People wonder why we don't like to be paid with checks

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  • RayBonga
    too cool for highschool
    • Nov 2005
    • 12164
    #1

    People wonder why we don't like to be paid with checks

    in Europe

    Just received by bank statement, guess how much I paid the bank for depositing a ccbill check in France...

    31,25 eur ~ over 40 us$

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    • Godsmack
      Confirmed User
      • Apr 2004
      • 4525
      #2
      Originally posted by RayBonga
      in Europe

      Just received by bank statement, guess how much I paid the bank for depositing a ccbill check in France...

      31,25 eur ~ over 40 us$

      And i thought 13 euros per check was a lot here :-( Netherlands..
      I still don't understand why this shit is so expensive...I know some banks in other countries only ask a few dollars to cash a check..
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        Comment

        • dial
          Confirmed User
          • May 2006
          • 1225
          #3
          in the USA we don't get charged anything for cashing checks from other countries
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            Comment

            • LiveDose
              Show Yer Tits!
              • Feb 2002
              • 25792
              #4
              Damn that's crazy.

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                • OY
                  Industry Pioneer
                  • Oct 2002
                  • 5401
                  #5
                  Originally posted by dial
                  in the USA we don't get charged anything for cashing checks from other countries


                  Not true. Wells Fargo charges $21 for it whether or not they can collect. Collection time is up to three weeks.

                  Personally i think checks are as ancient as Commodore 64.
                  Around since 1997, and the company that introduced "Cascading Billing" in MPA3® Affiliate Management and Tracking Software

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                    • fallenmuffin
                      Confirmed User
                      • Nov 2005
                      • 8170
                      #6
                      Beats $50+ for a wire transfer. Why programs don't offer ACH deposits is beyond me.

                        Comment

                        • Fucksakes
                          Shit... Fuck! What the Hell?
                          • Dec 2003
                          • 7567
                          #7
                          or when a fucking check for 20$ bounces and I gotta pay back the 20$ plus 20 for fees.

                          happened a couple times.. ccbill is the only one I trust.

                            Comment

                            • Killswitch - BANNED FOR LIFE
                              #8
                              My local bank charged me $7.50 to cash a $14 check from Canada

                                Comment

                                • pimplink
                                  Confirmed User
                                  • Jun 2001
                                  • 9535
                                  #9
                                  gosh.. checks are horrible

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                                    • Sausage
                                      Confirmed User
                                      • Oct 2002
                                      • 3012
                                      #10
                                      God I hate checks. Talk about an outdated irritating method of sending money.
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                                        • dial
                                          Confirmed User
                                          • May 2006
                                          • 1225
                                          #11
                                          Originally posted by Oystein
                                          Not true. Wells Fargo charges $21 for it whether or not they can collect. Collection time is up to three weeks.

                                          Personally i think checks are as ancient as Commodore 64.
                                          wow, glad we don't bank at wellsfargo

                                          I have banked with bank of america, washington mutual and now we are with PNC, none of them charge for foreign checks
                                          boom chicka wah wah

                                            Comment

                                            • Overload
                                              Confirmed User
                                              • Jul 2005
                                              • 3185
                                              #12
                                              err, checks is a pain ... ok, only €12,50 for six checks with my
                                              bank but still ... why the fuck do they squeeze us so badly?
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                                                • pornguy
                                                  Too lazy to set a custom title
                                                  • Mar 2003
                                                  • 62910
                                                  #13
                                                  Originally posted by Godsmack
                                                  And i thought 13 euros per check was a lot here :-( Netherlands..
                                                  I still don't understand why this shit is so expensive...I know some banks in other countries only ask a few dollars to cash a check..
                                                  31$ US to deposit a check in Mexico, EVEN if the bank is a Foreign Bank.
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                                                    • pocketkangaroo
                                                      Confirmed User
                                                      • Jan 2005
                                                      • 8452
                                                      #14
                                                      If you deal with a lot of sponsors, checks are still the way to go in the U.S. I'd rather not pay the $30 fee for each sponsor. I'd be all for ACH but am surprised how few companies offer it.

                                                        Comment

                                                        • BlackCrayon
                                                          Too lazy to set a custom title
                                                          • Jun 2003
                                                          • 19634
                                                          #15
                                                          Originally posted by Killswitch
                                                          My local bank charged me $7.50 to cash a $14 check from Canada
                                                          you should be able to get an account plan that doesn't charge you for US checks. On the shitty side, after cashing US checks for 10 years my bank wants to hold them. Dumbfucks.
                                                          you don't know you're wearing a leash if you sit by the peg all day..

                                                            Comment

                                                            • Sly
                                                              Let's do some business!
                                                              • Sep 2004
                                                              • 31379
                                                              #16
                                                              I prefer checks... it seems like it's an American only thing. No idea why. I still like checks though.
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                                                                • Loch
                                                                  Confirmed User
                                                                  • Feb 2002
                                                                  • 7674
                                                                  #17
                                                                  Because its an outdated technology, soem banks in europe dont even know what to do with them anymore.
                                                                  Why not just use wires?
                                                                  checks suck, always will....

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                                                                    • DirtyDanza
                                                                      Confirmed User
                                                                      • Aug 2002
                                                                      • 8375
                                                                      #18
                                                                      Ive never paid a fee to cash a check from another country... worst ive had to do is wait 10 days for a 10k check to clear... they released 5 k after 2 days and the other 5k a week later...

                                                                      all incoming wires are free and outgoing wires cost me 6 bucks I can do it all online....


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                                                                        • Tempest
                                                                          Too lazy to set a custom title
                                                                          • May 2004
                                                                          • 10217
                                                                          #19
                                                                          Do all of you guys just complain about the charges or did you talk to your bank people to see about alternate options? I was going to get charged per check and told them it was unacceptable.. They had me open a US dollars biz account so I don't get charged anything.

                                                                            Comment

                                                                            • DirtyDanza
                                                                              Confirmed User
                                                                              • Aug 2002
                                                                              • 8375
                                                                              #20
                                                                              Originally posted by Sly
                                                                              I prefer checks... it seems like it's an American only thing. No idea why. I still like checks though.
                                                                              robatolla was saying that earlier... I told him to ach he said

                                                                              but I like getting checks in the mail.....


                                                                              I like both....
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                                                                                • v4 media
                                                                                  Confirmed User
                                                                                  • Feb 2005
                                                                                  • 2934
                                                                                  #21
                                                                                  La Caixa in Spain and Rabobank in Nederlands used to let me bulk my cheques together and charge me only once.

                                                                                  Adultbouncer cheques were a fucker for me to cash as they were in USD from a Canadian bank. the charges were $60-70 cant remeber the exact amount.

                                                                                    Comment

                                                                                    • wjxxx
                                                                                      So Fucking Banned
                                                                                      • Feb 2005
                                                                                      • 4448
                                                                                      #22
                                                                                      I wonder why CCBILL doesn`t issue their own ATM cards

                                                                                        Comment

                                                                                        • Gasper
                                                                                          #23
                                                                                          Originally posted by Tempest
                                                                                          Do all of you guys just complain about the charges or did you talk to your bank people to see about alternate options? I was going to get charged per check and told them it was unacceptable.. They had me open a US dollars biz account so I don't get charged anything.
                                                                                          Yeah, that's what I did too.

                                                                                            Comment

                                                                                            • Antonio
                                                                                              Too lazy to set a custom title
                                                                                              • Oct 2001
                                                                                              • 14136
                                                                                              #24
                                                                                              I pay $15.00 (could be 15 euros not 100% sure) and have to wait about a month

                                                                                                Comment

                                                                                                • beta-tester
                                                                                                  Rock 'n Roll Baby!
                                                                                                  • Sep 2004
                                                                                                  • 22562
                                                                                                  #25
                                                                                                  I pay just 1% of the check amount for it to be deposited on my account. I think that's fair.

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                                                                                                    • ztik
                                                                                                      Confirmed User
                                                                                                      • Aug 2001
                                                                                                      • 5196
                                                                                                      #26
                                                                                                      Originally posted by Oystein
                                                                                                      Not true. Wells Fargo charges $21 for it whether or not they can collect. Collection time is up to three weeks.

                                                                                                      Personally i think checks are as ancient as Commodore 64.
                                                                                                      They don't for me. Ive banked at wells fargo forever and never been charged for foreign checks. Maybe its your local branches thing or something though
                                                                                                      .

                                                                                                        Comment

                                                                                                        • SeniorX
                                                                                                          Confirmed User
                                                                                                          • Jan 2005
                                                                                                          • 302
                                                                                                          #27
                                                                                                          Sponsors should definitely switch to wire transfers, faster, more secure, and in EU, it costs only $2.50 to make an international wire transfer, while it costs $4+ posting fees to send a check. So in that aspect EU is ahead of USA.

                                                                                                            Comment

                                                                                                            • Zorgman
                                                                                                              Confirmed User
                                                                                                              • Aug 2002
                                                                                                              • 6103
                                                                                                              #28
                                                                                                              Australia - StGeorge bank.
                                                                                                              $10.50 per check, or $15.30 for 3 checks.

                                                                                                              Fucken shits me to no end. I welcome Epassporte payments. Best thing that happened.
                                                                                                              ---

                                                                                                                Comment

                                                                                                                • NetHorse
                                                                                                                  Confirmed User
                                                                                                                  • Dec 2006
                                                                                                                  • 3526
                                                                                                                  #29
                                                                                                                  Never been charged for depositing a check, from the U.S or anywhere else. International wire transfer fees on the other hand are ridiculous. $30 charge from the program, and another $30 charge from the bank. $60 every 2 weeks X 26 = $1,560 for ONE program.
                                                                                                                  Last edited by NetHorse; 02-23-2009, 12:57 AM.
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                                                                                                                    • SteveHardeman
                                                                                                                      Confirmed User
                                                                                                                      • Jul 2008
                                                                                                                      • 1728
                                                                                                                      #30
                                                                                                                      You should consider contacting your sponsor. If I had a sponsor who was a good guy, sending me a decent number of signups each month, I'd be more than happy to add an additional percentage point or two to his payout to make up for the check cashing fees.

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                                                                                                                        • HomerSimpson
                                                                                                                          Too lazy to set a custom title
                                                                                                                          • Sep 2005
                                                                                                                          • 13826
                                                                                                                          #31
                                                                                                                          over here is about 5 EUR or 1% of the check (larger amount is paid)...
                                                                                                                          but not same situation in all banks...

                                                                                                                          PS:
                                                                                                                          Trusted bank customers, on checks below $500, get cash right away!
                                                                                                                          (no waiting for collections)

                                                                                                                          PPS: I prefer ePassporte! It lowers costs + no need going to bank!
                                                                                                                          Last edited by HomerSimpson; 02-23-2009, 02:25 AM. Reason: added pps
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                                                                                                                            • halfpint
                                                                                                                              GFY's Halfpint
                                                                                                                              • Jun 2007
                                                                                                                              • 15223
                                                                                                                              #32
                                                                                                                              Holy shit thats pretty steep.I paid about £12.00 ($17.54) for mine over here in the UK. If I use Barcalys bank its half the price but I have to wait a lot longer for the check to clear

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                                                                                                                                • james_clickmemedia
                                                                                                                                  Confirmed User
                                                                                                                                  • Apr 2003
                                                                                                                                  • 2204
                                                                                                                                  #33
                                                                                                                                  I used to have a US$ business account in UK with HSBC to avoid such charges. The only time I paid a fee was when I transfered by salary for US $ business account to my checking account once a month.
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                                                                                                                                    • rowan
                                                                                                                                      Too lazy to set a custom title
                                                                                                                                      • Mar 2002
                                                                                                                                      • 17393
                                                                                                                                      #34
                                                                                                                                      Originally posted by RayBonga
                                                                                                                                      in Europe

                                                                                                                                      Just received by bank statement, guess how much I paid the bank for depositing a ccbill check in France...

                                                                                                                                      31,25 eur ~ over 40 us$

                                                                                                                                      If you're paying that much you may as well switch to wire and a less frequent payout (and/or a higher minimum payout level)

                                                                                                                                      I got a nasty surprise when HSBC sent off 5 cheques for collection, as well as their local commission (which was a few bucks USD) a further $USD25 had mysteriously disappeared from the value of each cheque. They said it was the USA bank's fees. Funny that 5 different banks all charged exactly the same fee, eh?

                                                                                                                                        Comment

                                                                                                                                        • JFK
                                                                                                                                          FUBAR the ORIGINATOR
                                                                                                                                          • Jan 2002
                                                                                                                                          • 67369
                                                                                                                                          #35
                                                                                                                                          Originally posted by Killswitch
                                                                                                                                          My local bank charged me $7.50 to cash a $14 check from Canada
                                                                                                                                          well its only fair, some one has to bail them out

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                                                                                                                                            • Lace
                                                                                                                                              Too lazy to set a custom title
                                                                                                                                              • Mar 2004
                                                                                                                                              • 16116
                                                                                                                                              #36
                                                                                                                                              Originally posted by dial
                                                                                                                                              in the USA we don't get charged anything for cashing checks from other countries
                                                                                                                                              Wrong. My old credit union used to charge me $30 for a Canadian check. It even said draw from some bank in NY with us funds. Needless to say, I am no longer with them. Not that bank of america is any better though.
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                                                                                                                                                • fuzebox
                                                                                                                                                  making it rain
                                                                                                                                                  • Oct 2003
                                                                                                                                                  • 22367
                                                                                                                                                  #37
                                                                                                                                                  Originally posted by Oystein
                                                                                                                                                  Personally i think checks are as ancient as Commodore 64.
                                                                                                                                                  Yes! Checks and fax machines are my two biggest pet peeves when dealing with other businesses in the USA...

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                                                                                                                                                    • Elli
                                                                                                                                                      Reach for those stars!
                                                                                                                                                      • Apr 2003
                                                                                                                                                      • 17991
                                                                                                                                                      #38
                                                                                                                                                      I prefer the speed and reliability of wires, but the fees can be high. For a Cdn bank to receive an international wire is a $20 fee, but it's free to deposit a cheque from whereever.
                                                                                                                                                      email: [email protected]

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                                                                                                                                                        • Hazlewood
                                                                                                                                                          Confirmed User
                                                                                                                                                          • Sep 2006
                                                                                                                                                          • 1555
                                                                                                                                                          #39
                                                                                                                                                          I get 30 transactions not including wires am month before I pay. Then it is only $1 each afterwards

                                                                                                                                                          We always go over the limit but at least it's not $30 for one check

                                                                                                                                                          Skype: hazegsm

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                                                                                                                                                            • TheSenator
                                                                                                                                                              Too lazy to set a custom title
                                                                                                                                                              • Feb 2003
                                                                                                                                                              • 13330
                                                                                                                                                              #40
                                                                                                                                                              Why not just set your limit to 500.00 USD instead of cashing small checks.
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                                                                                                                                                                • John-ACWM
                                                                                                                                                                  Work Work Work
                                                                                                                                                                  • Nov 2008
                                                                                                                                                                  • 20060
                                                                                                                                                                  #41
                                                                                                                                                                  sorry,not funny... unbelievable

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                                                                                                                                                                    • webmasterchecks
                                                                                                                                                                      Confirmed User
                                                                                                                                                                      • Oct 2006
                                                                                                                                                                      • 1685
                                                                                                                                                                      #42
                                                                                                                                                                      by the end of the year, we should have a small network of bank accounts in foreign countries to make it easier for international companies affiliates to get their funds.

                                                                                                                                                                      working on that plan now matter of fact
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                                                                                                                                                                        • mikesouth
                                                                                                                                                                          Confirmed User
                                                                                                                                                                          • Jun 2003
                                                                                                                                                                          • 6340
                                                                                                                                                                          #43
                                                                                                                                                                          Originally posted by fallenmuffin
                                                                                                                                                                          Beats $50+ for a wire transfer. Why programs don't offer ACH deposits is beyond me.
                                                                                                                                                                          You answered your own question

                                                                                                                                                                          ccbill and others will never do ach when they can get 25 bucks or more for wire transfers.
                                                                                                                                                                          Mike South

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                                                                                                                                                                            • Kenny B!
                                                                                                                                                                              Confirmed Abuser
                                                                                                                                                                              • Jun 2003
                                                                                                                                                                              • 5719
                                                                                                                                                                              #44
                                                                                                                                                                              This is why I love epassporte, easier to pay affiliates and easier to get paid.
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                                                                                                                                                                                • magicmike
                                                                                                                                                                                  Confirmed User
                                                                                                                                                                                  • Feb 2003
                                                                                                                                                                                  • 2384
                                                                                                                                                                                  #45
                                                                                                                                                                                  We offer epass and checks, and wires if your getting paid over $1000. It costs us $25 - $30 to send a wire, and we get charged $20 or so for incoming wires.

                                                                                                                                                                                  That being said I know a lot of our EU webmasters that are paid by check set their minimum payments higher as the check fees are quite high.
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                                                                                                                                                                                    • OY
                                                                                                                                                                                      Industry Pioneer
                                                                                                                                                                                      • Oct 2002
                                                                                                                                                                                      • 5401
                                                                                                                                                                                      #46
                                                                                                                                                                                      Originally posted by ztik
                                                                                                                                                                                      They don't for me. Ive banked at wells fargo forever and never been charged for foreign checks. Maybe its your local branches thing or something though
                                                                                                                                                                                      We dont pay anything for Canadian checks or checks in US denomination - but if we get a check from for instance SPAIN in their currency then this will happen. Nothing local about it.
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