Originally posted by shunga This is the first piece of good news on this issue for a while. And I'd much rather be with CCBill who are playing by the rules, rather than another processor who believe they can bend them.
I agree 100%. I think Visa made their intentions very clear.
Maybe globill did find a loophole that's within Visa's policy but it's obviously not in compliance with Visa's intent.
Originally posted by shunga This is the first piece of good news on this issue for a while. And I'd much rather be with CCBill who are playing by the rules, rather than another processor who believe they can bend them.
Ha! Ha! Are you joking? CCBill along with the other two stooges have egg all over their faces. First they arrogantly try to ram the $750 fees and what not down webmasterss' throats. It's only when we collectively say "fuck you" that they suddenly turn on a dime and now will refund that $750 to us. That just proves that the three stooges were trying to pull some price-fixing scheme on the industry to begin with. I hope everyone's memory is not that short.
Only Globill and a few other processors acted with any dignity from day one and they have stayed consistent.
i'm a betting man. And I bet Globill all the way...
Besides, read that AVN article and what the various attornys have to say. They are pretty much unanimous that the Visa registration thing is simply a way for Visa to appease the Bush admin and get rid of porn within the US, in exchange for congress having passed that bankruptcy law. Once porn goes offshore, they won't care anymore.
I agree with Mr. wonton soup. Once you officially register with Visa, they have your name, ssn#, street address, website address - the works. You are OFFICIALLY ON THE RADAR from that point onwards. Then they will continue to turn the screws tighter and tighter until the final sledgehammer comes down on the third-party billing industry IN THE USA, not worldwide.
This really is a political thing. They owe the republicans a lot for passing that bankruptcy act that makes it harder for a person to get rid of credit card debt. In exchange, Visa and MC are going to crush porn in the US by demolishing the third-party billing industry IN THE USA. And after you are officially "registered" it will be too late for you to run and hide anywhere. You can't move to an offshore processor after that because Visa/MC will already know that you are a US company.
The solution? Don't register! Don't fall for that fuckin' trap. Go with an offshore processor NOW. This is not a worldwide thing. The 3 stooges can kiss my arse!
The Nazis had a harmless registration process too. Let's see, you are of a certain religious minority. Here. Please wear this yellow star of david on your chest at all times. It is only for registration purposes. Don't worry about it.
Originally posted by wonton Ha! Ha! Are you joking? CCBill along with the other two stooges have egg all over their faces. First they arrogantly try to ram the $750 fees and what not down webmasterss' throats. It's only when we collectively say "fuck you" that they suddenly turn on a dime and now will refund that $750 to us. That just proves that the three stooges were trying to pull some price-fixing scheme on the industry to begin with. I hope everyone's memory is not that short.
it's not turning on a dime, it's smart business. (in fact, i'd be surprised if they didn't decide to do this from the start) they want to keep their customers from making, as they see it, a very poor choice.. such as switching processors without having all of the info.
so far, at least from the posts i've seen, there is not enough info available to webmasters for anyone to make a sound decision - including from the big 3. it seems to me, btw, that glo-bill is the one who is hiding the most info from their webmasters - makes me suspicious (and hesitant to promote sponsors that use glo-bill). the "we have a plan but we won't share it" thing is not very satisfying.
Ha! Ha! Are you joking? CCBill along with the other two stooges have egg all over their faces. First they arrogantly try to ram the $750 fees and what not down webmasterss' throats. It's only when we collectively say "fuck you" that they suddenly turn on a dime and now will refund that $750 to us. That just proves that the three stooges were trying to pull some price-fixing scheme on the industry to begin with. I hope everyone's memory is not that short.
Only Globill and a few other processors acted with any dignity from day one and they have stayed consistent.
i'm a betting man. And I bet Globill all the way...
Besides, read that AVN article and what the various attornys have to say. They are pretty much unanimous that the Visa registration thing is simply a way for Visa to appease the Bush admin and get rid of porn within the US, in exchange for congress having passed that bankruptcy law. Once porn goes offshore, they won't care anymore.
visa USA is the only 1 we have seen cracking down, i didn't hear anyone getting mails from offshore processors (or even other 3rd parties besides da big three and the ones posting on here!) saying u better make an NL corp or ur finished!
if tshi is a nod to the bush admin. then it makes sense that the only processors DUMB enuf not to have offshore backup lines will get fucked. why would visa police countries where the gov't isn't lining their pockets?
Not to add (or detract) from the confusion, but a bunch of messages back, someone implied that they would like to hear what VISA themselves had to say.
This is what I got back when I asked them 2 weeks ago:
> From:XXXXXXXXXXXXXXXXX
> Sent: Thursday, October 03, 2002 10:33
> To: [email protected]
> Subject: Information Please
>
>
> Good Morning.
>
> I am the owner and operator of a website that currently accepts Visa as
> payment through a third party processor. Yesterday, on several different
> message boards, I found links to a joint press release from several third
> party processors. The press release stated that because of new VISA
> regulations that their "Sponsored Merchants" were going to have to pay
> several new fees to continue processing VISA cards past November. The
> processors issuing the press release are the 3 or 4 largest of the "Adult"
> payment processors.
>
> I do not find any other information on these "New Regulations" anywhere else
> on the net.
>
> Are there actually some new regulations?
>
> If so, where can I find some more information, ie: a press release from VISA
> or the actual regulation wording itself ?
>
> If so, do these regulations impact all e-commerce VISA transactions through
> third party processors or do they just affect the Adult Industries?
>
>
> Thank you for your time and attention in this matter.
>
> Sincerely
>
> XXXXXXXXX
>
From: Ask Visa USA <[email protected]>
To: XXXXXXXXXXXXXx
Sent: Friday, October 04, 2002 9:22 AM
Subject: RE: AW26 Information Please
> Thank you for your message. For specific information of this nature, please
> contact the financial institution that works with your company. A
> representative at your financial institution can directly address your
> inquiry.
> Thank you for writing.
>
> VISA Webmaster
>
Originally posted by dickblast loool ibill ccbill epoch getting pissy cuz they're fucking their wms over and noon likes it
spreading lies about globill this issue has just turned into a big GFY pissing match on a global scale with multi billion dlr companies involved
Agreed. Notice how NONE of the offshore processors like verotel, globosale, dutchbill (and now globill) just continue to happily process along? It's precisely because this is a USA issue and the 3 stooges got fucked by not opening up in other countries PRIOR to the new regs. Notice how all of a sudden the 3 stooges are sending out emails and posting here that they are scrambling to open up foreign merchant accounts only AFTER the new regs have come into force and only AFTER webmasters started dumping them?
Why didn't they do all this stuff BEFORE the shit came down like smarter companies out there? Then maybe they would have been in better shape and woulda earned more respect from all of us respectable porn-mongers.
Originally posted by Incognito dont be fucking stupid.
No one cares about how to work AFTER.
People care about hundreds of thousands of dollars of rebills.
Thats what's gonna be lost once You DONT register.
I'm not fucking stupid. I switched processing companies a couple of times. Each time, I simply emailed my users a few days before they were due to expire, and gave them a link to my new biller to continue their membership. I have always had over 90% retention rate on my rebilling at the times of the switchovers.
It's only webmasters with crappy sites and no member loyalty who have something to fear in switching billing companies. And for all such people, they SHOULD stay with the 3 stooges 'cause when the 3 stooges bite the dust at the hands of the Visa/Bush axis, so will all those crappy sites!
Ron, what's Visa say about confidentiality? Will our personal data that they require be available to anyone for inspection?
vik
Confidentiality does not exist in the USA baby,, remember you got a SS# or Tax ID #. They had your info a long time ago, actually the day you signed up with any of the billing companies, merchant accounts etc etc..
Everything is tracked via your SS# thats why you need to put it down.. With your SS# they also have my tax ID number and the other way around. If somebody requests info on your website today its really easy for anybody to get it.
It's not a 3rd billing option. Just make sure that at the end of 2002 you got all your shit together for your taxes and disclose all your income if your in the US even if they don't send you a 1099. Because now you become a sub merchant and the 3rd party billers become a gateway!
Partying since '96 and not going anywhere Anna's Dorm
Thanks for filling us in here -- and that's great news about the VISA fee. Will this apply, in 2003 to VISA's 'renewal' fee as well?
Curious, though, too -- why didn't you guys send out a similar outline of information (as your post contained) to all your webmasters? Not everyone visits this board, and I know a lot of people squirming, trying to get a bead on what is going on exactly.
Regardless -- appreciate your effort. It's why I've stayed with you folks for the last three years -- you've always gone that extra mile.
Originally posted by wonton Only Globill and a few other processors acted with any dignity from day one and they have stayed consistent.
I have followed all this pretty closely, and I'm still not clear what Glo-Bill are doing. That's not a good foundation for a webmaster to make a decision on who he processes with.
Clockwork Cash - ICQ: 355-26-288 / Email: admin AT clockworkcash DOT com
Asian Paysites : Exclusive Content : NATS or CCBill
Thai Cuties : Shave Asians : JAVondemand
7. Foreign Webmaster registration will begin on Oct 28th. in the Webmaster section
9. We expect to be able to offer our foreign webmasters a solution in the EU region and Asia Pacific Regions.
Ron C
CEO, CCbill.com [/B][/QUOTE]
Ron, please answer this as simple as you can first and then
lay everything out for us/me ;-)
Foreign Webmasters - So ,this is really new, right ?
Since this started you have convinced me to start a US
company in the US to be able to accept VISA.
Now we don't have to if we are in the European Union -
we don't need to start a company in the US ??
We can continue to use VISA if we register as a foreign
on the 28 (???) ?
I have been with ccbill for many years now and will continue
with that no matter what but in order to do it I need to know what to do to continue to do it !
I have followed all this pretty closely, and I'm still not clear what Glo-Bill are doing. That's not a good foundation for a webmaster to make a decision on who he processes with.
It's pretty obviously!
Globill has started companies in many other regions.
They have different banks in different regions with these new companies that they own.
That means they can process VISA for any webmaster cause
they are doing it through the company/bank in that webmasters area.
If VISA (when) wants Globills sponsored merchants to register
with VISA - Then the Spon.Merch can do that no matter where they live and Globill will pay the reg. Fee so they don't loose their face.
I have an I-Bill account for ONLY 1 site because I needed a shopping cart, which is now being handled by PayPal because I-Bill wouldn't process cards from outside US/Canada.
I am not wanting to pay $750 to more than one processor. Is CCBILL going to offer a shopping cart in the near future? Or can I purchase a cart that can interface with CCBILL?
Originally posted by jeroman It's pretty obviously!
Globill has started companies in many other regions.
They have different banks in different regions with these new companies that they own.
That means they can process VISA for any webmaster cause
they are doing it through the company/bank in that webmasters area.
"Bucking recent trends in the industry, Glo-Bill does not charge you any set-up, monthly or annual fees! No complicated registration forms. No reporting of your private information to outside sources!"
I still haven't seen an explanation as to how Glo-Bill are doing that, even if we just take the US.
Clockwork Cash - ICQ: 355-26-288 / Email: admin AT clockworkcash DOT com
Asian Paysites : Exclusive Content : NATS or CCBill
Thai Cuties : Shave Asians : JAVondemand
"Bucking recent trends in the industry, Glo-Bill does not charge you any set-up, monthly or annual fees! No complicated registration forms. No reporting of your private information to outside sources!"
I still haven't seen an explanation as to how Glo-Bill are doing that, even if we just take the US.
Maybe this could explain it:
A little while ago I called up Interpay (The NL entity that handles all Visa transactions there.) They asured me that what Glo-Bill stated is true. VISA USA opted in but most other regions opted out.
On the subject of privacy they told me that the information Visa requires in the USA would be illegal in Europe. So to me it sounds logical that if Glo-bil uses the other regions they won't have to give out that information as it is against the law in that region.
Originally posted by RonC
1. The new IPSP rules are worldwide, and will be in effect in every Visa region on Nov 15th.
I'm just wondering when our banks or Visa was going to notify us of this. Nov 15th is approaching fast and we're doing business as usual over here in the EU. :-)
I'm just wondering when our banks or Visa was going to notify us of this. Nov 15th is approaching fast and we're doing business as usual over here in the EU. :-)
nice to see people picking on the shortcomings of others..... you ever think that because you are in the EU.....as if it really matters..... that you are the last, and more importantly, the least important fish in the equation to fry?
Ok...Looks like a corp for us BUT and this is a BIG one.... How does the payment structure work as it has for the last 5 years or do we now have to go via a bank in the US... I had heard that payments wouldn't change.....
ANYONE know anything about this !!!!!!!!!!!!!!!!!!!!!!!!
Originally posted by CathyW Ok...Looks like a corp for us BUT and this is a BIG one.... How does the payment structure work as it has for the last 5 years or do we now have to go via a bank in the US... I had heard that payments wouldn't change.....
ANYONE know anything about this !!!!!!!!!!!!!!!!!!!!!!!!
CCBILL, IBILL and EPOCH seem to be unable to get a merchant account at the moment in the EU. Maybe the banks do not like the overall high chargeback ratios they have? Globill seems to have a more "strict" approach to reducing chargebacks and they are able to offer processing through a EU merchant account.
Originally posted by ControlThy CCBILL, IBILL and EPOCH seem to be unable to get a merchant account at the moment in the EU. Maybe the banks do not like the overall high chargeback ratios they have? Globill seems to have a more "strict" approach to reducing chargebacks and they are able to offer processing through a EU merchant account.
Lots of questions, very little answers.
CCbill and IBill already got a merchant account in the EU.
CCbill and IBill already got a merchant account in the EU.
Look at some of the other posts....
Look at other posts? Those conflicting stories?
I spoke with IBILL and they said they are trying to setup EU banking relations, not that it was final yet. Anyway obviously I hope they will have a suitable solution as soon as possible.
I dont know about cathy ... but this is for you
I cancelled my accounts with you pricks in Feb and I still get chargeback fees. You make Ibill look like gods...
I have cancelled all active members of www.(edited).com as requested. If
you would like me to cancel your Verotel account, please let me know.
On "cancelled" status you will still be able to receive payments from Verotel.
If you should have any other questions, please let me know.
Regards
Nicole
---------------------------------------------------------------------
here is the chargeback letter I just got....
----------------------------------------------------------
A disputed transaction to your Verotel account
----------------------------------------------------------
The following transaction has been disputed by the
cardholder and has been credited to your account with
Verotel. This is also known as a 'chargeback'.
The fee of handling this chargeback is USD 15.00
and will be deducted from your next invoice.
Date 30/09/2002
Time 05:49:50
Amount -9.95
Name Peter
Address Koelewijn
Zipcode 3751ZE
City Bunschoten-Spakenburg
State Gelderland
CountryNetherlands
Phonenr + 31 (033) 2544775
Email [email protected]
Payment type Credit Card
More information can be found in the Verotel Control Center. http://www.verotel.com/m08000.html
----------------------------------------------------------
VEROTEL IS LIKE A VENEREAL DISEASE !
Once you use them you can never get rid of them. They will suck your reserves dry until nothing is left. I honestly suspect they try to make additional revenue from their CB/Refund fees too.
Their chargeback problems are because they are SO slow to actually charge the users. Obviously this person didnt look at a statement from 8 months ago and then decide to charge it back. Either verotel never got around to charging the user on time or they continued to bill this person after I cancelled all the memberships. Either way, verotel fuck ups = cash from the webmasters pockets.
So, a big go fuck yourself to every worthless sack of shit working at verotel.
Control, here is a snippet of an email that we send out to our clients:
(CCBill)
We are working diligently on a solution for our Non US-Based CCBill clients with businesses located in either the European Union or Asia Pacific regions (click here to view a list of countries in these regions). It is our intent to be able to offer VISA Sponsored Merchant Registration for these clients by October 28, 2002.
If you need a good company for check writing services, then check out checkissuing, and for webhosting, check out Phoenix NAP
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