HOA sucks. Mello-Roos even more. Having a group of people dictate how and what you can do is lame. "Your roof needs to be up to HOA code, it will cost you $6,000".
There is a reason people advertise No HOA on their listings. Go sit in on a HOA meeting and see how fun it is.
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Jimmy James  ATKingdom/AMK Empire Since 1996 - My Movies
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