Benefits Of A Card Processing Comany? i.e. Epoch?

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  • stocktrader23
    Let's do some business.
    • Jan 2003
    • 18781
    #1

    Benefits Of A Card Processing Comany? i.e. Epoch?

    Just curious as to why most paysite owners use third part billers instead of their own merchant account to proccess their card transactions?

    14% just seems really high for this service and they hold your money forever. What are the benefits?

    Thanks.


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    • psyko514
      See sig. Join Epic Cash.
      • Oct 2002
      • 22366
      #2
      try to get your own merchant account.

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        • Donnie Gangsta
          Confirmed User
          • Mar 2002
          • 1104
          #3
          i've yet to figure out why big programs ($200k+)/mo dont get their own.... but small ones, it's the $ factor.. i'm looking for a bank for my own right now..... gotta have customer support ppl and all that too..

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            • Unleash_Hell
              Confirmed User
              • Dec 2002
              • 110
              #4
              fraud control
              customer service (very annoying and time consuming)

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                • stocktrader23
                  Let's do some business.
                  • Jan 2003
                  • 18781
                  #5
                  I've had merchant accounts for different stuff. Is it harder with adult?


                  Hands Free Adult - Join Once, Earn For Life

                  "I try to make a habit of bouncing my eyes up to the face of a beautiful woman, and often repeat “not mine” in my head or even verbally. She’s not mine. God has her set aside. She’s not mine. She’s His little girl, and she needs me to fight for her by keeping my eyes where they should be."

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                    • Rand
                      Industry Vet
                      • Jan 2002
                      • 2663
                      #6
                      It is now. The bank must have 100 Million in Tier One Capital.

                      This is what the new Visa reg's brought to the table.
                      -- Rand


                      Payment Industry - Communications - Quality Assurance

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                        • BJ
                          Confirmed User
                          • Mar 2002
                          • 5590
                          #7
                          its not hard to get an adult merchant account

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                            • Petr
                              Confirmed User
                              • Mar 2002
                              • 502
                              #8
                              it's hard to keep it

                                Comment

                                • BJ
                                  Confirmed User
                                  • Mar 2002
                                  • 5590
                                  #9
                                  Originally posted by Petr
                                  it's hard to keep it
                                  just do the initial trans with a bank in the states and the rebills offshore.

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                                    • sextoyking
                                      Confirmed User
                                      • Dec 2001
                                      • 6034
                                      #10
                                      Well said Petr.

                                      When we did paysites from 1995-1998, there wasn't much in the way of 3rd party billers in the beginning. First virtual and mabey 1 other.

                                      We went through 10 merchant accounts in 3 yrs. Doing about 2-5 million per year.

                                      It's damm tough. Some of the larger programs have there own, but most are offshore. Places like Charter Pacific fucked alot of ppl.

                                      and places like humboldt and cardservice will eat you alive in fees, etc if your cb's are too much.

                                      Sure you pay 14% with 3rd party, but remember, they handle all calls, emails, CS, etc, etc. I think it's worth it.

                                      peace

                                      todd

                                      -----------------------------------------------------------

                                      it's hard to keep it
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