How much do you pay for cashing checks in your area?

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  • MrDeiz
    • May 2008
    • 9802

    #1

    How much do you pay for cashing checks in your area?

    it's 2% here and it takes 30 days to get cash. at least % is not big, though delay sucks )

    tell me about yours.
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  • KillerK
    Confirmed User
    • May 2008
    • 3406

    #2
    costs nothing to deposit them in my bank... are you outside of the US?

    Comment

    • HorseShit
      Too lazy to set a custom title
      • Dec 2004
      • 17513

      #3
      costs me zero $

      Comment

      • MrDeiz
        • May 2008
        • 9802

        #4
        Originally posted by KillerK
        costs nothing to deposit them in my bank... are you outside of the US?
        Eastern Europe
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        • baddog
          So Fucking Banned
          • Apr 2001
          • 107089

          #5
          Not a cent.

          Comment

          • chupachups
            Confirmed User
            • Dec 2002
            • 6576

            #6
            Its costs me about 25 euro and thats because the teller is nice. Bigger checks usually cost about 150 euros to cash. Fuck it sucks

            Comment

            • Fletch XXX
              GFY HALL OF FAME DAMMIT!!!
              • Jan 2002
              • 60840

              #7
              we have drive thru banks down here so only thing it costs me is gas t get to the bank and i dont even get out of the car to deposit checks lol

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              • devine
                Confirmed User
                • Jul 2006
                • 620

                #8
                if I deposit them, it costs me 0
                if I cash overseas checks, then 1% if lower than $1000 or 0.5% when higher than that

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                • pornguy
                  Too lazy to set a custom title
                  • Mar 2003
                  • 62910

                  #9
                  Foreign Checks here are 31$ each.
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                  • Scott McD
                    Too lazy to set a custom title
                    • Nov 2002
                    • 67792

                    #10
                    $14 for me over here...


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                    • Barefootsies
                      Choice is an Illusion
                      • Feb 2005
                      • 42635

                      #11
                      $0.00

                      I deposit them in the CU, and can withdraw 100% of the check, up to $1200.00, immediately.

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                      • tranza
                        ICQ: 197-556-237
                        • Jun 2003
                        • 57559

                        #12
                        For US checks it costs me $75.
                        I'm just a newbie.

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                        • RayBonga
                          too cool for highschool
                          • Nov 2005
                          • 12164

                          #13
                          up to 15€ I only use epass and have ccbill check limit at $500

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                          • okdesign
                            ICQ 278367136
                            • May 2002
                            • 24773

                            #14
                            about 20 Euro for each check

                            Comment

                            • JamesK
                              hi
                              • Jun 2002
                              • 16731

                              #15
                              Too expensive. Gladly I haven't received any checks in a few years.
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                              • NY Jester
                                Confirmed User
                                • Nov 2007
                                • 1347

                                #16
                                I'm glad I rethought moving to Europe. Costs $0 to deposit/cash checks for me.
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                                • rowan
                                  Too lazy to set a custom title
                                  • Mar 2002
                                  • 17393

                                  #17
                                  I guess the title should have been "How much do you pay for cashing FOREIGN checks in your area?"

                                  For a while I had a deal with my bank where I could deposit 4 cheques for a total fee of $AUD20 (about $USD13) and have the funds cleared immediately, but they decided to withdraw it.

                                  At HSBC I pay a per-cheque fee of 0.25% of the value, with the minimum fee being $AUD10 (about $USD6.50). If the amount converts to over $AUD500 then it takes 4-6 weeks to process. (The last batch was about 2 days short of 6 weeks. )

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                                  • WiredGuy
                                    Pounding Googlebot
                                    • Aug 2002
                                    • 34517

                                    #18
                                    I don't think there should ever be a percentage of the check amount being charged for cashing checks. I think my rate is about 10c/check for USA checks and 5c for domestic.
                                    WG
                                    I play with Google.

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                                    • BradM
                                      Confirmed User
                                      • Dec 2003
                                      • 3397

                                      #19
                                      $0? LOL at check cashing

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                                      • woj
                                        <&(©¿©)&>
                                        • Jul 2002
                                        • 47880

                                        #20
                                        costs $0 here..
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                                        • rowan
                                          Too lazy to set a custom title
                                          • Mar 2002
                                          • 17393

                                          #21
                                          Originally posted by WiredGuy
                                          I don't think there should ever be a percentage of the check amount being charged for cashing checks. I think my rate is about 10c/check for USA checks and 5c for domestic.
                                          WG
                                          Even if they don't explicitly charge you a percentage it will probably be hidden in the exchange rate. For example, Westpac Australia charges a flat rate to receive a wire, while HSBC charges a percentage... seems obvious which is the better deal, but if you look at the exchange rates offered by each bank HSBC's are a fair bit better. The actual amount you receive from a conversion is very similar even though one bank is (transparently) charging a percentage based commission.
                                          Last edited by rowan; 01-23-2009, 03:32 PM.

                                          Comment

                                          • munki
                                            Do Fun Shit.
                                            • Dec 2004
                                            • 13393

                                            #22
                                            I've never been charged for a foreign or domestic...

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                                            • HomerSimpson
                                              Too lazy to set a custom title
                                              • Sep 2005
                                              • 13826

                                              #23
                                              1-2%, for amounts up to $500 I get cash instantly...
                                              for bigger amounts, 30 days hold until they get it approved...
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                                              • spacedog
                                                Yes that IS me. Bitch.
                                                • Nov 2001
                                                • 14149

                                                #24
                                                zero.

                                                Only checks that cost money to cash are ones in foreign currencies since I need to pay for conversion until I opened another account to deposit euros into and I'll just keep them sitting there until the time is right to convert.

                                                Comment

                                                • TisMe
                                                  Confirmed User
                                                  • Aug 2008
                                                  • 1719

                                                  #25
                                                  Originally posted by jdavis
                                                  costs me zero $
                                                  Do they just toss the coins at you and laugh?

                                                  Comment

                                                  • Phil
                                                    Confirmed User
                                                    • Jan 2004
                                                    • 7659

                                                    #26
                                                    I just got fucked cashing Canadian check the other day.
                                                    I was selling game worn jersey on ebay. Guy sends me check from Buffalo. I deposit it in my bank, send out jersey. Then I get statement 3 weeks later that CANADIAN check has cleared and they charged me 10 bucks for it. So not only he fucked me with exchange rate, I also had to pay 10 bucks. maple leaf asshole.
                                                    Ask Phil

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                                                    • bloggingseo
                                                      Confirmed User
                                                      • May 2007
                                                      • 1793

                                                      #27
                                                      Well normally I cash my checks at the bank or deposit them and that's free :-)

                                                      However if I get a check and the bank is closed I go to Wal Mart and cash it. Laugh at me if you will but it's 3$ to cash it no matter how large the check is. That's a lot cheaper than most check cashing services! If it were any more expensive I would just wait until the bank is open but sometimes if I get a check on Saturday afternoon and the bank is closed I'll take the 3$ fee to cash it at wal mart so I don't have to wait until Monday
                                                      Last edited by bloggingseo; 01-23-2009, 09:20 PM.

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                                                      • Spunky
                                                        I need a beer
                                                        • Jun 2002
                                                        • 133978

                                                        #28
                                                        Originally posted by tranza
                                                        For US checks it costs me $75.
                                                        Give your head a slap

                                                        Comment

                                                        • Spunky
                                                          I need a beer
                                                          • Jun 2002
                                                          • 133978

                                                          #29
                                                          Originally posted by CAMOKAT
                                                          I just got fucked cashing Canadian check the other day.
                                                          I was selling game worn jersey on ebay. Guy sends me check from Buffalo. I deposit it in my bank, send out jersey. Then I get statement 3 weeks later that CANADIAN check has cleared and they charged me 10 bucks for it. So not only he fucked me with exchange rate, I also had to pay 10 bucks. maple leaf asshole.
                                                          Dude.Russia will always lose to Canada in gold medal hockey.fact of life

                                                          Comment

                                                          • Kron
                                                            Confirmed User
                                                            • Jan 2005
                                                            • 1668

                                                            #30
                                                            here is 3%, and in some cases 30 days delay
                                                            I dont exchange money!

                                                            Comment

                                                            • ContentPimp
                                                              Confirmed User
                                                              • Nov 2008
                                                              • 3184

                                                              #31
                                                              Originally posted by daizzzy
                                                              Eastern Europe
                                                              The charge ridiculous fees in E.U. for everything we in the US are used to getting for free
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                                                              • WiredGuy
                                                                Pounding Googlebot
                                                                • Aug 2002
                                                                • 34517

                                                                #32
                                                                Originally posted by rowan
                                                                Even if they don't explicitly charge you a percentage it will probably be hidden in the exchange rate. For example, Westpac Australia charges a flat rate to receive a wire, while HSBC charges a percentage... seems obvious which is the better deal, but if you look at the exchange rates offered by each bank HSBC's are a fair bit better. The actual amount you receive from a conversion is very similar even though one bank is (transparently) charging a percentage based commission.
                                                                That's why I have multiple currency accounts, only convert the currency when needed. Keep it in the original currency otherwise.
                                                                WG
                                                                I play with Google.

                                                                Comment

                                                                • grumpy
                                                                  Too lazy to set a custom title
                                                                  • Jan 2002
                                                                  • 9870

                                                                  #33
                                                                  check system sucks
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                                                                  • TheSenator
                                                                    Too lazy to set a custom title
                                                                    • Feb 2003
                                                                    • 13330

                                                                    #34
                                                                    My foreign checks get cash for me for zero bucks out of courtesy. I have too much biz with my bank.
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                                                                    • bobby666
                                                                      boots are my religion
                                                                      • Nov 2005
                                                                      • 21765

                                                                      #35
                                                                      i paid last month 16 Euros for a 100 Euro swizzerland cheque (in austria)

                                                                      Comment

                                                                      • spideriux
                                                                        Registered User
                                                                        • Feb 2005
                                                                        • 17227

                                                                        #36
                                                                        1% or minimum 8$
                                                                        FreeOnes

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                                                                        • Fredde
                                                                          Confirmed User
                                                                          • Mar 2004
                                                                          • 501

                                                                          #37
                                                                          $15 here.
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                                                                          • Phil
                                                                            Confirmed User
                                                                            • Jan 2004
                                                                            • 7659

                                                                            #38
                                                                            Originally posted by Spunky
                                                                            Dude.Russia will always lose to Canada in gold medal hockey.fact of life
                                                                            I think canada just did in WC last year. IN CANADA! They also lost to Russians in Olympics.. So eat some russian poo and hush!
                                                                            Ask Phil

                                                                            Comment

                                                                            • the alchemist
                                                                              Confirmed User
                                                                              • Dec 2004
                                                                              • 3271

                                                                              #39
                                                                              $2.50 for USD checks + 30 days freeze.
                                                                              264 349 400

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                                                                              • VicD
                                                                                ICQ: 304-611-162
                                                                                • Feb 2005
                                                                                • 13245

                                                                                #40
                                                                                The last time i had a check, long time ago, i payed € 17,50 in Amsterdam

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                                                                                • CDSmith
                                                                                  Too lazy to set a custom title
                                                                                  • May 2001
                                                                                  • 51460

                                                                                  #41
                                                                                  Nothing. That goes for both US and CAD cheques.

                                                                                  0 fees = :D
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                                                                                  • AnniKN
                                                                                    Confirmed User
                                                                                    • Feb 2008
                                                                                    • 1682

                                                                                    #42
                                                                                    The banks I checked won't even let me cash checks unless I have a high risk investment with them for over a year or something of the sort plus all the fees... HAH

                                                                                    Only way to cash them are currency exchange places and they don't charge a fee, they just give you sucky exchange rates. There's times it equals around 5-10% fee even >_<

                                                                                    Comment

                                                                                    • LiveDose
                                                                                      Show Yer Tits!
                                                                                      • Feb 2002
                                                                                      • 25792

                                                                                      #43
                                                                                      I have never used a check cashing place. No idea.

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                                                                                      • Killswitch - BANNED FOR LIFE

                                                                                        #44
                                                                                        $0 mon-fri 8am to 4pm, and saturday 9am to 11am, and $3 anytime not between those.

                                                                                        Comment

                                                                                        • MrDeiz
                                                                                          • May 2008
                                                                                          • 9802

                                                                                          #45
                                                                                          Originally posted by AnniKN
                                                                                          The banks I checked won't even let me cash checks unless I have a high risk investment with them for over a year or something of the sort plus all the fees... HAH

                                                                                          Only way to cash them are currency exchange places and they don't charge a fee, they just give you sucky exchange rates. There's times it equals around 5-10% fee even >_<
                                                                                          holly ...
                                                                                          what country is that?
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                                                                                          • STR$
                                                                                            Confirmed User
                                                                                            • Aug 2008
                                                                                            • 5645

                                                                                            #46
                                                                                            cost me about 20 euros

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                                                                                            • Sosa
                                                                                              In Tushy Land
                                                                                              • Oct 2002
                                                                                              • 40149

                                                                                              #47
                                                                                              It's free for me

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                                                                                              • AnniKN
                                                                                                Confirmed User
                                                                                                • Feb 2008
                                                                                                • 1682

                                                                                                #48
                                                                                                Originally posted by daizzzy
                                                                                                holly ...
                                                                                                what country is that?
                                                                                                Mexico - lol, our banks SUCK ass. Credit card interest is somewhere around 50% per year... really fucked up.

                                                                                                It might also be because I live in an area that is not used to deal with foreign currencies much. And when people receive money from the US, it's usually Western Union or direct deposits.

                                                                                                Last time I exchanged a CCBill check they paid me 12.50 per USD, and exchange rate was 13.50 *shrug* only use them in emergencies.

                                                                                                Comment

                                                                                                • Si
                                                                                                  Such Fun!
                                                                                                  • Feb 2008
                                                                                                  • 13900

                                                                                                  #49
                                                                                                  absolutely fucking nothing

                                                                                                  Comment

                                                                                                  • SomeCreep
                                                                                                    :glugglug
                                                                                                    • Mar 2003
                                                                                                    • 26118

                                                                                                    #50
                                                                                                    People pay to cash their checks? What a jip.

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