Quote:
Originally Posted by Sly
$2,000 is fairly low for a deductible. I did $2,500. You can do $5,000 and it will drop your monthly quite a bit, but the math doesn't really work out. If you need to spend your deductible, your monthly gets completely jacked, so you may as well get a lower side deductible unless you're comfortable with the risk. Most people would probably be fine really. I don't think I've ever filled mine...
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If I didn't have hospital stays and need migraine medication out the wazoo then I would have went higher deductible lower insurance.
Come the new year the first time I get my migraine meds they will cost me $500.00 co-pay. I hit that deductible pretty quick.