09-10-2003, 08:29 PM
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So Fucking Banned
Join Date: Feb 2001
Location: CHICAGO
Posts: 2,284
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Quote:
Originally posted by Sly_RJ
When I was a senior in high school I wanted another credit card besides my bank issued card. So I find this card online, Next Card, looks pretty decent so I joined. Started out at $1k, after a couple months they raised it to $1.4k. Sweet deal.
About 2 years ago, Next Card goes out of business and sells all their accounts to another company called My Merrick. My new card gets issued, doesn't really phase me because I never really used the card.
Couple months ago I needed to take some last minute trips to see family, friends, etc. So I figured what the hell, I'll just charge everything. Charged. Probably about $800, not that big of a deal. So right now I'm sitting here looking through my statements and about fell over laughing.
Balance for August: $733
Bill paid in August: $30
New balance: $730
I had $27 in standard fees! No late fees, nothing! They're charging me $10 a month just to have the damn thing, and then 29% annually!
Time to dump My Merrick. I want to pay it off over the next 3-4 months, should I transfer my balance to a new card with a lower APR? Or should I stick with this card and work it off?
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over the next few months?
shouldn't you stop posting and work? (11,000ish) |
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