Paying off student loans SUCKS! I called my loan people today and asked them why is it that I keep on paying them MORE THAN the amount requested every month and the amount that I owe on the loans never seems to go down.. The guy's reply was "MOST of your payment goes to the final amount, the rest goes towards interest" Well I got out my calculator and punched in the #'s he told me and found out only 70% of what I'm paying goes towards paying off the loan! His reply was "yes, 70%, that's MOST" LOL!
Then I ask them to tell me the difference between my 2 loans and which one would be better to pay off first (one if for 2k the other is for a little more than 3k) and they transfered me to 4 diff people then told me to "go online and find your answers on our website" I told them no, your website is confusing and I'd rather talk to a real person about this kinda stuff.. ugh!! 20 mins on the fone with these people and I never got a straight answer! I wrote them a check for $2000 and asked them to please mark on my account that is to PAY OFF one of the loans.. I am expecting to get my statement next month and see that they split the $ between the two and I will still have two loans to pay off.. I wish I had an extra $5000 so I could just write them a check n tell them to go fuck themselves..
I never finished college and the only classes I feel I really learned something from were my history classes. Did I learn anything in college that I use in my business or everyday life? Nope, I don't think so.. I could of used the time I spent in class and studying working on my webcam or building my website and I would be better off now keeping that $ instead of paying off these loans, which I feel I will be paying off for the next 10 years of my life.. ugh!!
Thanx for letting me vent guys
Then I ask them to tell me the difference between my 2 loans and which one would be better to pay off first (one if for 2k the other is for a little more than 3k) and they transfered me to 4 diff people then told me to "go online and find your answers on our website" I told them no, your website is confusing and I'd rather talk to a real person about this kinda stuff.. ugh!! 20 mins on the fone with these people and I never got a straight answer! I wrote them a check for $2000 and asked them to please mark on my account that is to PAY OFF one of the loans.. I am expecting to get my statement next month and see that they split the $ between the two and I will still have two loans to pay off.. I wish I had an extra $5000 so I could just write them a check n tell them to go fuck themselves..
I never finished college and the only classes I feel I really learned something from were my history classes. Did I learn anything in college that I use in my business or everyday life? Nope, I don't think so.. I could of used the time I spent in class and studying working on my webcam or building my website and I would be better off now keeping that $ instead of paying off these loans, which I feel I will be paying off for the next 10 years of my life.. ugh!!
Thanx for letting me vent guys
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