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I own a store where I charge people different prices for the same thing. If they're rich, I charge them more. If they're poor, I charge them less. I won't get in trouble for discrimination, will I?
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In the car business this practice is not allowed prices must be the same wether they are cash or credit. But they is always the ability to haggle on almost anything you in theory could walk into a grocery store and ask the owner to change the price of chef boyardee, the owner has the right to charge whatever they want as long as you agree to pay it.
The laws are strict when it comes to lines of credit
Our Dutch friends have a unique perspective on this I here that shoplifting is common practice when a store makes too much money?