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I'm just taking a guess, but I think Epoch was able to make the deal with Paypal by taking on 100% of the risk. Just a theory of course. I would assume that if this works for Paypal they may start working with other payment processors too, but I would guess that Epoch's agreement with Paypal would stop them from doing this. Just a theory again. Regardless, Epoch's deal with Paypal is epic.
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