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Originally Posted by JasonCollins
You would be correct with regards to content. We have to see what the webmaster is selling. Otherwise people would abuse the system and sell content that is strictly forbidden by Visa/MC such as, rape, incest, etc. 
With regards to our promotion, lets look at some of the pricing from the other competitors. We made a promo to attract everyone not just Zombaio. We also saw an opportunity to provide Z's customers with a chance to move and we wanted to minimize their out of pocket expenses. Other providers out there like us, do require the annual fee and we are willing to pay that on the webmaster's behalf.
Adult processing is high risk and with this, comes costs. Now I know not every webmaster out there is producing rape, incest, or scat, but there are some out there that are pushing the envelope with Visa/MC and this is where a lot of the risk/cost comes in. In fact, for many of our clients who are producing volume with minimal risks, their rates reflects this. Mathematically/financially it just doesn't work when you have to employ a risk management team to scrub content and to contact webmasters who are in violation.
If you want to make a switch from your current processor and you would like to get a quote from us at Verotel, send me an email and include your site URL(s), current processor, and your current monthly volumes. I would be happy to discuss the details and what we can do for you and your business. |
The credit card companies have been taking more preventative measures in recent years with their "high risk" clients, including 3d Secure, which has worked quite well.
http://www.3dsecurempi.com/ Of course, no system is 100% foolproof and while I'm sure this doesn't put an abrupt end to all internet fraud, it must help alleviate the excuses. Despite the convenience of this claim, the risk factor must have lessened substantially.
With respect to our live video shows, as independent contractors (or are we now employees of the payment processor we use?), we are at complete liberty to use any platform we choose. If we perform an illegal act, is the payment processor charged for that crime? On that same note, performing shows on Skype is not illegal. Now, what if something needs to be reviewed by law enforcement? Can't a video archive of that session be subpoenaed from the Skype servers, if a dispute arises with regards to extreme cases, such as those mentioned in your examples, where there needs to be a review?
Please quote and point me to the URL on your site, Verotel.com, where the statement that you need to record our content (for "legal purposes") exists. I'm not convinced that every girl performing independent Skype shows without a recording of it, other than on Skype itself, which I am certain they have, is in violation of any law.