world.
                                                                    No One

                                                                    Comment

                                                                    • Eric
                                                                      Confirmed User
                                                                      • Dec 2000
                                                                      • 8818

                                                                      #35
                                                                      Originally posted by Hot Tropical Babes
                                                                      Hey Eric,
                                                                      Call your credit card company and tell them NOT to let them bastards charge any more, (and to reverse the charges) Offer to send the emails or snail mails you have sent.
                                                                      I have heard AOL does this also. and then, if THAT doesnt work, put your shit kickers on, and lets visit the office... Oh, and I am taking pics!!!!!

                                                                      also , it may be a good idea to cancel that account (the more I think about it) if someone signed you up... you could have other things start to show up.
                                                                      tried this already. There is no way for me to have a standing order against any company. And I have already had two charges reversed and the money placed back on my CC. If I call again they will want me to change the CC number. Fuck that! Why should I be the one who is inconvienced?
                                                                      No One

                                                                      Comment

                                                                      • AaronM
                                                                        GFY Royality ;)
                                                                        • Oct 2001
                                                                        • 46917

                                                                        #36
                                                                        Originally posted by Eric_aka_RedEyes


                                                                        Aaron,

                                                                        You really need to let this go. You will lose this one. It is time for you to play in the grown up world.
                                                                        Nice threat.

                                                                        Comment

                                                                        • Eric
                                                                          Confirmed User
                                                                          • Dec 2000
                                                                          • 8818

                                                                          #37
                                                                          Originally posted by AaronM


                                                                          Nice threat.
                                                                          not a threat. I never threaten anyone.
                                                                          No One

                                                                          Comment

                                                                          • RAM
                                                                            They're all hookers, but mom!
                                                                            • Jan 2001
                                                                            • 7047

                                                                            #38
                                                                            There all HOOKERS
                                                                            RAM



                                                                            Fucking Machines are like CASH MACHINES


                                                                            See RAM on these quality sites!!
                                                                            Rightofftheboat.com EuroBrideTryouts.com

                                                                            Comment

                                                                            • MattO
                                                                              The O is for Oohhh
                                                                              • Feb 2003
                                                                              • 10861

                                                                              #39
                                                                              Columbia House is fuckin scary. In the early 80's I had a subhahahahahahaion to the record club, and can remember getting my records in the mail folded in half to fit in my mailbox.
                                                                              I had it about 6 months back then, long enough to buy the minumum to get out from under the contract, but still to this day, 20 years later I get mail saying shit like "we miss you" and "re-join now and get a special deal". Christ it's spooky.

                                                                              Comment

                                                                              • AaronM
                                                                                GFY Royality ;)
                                                                                • Oct 2001
                                                                                • 46917

                                                                                #40
                                                                                Originally posted by Eric_aka_RedEyes


                                                                                not a threat. I never threaten anyone.

                                                                                Oh, I must be mistaken on your intent here then. Sorry about that. Could you please clarify on what your reply meant then? I hate confusion....Perhaps we are miscommunicating?

                                                                                Comment

                                                                                • Eric
                                                                                  Confirmed User
                                                                                  • Dec 2000
                                                                                  • 8818

                                                                                  #41
                                                                                  Originally posted by AaronM



                                                                                  Oh, I must be mistaken on your intent here then. Sorry about that. Could you please clarify on what your reply meant then? I hate confusion....Perhaps we are miscommunicating?
                                                                                  Miscommunicating??? Is that the same as when you are told one thing and repeat it to another person and then don't tell the first person that the situation has changed?

                                                                                  This is over. I have to get back to work.
                                                                                  No One

                                                                                  Comment

                                                                                  • AaronM
                                                                                    GFY Royality ;)
                                                                                    • Oct 2001
                                                                                    • 46917

                                                                                    #42
                                                                                    Originally posted by Eric_aka_RedEyes


                                                                                    Miscommunicating??? Is that the same as when you are told one thing and repeat it to another person and then don't tell the first person that the situation has changed?

                                                                                    This is over. I have to get back to work.
                                                                                    Pretty much.


                                                                                    I got your point and you got mine.

                                                                                    Back to the cotton fields we go.

                                                                                    Comment

                                                                                    • NoCarrier
                                                                                      We need more free porn
                                                                                      • Mar 2002
                                                                                      • 16356

                                                                                      #43
                                                                                      Columbia house invented the spam I think. I made the mistake to subscribe 10 years ago, and they are still sending me "PLEASE COME BACK!!!" letters ever since I ended the contract. The most annoying thing, is that they are always able to find me, even though I moved like 5 times..

                                                                                      Ohhhh and if you want this to stop. Just cancel your credit card ( well, call them and just tell them u lost your credit card).
                                                                                      Last edited by NoCarrier; 03-11-2003, 12:34 PM.

                                                                                      Comment

                                                                                      • Eric
                                                                                        Confirmed User
                                                                                        • Dec 2000
                                                                                        • 8818

                                                                                        #44
                                                                                        Originally posted by AaronM


                                                                                        Pretty much.


                                                                                        I got your point and you got mine.

                                                                                        Back to the cotton fields we go.
                                                                                        Works for me!
                                                                                        No One

                                                                                        Comment

                                                                                        • AaronM
                                                                                          GFY Royality ;)
                                                                                          • Oct 2001
                                                                                          • 46917

                                                                                          #45
                                                                                          Originally posted by Eric_aka_RedEyes


                                                                                          tried this already. There is no way for me to have a standing order against any company. And I have already had two charges reversed and the money placed back on my CC. If I call again they will want me to change the CC number. Fuck that! Why should I be the one who is inconvienced?

                                                                                          Having spent about 3 years working for the Credit Card division of Well Fargo......I can tell you that this is your best option at this point...HOWEVER...believe it or not, even a canceled credit card can still occur charges if the initial authorization is done prior to cancellation. Yeah it sucks but it still happens. Used to see it all the time with magazine subhahahahahahaions, iBill, and I think it was DMR Internet as well.

                                                                                          If CH is not willing to work with you on this then it may be easier to allow them to send you to an outside collections agent where you can dispute the bill with a live person. The last option is to file a small claims suit against them for the amount of the transaction that they are billing you plus your court costs. The amount will be too minimal for them to bother showing up to court over and you will win by default. At that point they will remove you from their system and fix any bullshit they may have put on your credit report. Most established companies will not go to small claims court for anything under a few grand since their attorneys will cost them more than that.

                                                                                          That's my and I do know WTF I am talking about.

                                                                                          Comment

                                                                                          • kronic
                                                                                            Confirmed User
                                                                                            • Jan 2002
                                                                                            • 964

                                                                                            #46
                                                                                            Originally posted by NoCarrier
                                                                                            Columbia house invented the spam I think. I made the mistake to subscribe 10 years ago, and they are still sending me "PLEASE COME BACK!!!" letters ever since I ended the contract. The most annoying thing, is that they are always able to find me, even though I moved like 5 times..

                                                                                            Yeah, you'd think snail mail spam would be something they'd want to crack down on. Waste of natural resources.

                                                                                            Columbia House and PCH are the worst imho. Hmm, or credit card insurance maybe?

                                                                                            Comment

                                                                                            • kronic
                                                                                              Confirmed User
                                                                                              • Jan 2002
                                                                                              • 964

                                                                                              #47
                                                                                              Well, hell. I'm gonna preface this by saying I give credit where it's due and complain like a bastard when it's deserved as well.

                                                                                              On that note, support amazon.com. Ordered ten books before Christmas as gifts and received them 3 days later. Fucking awesome

                                                                                              As for Columbia House, this is a reply I received today to a complaint I made last week. My original email is beneath it. (This stemmed from receiving two seperate shipments of 6 DVD's and not having enough credit?? for the last two that I ordered).

                                                                                              -----------------------------------------------------------------------------------
                                                                                              Thank you for your e-mail message.

                                                                                              We appreciate your comments. They has been forwarded to the appropriate department for consideration. Thank you!

                                                                                              You have completed your membership obligation.

                                                                                              This membership has now been cancelled and the name will be removed from our files for future shipments. Any mailings that were in process before the account was cancelled could not be stopped.

                                                                                              Please accept our apology for the inconvenience.

                                                                                              If we may be of further service, please let us know.


                                                                                              Sincerely,

                                                                                              Customer Service




                                                                                              Original Message Follows:
                                                                                              -------------------------



                                                                                              [Name]
                                                                                              [Mailing Address]
                                                                                              [Club] Canadian DVD Club
                                                                                              [User Name]
                                                                                              [Account Number]
                                                                                              [E-Mail Address]
                                                                                              [Order Number]
                                                                                              [From Web] Contact
                                                                                              [Time] 2003.March.07 12:47 AM
                                                                                              [Subject] Order Status
                                                                                              [Message] I am writing to let you know of my complete and utter
                                                                                              dissatisfaction with both your policies and customer service.

                                                                                              If there is a credit limit to an account, this should be noted in a highly frequented area so your customers realize your policies. When your customers see 8-10 or whatever the number of vacant slots are available for ordering, they get the unimaginable impression that they ARE ALLOWED to order that many.

                                                                                              As for your customer service, your phone operators appear entirely apathetic to any concerns that your customers show. On top of that, they come off as though your paying customers are bothering them. Rude and ignorant are best describe the two operators that I had the displeasure of speaking with.

                                                                                              I can assure you that once I have completed the bare minimum obligations that I have agreed to with your company, I will not return. I will also advise anyone within earshot to patronize their local merchants as opposed to a mail order company that doesn't know the first thing about customer service or satisfaction.

                                                                                              -----------------------------------------------------------------------------------

                                                                                              Comment

                                                                                              • psyko514
                                                                                                See sig. Join Epic Cash.
                                                                                                • Oct 2002
                                                                                                • 22366

                                                                                                #48
                                                                                                Originally posted by AaronM
                                                                                                Having spent about 3 years working for the Credit Card division of Well Fargo......I can tell you that this is your best option at this point...HOWEVER...believe it or not, even a canceled credit card can still occur charges if the initial authorization is done prior to cancellation. Yeah it sucks but it still happens. Used to see it all the time with magazine subhahahahahahaions, iBill, and I think it was DMR Internet as well.
                                                                                                That's my and I do know WTF I am talking about.
                                                                                                Aaron is 100% right. This is how it's seen from Visa/MC's point of view. You have/had a contract with the merchant. Visa/MC is simply a method of payment for the contract, just like cash. Visa/MC cannot refuse the transactions unless they have proof that the contract has been cancelled.

                                                                                                If you report your card as being lost, your credit card company can and 75% of the time, will transfer the Columbia House or whatever other charges to the new card. And if they find out you reported your card lost simply the avoid charges by a company, they can revoke your account, which would do a good bit of damage to your credit rating.

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