Quote:
Originally Posted by pompousjohn
A much simpler system would be to text a 6 digit confirmation code to the cardholder's mobile, which is then entered into the page where the purchase is being made. Far from foolproof, it would cut online fraud rates down to about 10% of what they are currently.
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I have to do that with my bank to send wires. It's annoying. Can't imagine how annoyed I would get if I had to do that every time I made an online purchase.
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