Quote:
Originally Posted by AmeliaG
My point was that, if I am reading the terms right, your expensive healthcare plan only seems to make mathematical sense, if you spend $8,500+ on healthcare. Otherwise, insurance costs you a lot more.
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Don't think short term. Look at what kind of health care expenses I can expect in the future.
One of my cars I bought new 8-1/2 years ago. I almost paid for a second car in what I spent on insurance.
You may have a higher risk tolerance than I do, but I do not want to bail your ass out if something goes bad. Debt write offs and bankruptcies of others cost ME.
The fact that you do not have insurance and I would bet all I have you do not have enough in assets to cover organ transplants or major cancer treatment, makes you a leech on society. If more were in the pool EVERYONE'S cost can go down.