What actually qualifies as adult? As far as processing goes?

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  • windycityxx
    Confirmed User
    • Sep 2010
    • 684

    #1

    What actually qualifies as adult? As far as processing goes?

    Does an adult dating site with no nudity qualify as adult or high risk?

    If so why?

    What is that fine line, where does it start, where does it end?
  • iSpyCams
    Amateur Gynecologist
    • May 2009
    • 4436

    #2
    I am pretty sure that, as far as Visa and MC are concerned, dating is "high risk" whether it's adult or not, you might be able to use paypal and other stuff temporarily but eventually you'll need a high risk setup, which won't be as straightforward as setting up a pure adult site or a pure e-commerce site, you should talk to someone who does processing, reach out to orbitalpay, netbilling, and mobius for a private MID or CCbill or Epoch for ISPS setup, you likely won't be able to use CCbill or Epoch with a non-adult site, but I think both have separate setups for that kind of site. Can't remember what they are called.
    - As soon as I think up a good sig it's going here.

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    • JasonCollins
      Confirmed User
      • Sep 2013
      • 970

      #3
      You can process with us through CardBilling for 5% - All inclusive. Send me an email if you would like further details.
      Transparent, hassle free payments: DialXS.com
      Email: [email protected] | Telegram: jpcams

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      • windycityxx
        Confirmed User
        • Sep 2010
        • 684

        #4
        What about an adult type theme but with absoultely no nudity, would that be considered adult?

        What exactly would qualify a site to have the $500 Visa and $500 Mastercard fees?

        Comment

        • tobedeleted
          Pay Per Minute Products
          • Nov 2015
          • 299

          #5
          Originally posted by windycityxx
          What about an adult type theme but with absoultely no nudity, would that be considered adult?

          What exactly would qualify a site to have the $500 Visa and $500 Mastercard fees?
          It 'may' not be considered adult based on the content, but simply due to the fact that all transactions are web based the site will most likely be considered 'high risk'.

          I have helped a few people setup processing through 3rd party processors and direct bank merchant accounts. In virtually all cases (especially with merchant accounts), the services were considered high risk simply because the purchases are done 100% online (card not present).

          It's not as bad as it used to be, but any purchase with a Visa/Mastercard is basically an unsecured loan that can be called back at anytime (within around 3 months). So it's risky and therefore the $500 fees and practically mandatory.

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          • 2MuchMark
            Mark of 2Much.net
            • Aug 2004
            • 50900

            #6
            Crazy idea, but have you checked with Paypal? Not sure if they would allow it but if they do, it would be the best option for you. Not only are they dirt cheap, but using Paypal as a payment processor makes it really easy for "impulse buys".

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            • windycityxx
              Confirmed User
              • Sep 2010
              • 684

              #7
              I emailed Paypal and kept getting scripted replies where it didn't even seem they read my emails even after a little back and forth.. will try to call them..

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              • Rochard
                Jägermeister Test Pilot
                • Dec 2001
                • 75733

                #8
                Anything can be considered adult. This is a constant problem with dating - some people consider it mainstream, some people consider it adult.

                I consider dating to be mainstream. Even if it is a complete hook up site, it's dating, not porn.
                Herschel Savage
                Brooklyn, NY

                Comment

                • xXXtesy10
                  Fakecoin Investor
                  • Jul 2012
                  • 7127

                  #9
                  Originally posted by sincats
                  It 'may' not be considered adult based on the content, but simply due to the fact that all transactions are web based the site will most likely be considered 'high risk'.

                  I have helped a few people setup processing through 3rd party processors and direct bank merchant accounts. In virtually all cases (especially with merchant accounts), the services were considered high risk simply because the purchases are done 100% online (card not present).

                  It's not as bad as it used to be, but any purchase with a Visa/Mastercard is basically an unsecured loan that can be called back at anytime (within around 3 months). So it's risky and therefore the $500 fees and practically mandatory.
                  bait n switch should be high risk too. this girl, and many other girls, on site must be in 30's now. all this is bullshit so what is catch or scam?
                  https://sincats.com/profile/model/O-2/814/Traci_Simmons
                  WARNING: Stay Away From Marlboroack aka aka Brandon Ackerman
                  http://gfy.com/21169705-post8.html
                  Donny Long is Felon, Stalker, Scammer & Coward
                  http://www.ripoffreport.com/reports/...lon-int-761244

                  Comment

                  • MaxPSC
                    Registered User
                    • Dec 2014
                    • 75

                    #10
                    Originally posted by windycityxx
                    What about an adult type theme but with absoultely no nudity, would that be considered adult?

                    What exactly would qualify a site to have the $500 Visa and $500 Mastercard fees?
                    You have 3 kinds of dating websites:
                    Mainstream / Casual / Adult

                    No nudity does not mean not High-risk. It also depends on the content, the intention of the people going on the website and the way it is promoted.

                    Feel free to contact me if you want more info about it

                    [email protected]

                    Max
                    Paysite Cash : Regulated Financial Institution, Choose the Right Billing Partner
                    IPSP Accounts and Direct Merchant Accounts: Mainstream and High-risk

                    Comment

                    • NETbilling
                      Confirmed User
                      • Jan 2002
                      • 8598

                      #11
                      Originally posted by sincats
                      It 'may' not be considered adult based on the content, but simply due to the fact that all transactions are web based the site will most likely be considered 'high risk'.

                      I have helped a few people setup processing through 3rd party processors and direct bank merchant accounts. In virtually all cases (especially with merchant accounts), the services were considered high risk simply because the purchases are done 100% online (card not present).

                      It's not as bad as it used to be, but any purchase with a Visa/Mastercard is basically an unsecured loan that can be called back at anytime (within around 3 months). So it's risky and therefore the $500 fees and practically mandatory.
                      Hi,

                      Just being online does not make it high risk. We have many, many non high risk merchants that we handle processing for that are exclusively online.

                      If you need a great place for your clients, both high risk and non, we are happy to help, and have an excellent referral program.

                      Please email partners(@)NETbilling dot com for more information.

                      Thank you


                      Mitch Farber
                      CEO - NETbilling, Inc.
                      Email / Phone: 888-357-8166 / 661-252-2456
                      Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

                      Comment

                      • NETbilling
                        Confirmed User
                        • Jan 2002
                        • 8598

                        #12
                        Originally posted by windycityxx
                        Does an adult dating site with no nudity qualify as adult or high risk?

                        If so why?

                        What is that fine line, where does it start, where does it end?
                        Adult dating is typically high risk but it depends on your site. Please contact us and we are happy to help you clarify.

                        Thank you, Mitch


                        Mitch Farber
                        CEO - NETbilling, Inc.
                        Email / Phone: 888-357-8166 / 661-252-2456
                        Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

                        Comment

                        • windycityxx
                          Confirmed User
                          • Sep 2010
                          • 684

                          #13
                          I am making a list of companies to contact, you are definitely on my short list and will be getting a message from me in the next few days. Thanks

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