No Doc Loans Are back!

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  • Bladewire
    StraightBro
    • Aug 2003
    • 56220

    #1

    No Doc Loans Are back!









    Skype: CallTomNow

  • MrMaxwell
    Too lazy to set a custom title
    • Jul 2005
    • 10057

    #2
    I cannot see your post since ignore list is the best feature in history
    But if those really are back this would be an interesting time for it

    Comment

    • mineistaken
      See signature :)
      • Apr 2007
      • 29656

      #3
      Originally posted by MrMaxwell
      I cannot see your post since ignore list is the best feature in history
      Smart choice

      Comment

      • Bladewire
        StraightBro
        • Aug 2003
        • 56220

        #4
        Yes they are back

        https://www.nationwidemortgages.net/...ion-mobile.asp

        The fact is that no income check mortgage programs and reduced document loan programs can be configured to meet your needs if you have strong compensating factors. Many Americans simply do not trust banks or government agencies having access or records of their personal or financial information to get a loan. People do not trust institutions to safely guard their data and many for good reason are terrified of identity theft. No income loan programs provide another layer of protection that many people desire to buy or refinance a house


        Skype: CallTomNow

        Comment

        • MrMaxwell
          Too lazy to set a custom title
          • Jul 2005
          • 10057

          #5
          Originally posted by mineistaken
          Smart choice
          Thank you! It just worked again on whatever it said the second time
          I wish I could use this on my neighbors, God damn them

          Comment

          • Bladewire
            StraightBro
            • Aug 2003
            • 56220

            #6
            Originally posted by MrMaxwell
            Thank you! It just worked again on whatever it said the second time
            I wish I could use this on my neighbors, God damn them
            You're not very smart.


            Skype: CallTomNow

            Comment

            • CurrentlySober
              Too lazy to wipe my ass
              • Aug 2002
              • 38944

              #7
              IMHO, Using the ignore list is like sticking your fingers in your ears and saying 'nanananana - i cant hear you' like a small petulant child.

              You never know what you might miss out on. Surely people are able to just scroll past a comment they don't like, just as easily as scrolling past the fact that someone has made a comment, you have chosen not so see it, along with a tempting little 'click here to see it anyway' button...

              What are we all? 10? I Bet the next reply is telling us how clever he is to have not read the messages....


              👁️ 👍️ 💩

              Comment

              • MrMaxwell
                Too lazy to set a custom title
                • Jul 2005
                • 10057

                #8
                Bladewire
                This message is hidden because Bladewire is on your ignore list.
                View PostUnread Today, 04:00 AM
                Remove user from ignore listCurrentlySober
                This message is hidden because CurrentlySober is on your ignore list.

                I only wish that I could do this with my neighbors
                The scum sucking fuckers

                Comment

                • CurrentlySober
                  Too lazy to wipe my ass
                  • Aug 2002
                  • 38944

                  #9
                  I rest my case ! lol


                  👁️ 👍️ 💩

                  Comment

                  • MrMaxwell
                    Too lazy to set a custom title
                    • Jul 2005
                    • 10057

                    #10
                    Foiled again, brain!
                    We're sorry you have reached a number which has been disconnected
                    If you feel you have reac

                    CurrentlySober
                    This message is hidden because CurrentlySober is on your ignore list.

                    Comment

                    • MrMaxwell
                      Too lazy to set a custom title
                      • Jul 2005
                      • 10057

                      #11
                      https://www.youtube.com/watch?v=DE4zZwDE7bc

                      Comment

                      • MrMaxwell
                        Too lazy to set a custom title
                        • Jul 2005
                        • 10057

                        #12
                        I love these old style recordings

                        Comment

                        • Barry-xlovecam
                          It's 42
                          • Jun 2010
                          • 18083

                          #13

                          This is not an advertisement for credit. See Privacy for Details. NationwideMortgages.net does not make 100% home purchase loans or guarantee approvals on home loans with bad credit. Nothing on this site contains an offer promise either to extend credit for a "no money down loan" or that any participating lender will guarantee any loan for any purpose or on any specific terms. Loans cannot be made online or be approved without an underwriter analyzing your credit score, debt to income ratio and combined loan to value.

                          Home | About Us | Free Loan Quotes | Warranties and Terms

                          ?2003-2017 and Beyond NationwideMortgages.net - All rights reserved. Not everyone is approved for bad credit home loans with no down payment.
                          Maybe, they are equity lending at 65% to 75% LTV.
                          Hard money lenders make these loans all the time. A bank could make such a loan and season it 24 months then sell the loan and continue to service it.
                          The APR interest rates are way above market rates on these loans after the points charged when writing the loan.

                          https://www.google.com/search?q=loan...e+verification

                          Comment

                          • blackmonsters
                            Making PHP work
                            • Nov 2002
                            • 20992

                            #14
                            Originally posted by CurrentlySober
                            IMHO, Using the ignore list is like sticking your fingers in your ears and saying 'nanananana - i cant hear you' like a small petulant child.

                            You never know what you might miss out on. Surely people are able to just scroll past a comment they don't like, just as easily as scrolling past the fact that someone has made a comment, you have chosen not so see it, along with a tempting little 'click here to see it anyway' button...

                            What are we all? 10? I Bet the next reply is telling us how clever he is to have not read the messages....
                            I cunt a4d to read your shit.

                            Your neighbor will murder you with frogs
                            Click here

                            Comment

                            • Bladewire
                              StraightBro
                              • Aug 2003
                              • 56220

                              #15
                              Originally posted by Barry-xlovecam
                              Maybe, they are equity lending at 65% to 75% LTV.
                              Hard money lenders make these loans all the time. A bank could make such a loan and season it 24 months then sell the loan and continue to service it.
                              The APR interest rates are way above market rates on these loans after the points charged when writing the loan.

                              https://www.google.com/search?q=loan...e+verification
                              Are they no doc? A lot of those results are old and spam pages


                              Skype: CallTomNow

                              Comment

                              • CurrentlySober
                                Too lazy to wipe my ass
                                • Aug 2002
                                • 38944

                                #16
                                Originally posted by blackmonsters
                                I cunt a4d to read your shit.

                                i cunt say i blame u...


                                👁️ 👍️ 💩

                                Comment

                                • sarettah
                                  see you later, I'm gone
                                  • Oct 2002
                                  • 14327

                                  #17
                                  Originally posted by Bladewire


                                  Originally posted by Bladewire
                                  Yes they are back
                                  https://www.nationwidemortgages.net/...ion-mobile.asp

                                  The fact is that no income check mortgage programs and reduced document loan programs can be configured to meet your needs if you have strong compensating factors. Many Americans simply do not trust banks or government agencies having access or records of their personal or financial information to get a loan. People do not trust institutions to safely guard their data and many for good reason are terrified of identity theft. No income loan programs provide another layer of protection that many people desire to buy or refinance a house
                                  Originally posted by Bladewire
                                  You're not very smart.
                                  Originally posted by CurrentlySober
                                  IMHO, Using the ignore list is like sticking your fingers in your ears and saying 'nanananana - i cant hear you' like a small petulant child.

                                  You never know what you might miss out on. Surely people are able to just scroll past a comment they don't like, just as easily as scrolling past the fact that someone has made a comment, you have chosen not so see it, along with a tempting little 'click here to see it anyway' button...

                                  What are we all? 10? I Bet the next reply is telling us how clever he is to have not read the messages....
                                  Originally posted by CurrentlySober
                                  I rest my case ! lol
                                  Originally posted by Bladewire
                                  Are they no doc? A lot of those results are old and spam pages
                                  Originally posted by CurrentlySober
                                  i cunt say i blame u...


                                  You are welcome ;p

                                  .
                                  All cookies cleared!

                                  Comment

                                  • MrMaxwell
                                    Too lazy to set a custom title
                                    • Jul 2005
                                    • 10057

                                    #18
                                    Originally posted by Barry-xlovecam
                                    Maybe, they are equity lending at 65% to 75% LTV.
                                    Hard money lenders make these loans all the time. A bank could make such a loan and season it 24 months then sell the loan and continue to service it.
                                    The APR interest rates are way above market rates on these loans after the points charged when writing the loan.

                                    https://www.google.com/search?q=loan...e+verification
                                    THAT is the important question .. how much they'll loan and based on what
                                    LTV is based on current FMV, yeah?
                                    So if I want to rehab a garbage hole and I need $5 purchase and $5k to rehab the mess and the value will be $22,500 I can't borrow against the $22,500 - I would be borrowing against the current $5k-$10k current value? Or is FMV meaning the finished value when people talk about that?
                                    I think actual hard money lenders will loan against FMV and they would mean the $22,500 ? ? right ?

                                    Comment

                                    • MrMaxwell
                                      Too lazy to set a custom title
                                      • Jul 2005
                                      • 10057

                                      #19
                                      Damn it, Miss Sarettah
                                      What happened did you find out I'm a Dom and you are trying to trick me into giving you some free discipline?¿
                                      YOU are SO bad, you know
                                      Women are so bad

                                      I love women

                                      PS: Everyone knows that quoting the excrement guy to make me see his post is akin to placing a worm into a book or miss spelling words. I know that, you know!

                                      Comment

                                      • Barry-xlovecam
                                        It's 42
                                        • Jun 2010
                                        • 18083

                                        #20
                                        Hard money will lend at 65% LTV -- they are not your venture capital source.

                                        Hard money lenders generally use conservative current market value appraisals'

                                        FHA and HUD used to have rehab loans available ...

                                        Comment

                                        • videobunch
                                          Largest Content Provider
                                          • Apr 2008
                                          • 781

                                          #21
                                          We did one way back in the day and I know it was just based off credit and our rate was not much higher. They were way easier for us being self employed and we were moving from one state to another.

                                          Common sense needs to come into play when lending to people this way. I recall the joke the mcdonald's guy buying a $500k house and was making minimum wage and they approved it based off his stated income.
                                          Kevin
                                          www.VideoBunch.com
                                          Email - Kevin @@ videobunch .com or for Teams -videobunch @ live.com

                                          Comment

                                          • MrMaxwell
                                            Too lazy to set a custom title
                                            • Jul 2005
                                            • 10057

                                            #22
                                            Originally posted by Barry-xlovecam
                                            Hard money will lend at 65% LTV -- they are not your venture capital source.

                                            Hard money lenders generally use conservative current market value appraisals'

                                            FHA and HUD used to have rehab loans available ...

                                            God damn it, FFFS
                                            Fuck

                                            DAMN IT ! !! !!
                                            They use to go 80 or more even after the crash (I think they were even more generous after it happened, right? Or am I wrong on that? To me, after a crash is a great time to buy to rent)

                                            Comment

                                            • MrMaxwell
                                              Too lazy to set a custom title
                                              • Jul 2005
                                              • 10057

                                              #23
                                              Originally posted by videobunch
                                              We did one way back in the day and I know it was just based off credit and our rate was not much higher. They were way easier for us being self employed and we were moving from one state to another.

                                              Common sense needs to come into play when lending to people this way. I recall the joke the mcdonald's guy buying a $500k house and was making minimum wage and they approved it based off his stated income.
                                              I had considered something similar but I think everything is a felony these days
                                              If I made it to this old ass age without one I want to stay that way - but white collar stuff is SO TEMPTING
                                              I use to thoroughly enjoy being an episode of that program MASTERMINDS when I was young

                                              Comment

                                              • MrMaxwell
                                                Too lazy to set a custom title
                                                • Jul 2005
                                                • 10057

                                                #24
                                                While I have been arrested 982 times- I never got any criminal recorded or was charged with SHIT while sober/when I didn't want to be caught doing anything

                                                Comment

                                                • Bladewire
                                                  StraightBro
                                                  • Aug 2003
                                                  • 56220

                                                  #25

                                                  Mr. Maxwell






                                                  Skype: CallTomNow

                                                  Comment

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