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If Paxum wanted the people who cannot access their funds to actually get their funds then they could offer to send a cheque containing the funding balance and close out the account.
However Paxum are relying on the revenue from all the people (and there's a lot of them) who can't withdraw funds.
Ruth is silent on the issue of MasterCard and Visa Withdrawals not working. EFT is not available to every country including Australia, so effectively there's no way to be paid. Yet Paxum are happy to reduce your account balance monthly with a fee.
The money in my account (as small amount as it is) might as well not be there because there's absolutely no way to recover it.
Therefore Paxum is a scam, it's preying on people who cannot possibly withdraw their funds.
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