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3 Times.
Once when I was 17, one my lungs collapsed in the morning and I didn't go to the hospital until that night.
Another time I fell asleep at the wheel on the way to Toronto from Montreal. Switch seats with my passenger and then she fell asleep, hitting the steel border of a road into a curve (a small cliff was just passed that wall). Entire right side of my car was destroyed. Nobody was hurt.
The last time was a pretty bad car crash about 10 years ago. Near head-on (They were driving the street), major damage to both cars, but nobody got hurt.
Crazy.
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