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I agree with you Sly. People don't get their own thinking. I laughed out loud when I read Kane's post. So many people think just like him. They don't plan their own retirements they just rely on the government. I will not take SS. I plan on handling myself, like we all should. SS is there for people who fall on hard times. This is the problem with America today. People are relying too much on the government to support them. Look at California.
Now just image how government health care will turn out, which some people call free health care or universal, because then it doesn't sound like what it is government health care. SS, which over the years people became dependant on as you can see and do not plan their own lives, is a big government program and it failed!!! Now what happens when the government health care fails??? You're going to have a whole country depending on it and the whole health care industry depending on the government. It belongs in the private sector, or it will fail. People from all over the world come to America for surgeries because our health care is in the hands of the people, not a corrupt government.
Government should be there for people who fall on hard times, not there to support everything and everyone who have the ability to support themselves, but would rather have a free hand out. This socialist way of thinking is disgusting, wimpy, uneducated, and a group of followers who are easily scared by words. Stop looking at the government for your answers, they are not it, WE ARE!!!~ loryn@loryntaylor . com ~
RIP TDComment
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I think you absolutely should take Social Security when it's your turn. You are paying into it. A part of your paycheck (or taxes) goes towards Social Security, a pretty fair part actually. That money is yours. YOURS. People need to realize this... that is our money getting squandered.
I have absolutely no problem helping out the sick, people that need help, the elderly... whoever it may be. What I am growing less tolerant of day by day is politicians raping funds that are not theirs simply because "they can."Vacares - Web Hosting, Domains, O365, Security & More - Paxum and BTC Accepted
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For starters I am planning for my own retirement and I am doing it in a way where I am assuming that I won't have social security. Maybe when I get to that age it will still be there and I can draw it. Maybe it will be so torn down that I will only be able to draw a small amount and it won't be enough to live on and maybe it will be completely gone. I am operating on the assumption that I won't be able to rely on it so I am saving my money accordingly.
I don't look to the government for answers, but I don't think having a safety net in place for people is a terrible idea. Let me ask you this. If something terrible happened to you tomorrow and you were forever disabled and had to live the rest of your life unable to work or even really care for yourself do you have enough set aside that you could not only care for yourself (as in buy food and pay rent ect) but also provide for any medical care you might need? Do you have enough that you could do this for the rest of your life?
Social security isn't just for people who are old and retired, it is for people who get sick, hurt or whatever and can no longer care for themselves. I have no problem (and said so in my post) with people being able to take a small amount of their social security and putting it aside in an account of their own. I just think cutting it out completely would be a disaster. I'm not a whining socialist. I don't want the government to take care of me. I don't want a bunch of free hand outs. I simply think having a safety net in place is a good idea.Comment
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So then assume this is the situation. And I have had jobs in the past where I have had 401K accounts and 1-2 times a year I could split up how I wanted that money invested (IE low, medium or higher risk investments) so I understand where you are coming from. I go to a financial planner. A guy who is smart. A guy who has made a lot of people a lot of money. He makes some recommendations for me and I think they are good solid ideas so I follow his lead. For several years everything is great. Then we have something like we just had and the bottom drops out of the market. If he had me in funds that were invested in anything that had to do with sub prime mortgages I'm a huge loser. I could lose everything I have. If not everything I could lose a nice chunk of it that takes me several years to regain. So if I am 35 it isn't that big of a deal. I still have many years to rebuild it and can recover from this. If I am 65 I'm fucked.
We are not to far off in our ideas. I said in my original post if people had 2% of their social security to invest on their own it might work out better. I have no problem with people having access to some of the money to invest as they see fit. Some will do well, some will lose all of it, but at least they get some control over it. I do have a problem with people getting 100% control over the money. I'm not saying that government is great and that they do a perfect job of handling this money. I know they fuck it up and the could do much better. I am saying it you leave it up to individuals to handle themselves many of them are going to fuck it up badly.Last edited by kane; 05-23-2009, 12:17 PM.Comment
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here is a political bumpCompound interest.Comment
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But if your neighbour doesn't raise their kid properly, and doesn't pay for the kid properly, and you see their kid walking alone around shoeless and dirty on the street, what would you do?
Would you take them to the authorities?
Guess who pays for that?
If you don't agree with helping them, then you should just close your blinds and let them wander around until they get hit by a car or something. That way it's less expensive for you, the taxpayer.
We call those people "sociopaths" though, you might want to find a different group of people to belong to.Comment
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cali has always been messed up but nowadays things are even worse than ebefore.Comment
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One thing interesting that could come out of this is they make the cuts and get their budge back in line they could become an example for other states. There has been a lot of talk about cutting spending, well it looks like they are going to have to do just that. Let's see if they make good choices and stop wasting money where they can and try to really get the state back on track or if they just start slashing everything in an effort to make the voters suffer so that in the next elections they will vote for whatever taxes/programs the politicians want.Comment
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logic and math will not win over unbridled empathy. the problem is a state full of right brain dominant people. you can't make those people see the world in a different way.
if they were to cut spending today... it would ONLY be because they bankrupt their own state as the housing market collapsed and they found themselves in the midst of a major recession. it wouldn't be because cutting spending was seen as a prudent and wise thing to do.. but is only being considered simply because its the last available option, assuming Black Jesus doesn't try to bail out California as an option.
Even facing the obvious fact that there is only one choice... to cut costs and programs, they aren't doing it. They certainly aren't going to do it any other time and over the long term as some sort of new found fiscal responsibility.
this state has always been in financial trouble and its always raised taxes as an answer and a financial collapse has always been inevitable.Comment
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True. Most likely they will get some federal money and they will make some cuts then when the economy eventually turns around and things are getting better they will go right back to their overspending ways.
What amazes me is how the leaders of that state see there is no options in front of them yet they won't vote to cut spending. It would seem to me the best choice would be to take an active roll in the spending cuts so you might be able to protect a few key things that might otherwise get cut as opposed to just standing around and watching as it happens then complaining later.
But then again I guess that goes with the whole making sense thing and most of our elected leaders will have no part of making sense.Comment
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Yep that is a major flaw in our system. They get elected and then think only about getting re-elected not doing what is best for the people. I think they should have term limits on senate and congress and state reps. Just like the president they should get two terms. Then they focus on doing their job, not getting elected.Comment
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Well it's official, California is using monopoly money for tax returns and welfare. If any Californians have one of these notes could you please post a scan or a pic of it? I wonder if they would have Mr.Swarzenazi's picture on them.
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I think if they keep the current senate terms it would be okay. This way they get up to two 6 year terms. I think that would give them enough time to figure out what they are doing.
I suppose in the end it could cause some issues because if you get people in there that are actually good and doing their job eventually they will leave.Comment
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I just deposited my CA State Income Tax refund on Friday. I wasn't expecting to get a negotiable check, but I did. Duess we will see if it bounces or not.
How many successful [huge] businesses are you aware of that does a forced retirement of anyone that has 12 years experience? It might work for OR, but CA is a slightly different story.Comment
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i think the issue in these situations, is usually not "options available to them" - its a lose/lose situation for everyone.
i think the true issue is who will blink first and take the political hit from their constituents. doing the right thing in this case is political suicide. "my opponent, voted against feeding children. my opponent voted against education. my opponent voted against clean air... my opponent voted against rainbows and bunny rabbits.." etc etc.Comment
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no.. you see, you outline the simple problem with liberal thinking. "who will pay for..." this idea is always followed by the obvious "who can we take the money from to pay for it..."
you should be thinking "why is this person allowed to have children", "why does this person still have custody of his children"... "this person clearly does not deserve custody of his children and is proving that" .. what should the consequences be to this person and other similar people for the burden they have put on all of us?
throwing money at social problems NEVER make the problems go away. you can't continually take money from people who actually produce, from people who actually have their shit together, from people that actually make great decisions, parent their children well, get educations and strive everyday to excel and achieve and toss it to those who just don't.
making sure there are consequences for bad behavior and poor decision making does.
class warfare has bankrupt California... final solution??... take more money from wealthy people. working well so far!! congrats!!
this is where it has all led to and now what?
how many of those children you mention are going to get help next year? more ?? or less ??Comment
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The gov't has no reason to not pay social security. If they don't have any money, they can just print more. ;) Why do you think they stopped reporting the M3 money supply?
It's interesting that Norway actually has a budget surplus and invests the excess in a state investment fund. How our country would be so much different if we didn't spend what we didn't have. What a concept.
Funny thing is the gov't could get things in order if they really wanted to but the way our political system is set up, none of our politicians will think for the long term good.Adult Software Solutions (ICQ 559884738)
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If you can think it I can build it.Comment
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