** Important Visa Updates for all merchants

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  • NETbilling
    Confirmed User
    • Jan 2002
    • 8598

    #1

    ** Important Visa Updates for all merchants

    Check this out...

    https://www.netbilling.com/news/new-visa-trial-subscription-rules-mandnatory-all-merchants/


    Mitch Farber
    CEO - NETbilling, Inc.
    Email / Phone: 888-357-8166 / 661-252-2456
    Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!
  • EddyTheDog
    Just Doing My Own Thing
    • Jan 2011
    • 25433

    #2
    Originally posted by NETbilling
    https://www.netbilling.com/news/new-...all-merchants/

    That's going to mess up a few business plans...

    Comment

    • sonofsam
      Too lazy to set a custom title
      • Dec 2004
      • 18647

      #3
      That shouldn't be an issue unless you're a scumbag void of ethics... like 12clicks
      I like turtles.

      Comment

      • EddyTheDog
        Just Doing My Own Thing
        • Jan 2011
        • 25433

        #4
        Originally posted by sonofsam
        That shouldn't be an issue unless you're a scumbag void of ethics... like 12clicks
        lol - That's the name I first thought of when I read it...

        Comment

        • CaptainHowdy
          Too lazy to set a custom title
          • Dec 2004
          • 94744

          #5
          Tighter and tighter . . .

          Comment

          • celandina
            Too lazy to set a custom title
            • Jun 2006
            • 11728

            #6
            Originally posted by sonofsam
            That shouldn't be an issue unless you're a scumbag void of ethics... like 12clicks

            Comment

            • adultchatpay
              Let's Make Money
              • Dec 2008
              • 8785

              #7
              "Effective April 18th 2020: At the time of enrollment, merchants must require the cardholder to expressly consent to entering an ongoing subscription service for recurring payments. This consent should be separate from the cardholder’s consent with any other general terms and conditions."

              This is hard for sure

              Comment

              • kmanrox
                aka K-Man
                • Oct 2001
                • 29295

                #8
                Weed some more prix out
                Crypto HODLr
                Crypto mining
                Angel investor

                Comment

                • celandina
                  Too lazy to set a custom title
                  • Jun 2006
                  • 11728

                  #9
                  Originally posted by kmanrox
                  Weed some more prix out

                  Comment

                  • Brit in Cambodia
                    Confirmed User
                    • Nov 2019
                    • 117

                    #10
                    Originally posted by adultchatpay
                    "Effective April 18th 2020: At the time of enrollment, merchants must require the cardholder to expressly consent to entering an ongoing subscription service for recurring payments. This consent should be separate from the cardholder’s consent with any other general terms and conditions."

                    This is hard for sure
                    Just run a dark pattern, 5 pages where they have to click accept

                    page 1 tos
                    page 2 send page of tos
                    page 3 some benign bullshit
                    page 4 recurring payment
                    page 5 more benign bullshit.



                    - Effective April 18th 2020: An electronic reminder notification and a link to online cancellation at least seven days before initiating a recurring transaction should be sent to the cardholder if:
                    a trial period, introductory offer or promotional period has expired;
                    or the nature of the recurring agreement has changed.

                    This communication should include:
                    an electronic copy of the terms and conditions of the subscription service; confirmation that the cardholder has agreed to a subscription, unless the cardholder cancels;
                    the start date of the subscription;
                    details of the goods or services;
                    ongoing transaction amount;
                    billing frequency or date;
                    link or other simple mechanism to enable the cardholder to easily cancel any subsequent transactions online.
                    Spam their email before and after make the cancellation reminder get lost in a sea of generic emails.

                    Comment

                    • Major (Tom)
                      So Fucking Banned
                      • Nov 2003
                      • 32492

                      #11
                      Originally posted by NETbilling
                      Check this out...

                      https://www.netbilling.com/news/new-visa-trial-subscription-rules-mandnatory-all-merchants/
                      Hi Mitch,
                      Are you going to have to this ready as a gateway feature? Otherwise it’s impossible to implement efficiently and effectively.

                      Duke

                      Comment

                      • The Porn Nerd
                        Living The Dream
                        • Jun 2009
                        • 19788

                        #12
                        Originally posted by DukeSkywalker
                        Hi Mitch,
                        Are you going to have to this ready as a gateway feature? Otherwise it’s impossible to implement efficiently and effectively.

                        Duke
                        Exactly. This should all happen at the gateway level, with the join forms they host, rather than expect webmasters to handle it. This includes CCBill, Epoch et al. If not we are looking at a major clusterfuck here.
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                        Comment

                        • EddyTheDog
                          Just Doing My Own Thing
                          • Jan 2011
                          • 25433

                          #13
                          Originally posted by The Porn Nerd
                          Exactly. This should all happen at the gateway level, with the join forms they host, rather than expect webmasters to handle it. This includes CCBill, Epoch et al. If not we are looking at a major clusterfuck here.
                          CCBill already have the email thing in place as far as I am aware - I'm not sure if it's fully complaint - You use them don't you?..

                          Comment

                          • Natalia_Sh
                            Registered User
                            • Apr 2020
                            • 1

                            #14
                            if I'm not mistaken, this also can be done on the CRM side if you use it ...

                            Comment

                            • ZENRA
                              Confirmed User
                              • Sep 2016
                              • 655

                              #15
                              Originally posted by The Porn Nerd
                              Exactly. This should all happen at the gateway level, with the join forms they host, rather than expect webmasters to handle it. This includes CCBill, Epoch et al. If not we are looking at a major clusterfuck here.
                              You don't want to be using NB's default join form if you want to make sales. Unless they updated their design recently, the forms look older than CCBill's pre-flex forms. That's pretty much the only thing about NB I'm not a fan of. Otherwise, they're great.
                              ZENRA | Subtitled Japanese AV | @ZENRAMANIAC
                              JAV VR Content Manager at SexLikeReal

                              Comment

                              • The Porn Nerd
                                Living The Dream
                                • Jun 2009
                                • 19788

                                #16
                                Originally posted by EddyTheDog
                                CCBill already have the email thing in place as far as I am aware - I'm not sure if it's fully complaint - You use them don't you?..
                                Yes I use CCBill. Will have to check to see if they have implemented the new Visa regulations language on their forms and/or emails.

                                Originally posted by ZENRA
                                You don't want to be using NB's default join form if you want to make sales. Unless they updated their design recently, the forms look older than CCBill's pre-flex forms. That's pretty much the only thing about NB I'm not a fan of. Otherwise, they're great.
                                I do not use NB. I use CCBill and have my own custom responsive forms I designed which bring me a much higher join ratio than standard forms.
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                                Over 90 paysites to promote!
                                Now on Teams: peabodymedia

                                Comment

                                • NETbilling
                                  Confirmed User
                                  • Jan 2002
                                  • 8598

                                  #17
                                  Originally posted by DukeSkywalker
                                  Hi Mitch,
                                  Are you going to have to this ready as a gateway feature? Otherwise it’s impossible to implement efficiently and effectively.

                                  Duke
                                  Hi Duke,

                                  We do not host your tos or agreements. We supply a join form for those memrcjsnfs that still use our hosted forms. Of course, we are open to ideas that you may so feel free to email them to [email protected]. However, I know that 95% of our merchants all use our api and host their own forms.

                                  Thanks, Mitch


                                  Mitch Farber
                                  CEO - NETbilling, Inc.
                                  Email / Phone: 888-357-8166 / 661-252-2456
                                  Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

                                  Comment

                                  • NETbilling
                                    Confirmed User
                                    • Jan 2002
                                    • 8598

                                    #18
                                    Originally posted by ZENRA
                                    You don't want to be using NB's default join form if you want to make sales. Unless they updated their design recently, the forms look older than CCBill's pre-flex forms. That's pretty much the only thing about NB I'm not a fan of. Otherwise, they're great.
                                    Our general form is simple but typically converts very well and support s css as well. However, you are always welcome to use our API and host your own completely custom form, which is what the majority of our merchants utilize.


                                    Mitch Farber
                                    CEO - NETbilling, Inc.
                                    Email / Phone: 888-357-8166 / 661-252-2456
                                    Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

                                    Comment

                                    • fuzebox
                                      making it rain
                                      • Oct 2003
                                      • 22353

                                      #19
                                      Originally posted by NETbilling
                                      Hi Duke,

                                      We do not host your tos or agreements. We supply a join form for those memrcjsnfs that still use our hosted forms. Of course, we are open to ideas that you may so feel free to email them to [email protected]. However, I know that 95% of our merchants all use our api and host their own forms.

                                      Thanks, Mitch
                                      I think Duke was referring to the *trial descriptor addition...

                                      Comment

                                      • NETbilling
                                        Confirmed User
                                        • Jan 2002
                                        • 8598

                                        #20
                                        Originally posted by The Porn Nerd
                                        Yes I use CCBill. Will have to check to see if they have implemented the new Visa regulations language on their forms and/or emails.



                                        I do not use NB. I use CCBill and have my own custom responsive forms I designed which bring me a much higher join ratio than standard forms.
                                        You should give us a try and save some $$$


                                        Mitch Farber
                                        CEO - NETbilling, Inc.
                                        Email / Phone: 888-357-8166 / 661-252-2456
                                        Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

                                        Comment

                                        • Major (Tom)
                                          So Fucking Banned
                                          • Nov 2003
                                          • 32492

                                          #21
                                          Originally posted by NETbilling
                                          Hi Duke,

                                          We do not host your tos or agreements. We supply a join form for those memrcjsnfs that still use our hosted forms. Of course, we are open to ideas that you may so feel free to email them to [email protected]. However, I know that 95% of our merchants all use our api and host their own forms.

                                          Thanks, Mitch
                                          Hi Mitch,
                                          I’ll shoot you an email today.
                                          Best-
                                          Duke

                                          Comment

                                          • NETbilling
                                            Confirmed User
                                            • Jan 2002
                                            • 8598

                                            #22
                                            Originally posted by fuzebox
                                            I think Duke was referring to the *trial descriptor addition...
                                            Yes that will be supported in 2021 as mandated.


                                            Mitch Farber
                                            CEO - NETbilling, Inc.
                                            Email / Phone: 888-357-8166 / 661-252-2456
                                            Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

                                            Comment

                                            • Major (Tom)
                                              So Fucking Banned
                                              • Nov 2003
                                              • 32492

                                              #23
                                              Originally posted by fuzebox
                                              I think Duke was referring to the *trial descriptor addition...
                                              That’s just a new var sheet. I’m talking about the confirmed consent and the emails sent a week before rebill.

                                              Duke

                                              Comment

                                              • fuzebox
                                                making it rain
                                                • Oct 2003
                                                • 22353

                                                #24
                                                Originally posted by DukeSkywalker
                                                That’s just a new var sheet. I’m talking about the confirmed consent and the emails sent a week before rebill.

                                                Duke
                                                Ah, in that case like Mitch said, most merchants are hosting their own join forms and handling emails through their own member management...

                                                Comment

                                                • Major (Tom)
                                                  So Fucking Banned
                                                  • Nov 2003
                                                  • 32492

                                                  #25
                                                  Originally posted by fuzebox
                                                  Ah, in that case like Mitch said, most merchants are hosting their own join forms and handling emails through their own member management...
                                                  Fuze,
                                                  Nats 4 can handle most of this?

                                                  D

                                                  Comment

                                                  • ZENRA
                                                    Confirmed User
                                                    • Sep 2016
                                                    • 655

                                                    #26
                                                    Originally posted by NETbilling
                                                    Our general form is simple but typically converts very well and support s css as well. However, you are always welcome to use our API and host your own completely custom form, which is what the majority of our merchants utilize.
                                                    It's very simple, but the custom API that lets us host our own form is one of the many things I love about you guys.
                                                    ZENRA | Subtitled Japanese AV | @ZENRAMANIAC
                                                    JAV VR Content Manager at SexLikeReal

                                                    Comment

                                                    • EddyTheDog
                                                      Just Doing My Own Thing
                                                      • Jan 2011
                                                      • 25433

                                                      #27
                                                      Originally posted by The Porn Nerd
                                                      Yes I use CCBill. Will have to check to see if they have implemented the new Visa regulations language on their forms and/or emails.



                                                      I do not use NB. I use CCBill and have my own custom responsive forms I designed which bring me a much higher join ratio than standard forms.
                                                      It would be interesting to see what dates they implement various parts of the new polices and compare them to your stats to see how much of an effect it has...

                                                      Comment

                                                      • NETbilling
                                                        Confirmed User
                                                        • Jan 2002
                                                        • 8598

                                                        #28
                                                        Originally posted by ZENRA
                                                        It's very simple, but the custom API that lets us host our own form is one of the many things I love about you guys.
                                                        Thank you!


                                                        Mitch Farber
                                                        CEO - NETbilling, Inc.
                                                        Email / Phone: 888-357-8166 / 661-252-2456
                                                        Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

                                                        Comment

                                                        • The Porn Nerd
                                                          Living The Dream
                                                          • Jun 2009
                                                          • 19788

                                                          #29
                                                          Originally posted by EddyTheDog
                                                          It would be interesting to see what dates they implement various parts of the new polices and compare them to your stats to see how much of an effect it has...
                                                          Good idea! I keep records of weekly sales/rebills so it should be easy to do. But I would wait 3 months at least to see how this all shakes out. Of course, the stay at home measures due to Covid-19 is definitely skewing traffic and most likely rebills. So need to factor that in.

                                                          Actually shitty timing on Visa's part. Or good timing, depending on your perspective (consumer vs. webmaster).
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